Adorable 1960's cottage in the heart of the Historic District of Bay St. Louis. Light, bright and cheery with hard wood floors throughout. Enjoy your morning coffee or evening cocktail on the large covered porch overlooking the yard. High elevation and X Flood Zone. Detached 2-car carport and two storage sheds, as well as a sunken Florida room with a bonus fridge and wet bar. Perfect for entertaining or an artist's studio! Make an appointment to see this gem today. It won't last long!
Active
Price cut: $21K (1/23)
$449,000
321 State St, Bay Saint Louis, MS 39520
2beds
1,365sqft
Est.:
Residential, Single Family Residence
Built in 1960
7,405.2 Square Feet Lot
$423,300 Zestimate®
$329/sqft
$-- HOA
What's special
High elevationLight bright and cheeryTwo storage shedsSunken florida room
- 137 days |
- 440 |
- 17 |
Zillow last checked: 7 hours ago
Listing updated: March 22, 2026 at 11:37pm
Listed by:
Matthew J Stieffel 228-224-5530,
Coldwell Banker Alfonso Realty-BSL 228-467-0244,
Lindsey L Lind 228-216-8512
Source: MLS United,MLS#: 4132576
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Heating
- Central, Wood Stove
Cooling
- Central Air, Wall/Window Unit(s)
Appliances
- Included: Dishwasher, Electric Water Heater, Refrigerator, Washer/Dryer
Features
- Has fireplace: No
Interior area
- Total structure area: 1,365
- Total interior livable area: 1,365 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Carport, Detached, Guest
- Carport spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Garden, See Remarks
Lot
- Size: 7,405.2 Square Feet
- Dimensions: 130 x 33 x 69 x 64 x 58 x 95
Details
- Parcel number: 149f029281.000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Residential, Single Family Residence
Materials
- Siding, Stucco
- Foundation: Pillar/Post/Pier, Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1960
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Metes And Bounds
Location
- Region: Bay Saint Louis
Financial & listing details
- Price per square foot: $329/sqft
- Tax assessed value: $73,675
- Date on market: 11/26/2025
- Electric utility on property: Yes
Estimated market value
$423,300
$402,000 - $444,000
$1,655/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/23/2026 | Price change | $449,000-4.5%$329/sqft |
Source: MLS United #4132576 Report a problem | ||
| 11/26/2025 | Listed for sale | $470,000$344/sqft |
Source: MLS United #4132576 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $7,368 |
| 2023 | -- | $7,368 |
| 2022 | -- | $7,368 |
| 2021 | -- | $7,368 |
| 2020 | -- | $7,368 |
| 2019 | -- | $7,368 |
| 2018 | -- | $7,368 +1% |
| 2017 | -- | $7,292 +3.8% |
| 2016 | -- | $7,022 +6.7% |
| 2015 | -- | $6,581 |
| 2014 | -- | $6,581 0% |
| 2013 | -- | $6,582 +19.8% |
| 2012 | -- | $5,496 -1.4% |
| 2011 | -- | $5,572 |
| 2010 | -- | $5,572 -10.3% |
| 2009 | -- | $6,214 +19.7% |
| 2008 | -- | $5,193 +61.3% |
| 2005 | -- | $3,220 |
| 2004 | -- | $3,220 |
| 2003 | -- | $3,220 |
| 2002 | -- | $3,220 +24.3% |
| 2001 | -- | $2,590 +3.4% |
| 2000 | -- | $2,506 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,584/mo
Principal & interest
$2315
Property taxes
$269
More affordability tools
Climate risks
Neighborhood: 39520
Nearby schools
GreatSchools rating
- 8/10North Bay Elementary SchoolGrades: 3-5Distance: 1.2 mi
- 8/10Bay Waveland Middle SchoolGrades: 6-8Distance: 1.2 mi
- 9/10Bay High SchoolGrades: 9-12Distance: 1.2 mi
Local experts in 39520
- Mississippi
- Hancock County
- Bay Saint Louis
- 39520
- 321 State St
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