Affordable opportunity in Waterloo! This 3-bedroom, 1-bath home offers immediate functionality for first time home buyers or investors looking for their next portfolio add. Interior features include open kitchen with breakfast bar and dining with new flooring, natural woodwork, a spacious living area, large bedrooms. A covered front porch, enclosed mudroom, and large backyard provide inviting outdoor space. The unfinished basement includes laundry hookups, ample storage, and space for additional living area. Located across from a church and minutes from schools and amenities, this property offers consistent rental demand and long-term growth potential. A great option for investors or first-time homebuyers seeking affordability, space, and future potential.
For sale
$89,500
324 Sumner St, Waterloo, IA 50703
3beds
1,011sqft
Est.:
Single Family Residence, Residential
Built in 1899
8,276.4 Square Feet Lot
$-- Zestimate®
$89/sqft
$-- HOA
What's special
- 16 days |
- 383 |
- 13 |
Zillow last checked: 7 hours ago
Listing updated: March 08, 2026 at 03:02am
Listed by:
Jami Wolf 319-481-7088,
Keller Williams Legacy Group,
Emilie Walsh 319-936-2073,
Keller Williams Legacy Group
Source: Iowa City Area AOR,MLS#: 202601464
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range Or Oven, Refrigerator
Features
- Other, Breakfast Bar
- Basement: Block
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,011
- Total interior livable area: 1,011 sqft
- Finished area above ground: 1,011
- Finished area below ground: 0
Property
Parking
- Parking features: None
Features
- Levels: One
- Stories: 1
Lot
- Size: 8,276.4 Square Feet
- Dimensions: 60 x 140
- Features: Less Than Half Acre
Details
- Parcel number: 891324181006
- Zoning: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl, Frame
Condition
- Year built: 1899
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: None
- Subdivision: Hammond &Hopkins Addition
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $89/sqft
- Tax assessed value: $54,680
- Annual tax amount: $1,186
- Date on market: 3/1/2026
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
$873/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/23/2026 | Listed for sale | $89,500$89/sqft |
Source:  CRAAR, CDRMLS #2601256 Report a problem | ||
| 2/23/2026 | Listing removed | $89,500$89/sqft |
Source: CRAAR, CDRMLS #2507212 Report a problem | ||
| 12/2/2025 | Price change | $89,500-5.3%$89/sqft |
Source: CRAAR, CDRMLS #2507212 Report a problem | ||
| 11/10/2025 | Price change | $94,500-4.5%$93/sqft |
Source: CRAAR, CDRMLS #2507212 Report a problem | ||
| 8/22/2025 | Listed for sale | $99,000-17.2%$98/sqft |
Source: CRAAR, CDRMLS #2507212 Report a problem | ||
| 5/1/2025 | Listing removed | $119,500$118/sqft |
Source:  Northeast Iowa Regional BOR as distributed by MLS GRID #20244842 Report a problem | ||
| 2/19/2025 | Price change | $119,500-8.1%$118/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20244842 Report a problem | ||
| 10/29/2024 | Listed for sale | $130,000+173.7%$129/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20244842 Report a problem | ||
| 1/27/2022 | Sold | $47,500-13.6%$47/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20215819 Report a problem | ||
| 12/29/2021 | Pending sale | $54,999$54/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20215819 Report a problem | ||
| 12/22/2021 | Listed for sale | $54,999+30.9%$54/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20215819 Report a problem | ||
| 11/17/2004 | Sold | $42,000$42/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,093 +19.3% | $54,680 |
| 2023 | $916 +30.8% | $54,680 +31.1% |
| 2022 | $700 +2.7% | $41,720 |
| 2021 | $682 +2.4% | $41,720 +7.7% |
| 2020 | $667 -1.8% | $38,720 |
| 2019 | $679 +1.5% | $38,720 |
| 2018 | $669 +0.1% | $38,720 |
| 2017 | $668 -1.8% | $38,720 |
| 2016 | $680 | $38,720 |
| 2015 | $680 +1.2% | $38,720 |
| 2014 | $672 -17.8% | $38,720 |
| 2012 | $817 -26.2% | $38,720 |
| 2011 | $1,108 +3.3% | $38,720 -27.6% |
| 2010 | $1,072 +2.8% | $53,460 |
| 2009 | $1,043 +9.3% | $53,460 |
| 2008 | $955 +1.7% | $53,460 +14.5% |
| 2007 | $939 -0.5% | $46,710 |
| 2006 | $943 +52.7% | $46,710 |
| 2005 | $618 +5.8% | $46,710 +79.5% |
| 2003 | $584 +1.7% | $26,020 |
| 2002 | $574 +10.7% | $26,020 +18% |
| 2001 | $518 | $22,050 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$566/mo
Principal & interest
$462
Property taxes
$104
More affordability tools
Climate risks
Neighborhood: 50703
Nearby schools
GreatSchools rating
- 3/10Cunningham SchoolGrades: PK-5Distance: 0.4 mi
- 2/10George Washington Carver AcademyGrades: 6-8Distance: 1.1 mi
- 2/10East High SchoolGrades: 9-12Distance: 0.4 mi
Local experts in 50703
- Iowa
- Black Hawk County
- Waterloo
- 50703
- 324 Sumner St
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Waterloo Topics
