This sprawling all-brick ranch offers more than 1,850 square feet on the main level with an additional 1,600+ finished square feet below, providing exceptional space and flexibility. The formal foyer leads to a fully remodeled eat-in kitchen, a large living room, or the bedroom wing. The kitchen features shaker cabinets, LVP flooring, stainless steel appliances, a farmhouse sink, and a generous dining area. A door from the kitchen provides access to the attached two-car garage, side yard, and a carport currently used as a covered veranda. The fully fenced backyard includes extra parking and a rear gate that allows convenient access to the school bus route.
The expansive living room offers a backyard view, a fully functioning wood fireplace, built-in cabinetry, and access to the sunroom, which includes baseboard heat and LVP flooring and is ideal for a playroom, office, or additional living space. Updated windows throughout the home bring in abundant natural light and feature marble sills. The hallway includes a whole-house attic fan and stair access to the full-length attic, which houses the brand-new HVAC system and provides significant storage.
The bedroom wing includes three spacious bedrooms. Bedroom one features a large double closet. The primary bedroom offers four closets across one wall, a large window, and updated finishes. Bedroom three includes LVP flooring, a storage closet, and two additional smaller closets. The remodeled hall bath features a double vanity and a tub/shower combination.
The finished lower level includes a second decorative fireplace (non-functioning), a large family room with carpet, a laundry room with shelving, a rec room, a home gym with dry-erase boards, and a spacious storage area. A second full bath features custom tile and a glass bowl sink. A non-conforming fourth bedroom with rubber flooring and a closet provides additional flexibility.
This home is conveniently located near crosswalks with easy access to schools and Route 3, offering both comfort and convenience in a thoughtfully designed layout.
Active
Listing Provided by: Tammy Mitchell Hines & Co.
Price cut: $5K (3/19)
$309,500
325 N Market St, Waterloo, IL 62298
3beds
3,450sqft
Est.:
Single Family Residence
Built in 1954
-- sqft lot
$304,600 Zestimate®
$90/sqft
$-- HOA
What's special
All-brick ranchFully functioning wood fireplaceSecond decorative fireplaceFarmhouse sinkThree spacious bedroomsFully fenced backyardAbundant natural light
- 34 days |
- 1,481 |
- 45 |
Zillow last checked: 7 hours ago
Listing updated: April 03, 2026 at 04:51pm
Listing Provided by:
Tammy A Hines 618-281-3959,
Tammy Mitchell Hines & Co.
Source: MARIS,MLS#: 26012033
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 156
- Dimensions: 13x12
Bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 180
- Dimensions: 15x12
Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 72
- Dimensions: 9x8
Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Lower
- Area: 50
- Dimensions: 10x5
Bonus room
- Features: Floor Covering: Other
- Level: Lower
- Area: 182
- Dimensions: 14x13
Den
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 182
- Dimensions: 14x13
Family room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 273
- Dimensions: 21x13
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 260
- Dimensions: 20x13
Laundry
- Features: Floor Covering: Concrete
- Level: Lower
- Area: 400
- Dimensions: 20x20
Living room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 364
- Dimensions: 26x14
Loft
- Level: Upper
Other
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 60
- Dimensions: 10x6
Other
- Features: Floor Covering: Concrete
- Level: Lower
- Area: 195
- Dimensions: 15x13
Recreation room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 437
- Dimensions: 23x19
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Down Draft, Cooktop, Other
Features
- Central Vacuum
- Basement: Full
- Number of fireplaces: 2
- Fireplace features: Basement, Recreation Room, Wood Burning
Interior area
- Total structure area: 3,450
- Total interior livable area: 3,450 sqft
- Finished area above ground: 1,850
- Finished area below ground: 1,600
Property
Parking
- Total spaces: 3
- Parking features: Carport, Attached, Garage
- Attached garage spaces: 2
- Carport spaces: 1
- Covered spaces: 3
Features
- Levels: One
- Patio & porch: Patio
- Fencing: Back Yard
Lot
- Dimensions: 130 x 111.92 x 130 x 98.40
- Features: Level
Details
- Parcel number: 0724450009000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Veneer
- Roof: Asphalt,Shingle
Condition
- Year built: 1954
Details
- Warranty included: Yes
Utilities & green energy
- Electric: Ameren
- Sewer: Public Sewer
- Water: Public
- Utilities for property: None
Community & HOA
Community
- Subdivision: Not In A Subdivision
HOA
- Has HOA: No
- HOA name: Not in subdivision
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $90/sqft
- Tax assessed value: $269,820
- Annual tax amount: $5,267
- Date on market: 3/3/2026
- Cumulative days on market: 35 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Concrete
Estimated market value
$304,600
$289,000 - $320,000
$2,063/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/19/2026 | Price change | $309,500-1.6%$90/sqft |
Source:  MARIS #26012033 Report a problem | ||
| 3/3/2026 | Price change | $314,500+4.9%$91/sqft |
Source: MARIS #26012033 Report a problem | ||
| 11/22/2024 | Pending sale | $299,900+1.7%$87/sqft |
Source: MARIS #24055625 Report a problem | ||
| 11/21/2024 | Sold | $295,000-1.6%$86/sqft |
Source: MARIS #24055625 Report a problem | ||
| 9/23/2024 | Contingent | $299,900$87/sqft |
Source: MARIS #24055625 Report a problem | ||
| 9/13/2024 | Listed for sale | $299,900+93.5%$87/sqft |
Source: MARIS #24055625 Report a problem | ||
| 1/4/2013 | Sold | $155,000-3.1%$45/sqft |
Source: MARIS #4114684 Report a problem | ||
| 11/23/2012 | Listed for sale | $159,900-3.4%$46/sqft |
Source: Tammy Mitchell Hines & Co. #4114684 Report a problem | ||
| 7/17/2007 | Sold | $165,500-11.7%$48/sqft |
Source: Public Record Report a problem | ||
| 9/15/2006 | Sold | $187,500$54/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,267 +16.3% | $89,940 +15.1% |
| 2023 | $4,531 +2.2% | $78,110 +3.4% |
| 2022 | $4,433 | $75,560 -2% |
| 2021 | -- | $77,070 +6.2% |
| 2020 | -- | $72,540 +1.3% |
| 2019 | -- | $71,630 +10.1% |
| 2018 | $3,995 | $65,050 -1.8% |
| 2017 | $3,995 | $66,221 +1.8% |
| 2016 | $3,995 +2% | $65,050 |
| 2015 | $3,918 +3.9% | $65,050 |
| 2014 | $3,771 | $65,050 |
| 2012 | $3,771 | $65,050 |
| 2011 | -- | $65,050 -18.5% |
| 2010 | -- | $79,790 +4.6% |
| 2009 | -- | $76,280 +3.1% |
| 2008 | -- | $74,010 +10.6% |
| 2007 | -- | $66,920 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,962/mo
Principal & interest
$1524
Property taxes
$438
More affordability tools
Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- NAW J Zahnow Elementary SchoolGrades: PK-1Distance: 0.2 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 0.2 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 62298
- Illinois
- Monroe County
- Waterloo
- 62298
- 325 N Market St
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