Tucked into an enchanted setting overlooking a babbling creek, this refreshed mountain cottage blends rustic charm with modern updates. Set on approximately 1.6 acres, the home features a large open lawn, fire pit area, and a screened-in deck where you can relax to the sounds of flowing water. The living room offers a wood-burning stove with glass front—perfect for cool mountain nights—while recent upgrades include: new metal roof (2021), central heat and air via new heat pump (2022), new kitchen cabinetry, fixtures, and LED lighting, fresh paint and laminate flooring throughout, driveway improvements, new gutters, and landscaping and stone accents for added curb appeal. The home is sold with exisitng furnishings, great starter options for an investment property either as a long or short-term rental, seasonal getaway, or private retreat. A sunny, open spot is perfect for gardening, and high-speed fiber optic internet keeps you connected. Property has more than 290' feet of frontage on Skin Camp Creek with wonderful babbling, cool, cascading water mountain creek. Located just minutes from the New River, historic Todd, and within a 30-minute drive to Boone or West Jefferson, this property offers both seclusion and convenience. The cottage is surrounded by larger wooded tracts—ideal for privacy, stargazing, and enjoying nature. No deed restrictions. Within a short drive to Three Top Mountain State Gamelands and Elk Knob State Park. A 3-bedroom septic permit for a new system has already been obtained. (Current system functions as intended but may not support full-time use per plumber.) While county records list the build year as 1974, utility records and construction style suggest the original home dates to around 1948, with updates and additions over time. Listing Agent is not owner, but both owners are licensed NC Real Estate Agents.
Pending
Price cut: $10K (3/19)
$299,000
321 Skin Camp Creek Road, Todd, NC 28684
3beds
1,011sqft
Est.:
Farm, Single Family Residence
Built in 1948
1.63 Acres Lot
$279,700 Zestimate®
$296/sqft
$-- HOA
What's special
Driveway improvementsScreened-in deckNew guttersLarge open lawnNew kitchen cabinetryFire pit areaHigh-speed fiber optic internet
- 51 days |
- 1,095 |
- 53 |
Zillow last checked: 7 hours ago
Listing updated: April 02, 2026 at 10:23am
Listed by:
Lisa Holmes (828)295-7777,
Blue Ridge Realty & Inv. Blowing Rock
Source: High Country AOR,MLS#: 259859
Originating MLS: High Country Association of Realtors Inc.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Baseboard, Electric, Heat Pump, Wood Stove
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Heater
- Laundry: Washer Hookup, Dryer Hookup, Main Level
Features
- Attic, Furnished, Window Treatments
- Windows: Window Treatments
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: One, Free Standing, Wood Burning
- Furnished: Yes
Interior area
- Total structure area: 340
- Total interior livable area: 1,011 sqft
- Finished area above ground: 1,011
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway, Gravel, Private
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Screened
- Exterior features: Fire Pit, Gravel Driveway
- Has view: Yes
- View description: Mountain(s), Trees/Woods
- Waterfront features: Creek, Stream
Lot
- Size: 1.63 Acres
Details
- Parcel number: 032936346709
- Zoning description: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage,Farmhouse,Mountain
- Property subtype: Farm, Single Family Residence
Materials
- Stone, Vinyl Siding, Wood Siding, Wood Frame
- Roof: Metal
Condition
- Year built: 1948
Utilities & green energy
- Sewer: Other, Private Sewer, Septic Permit 3 Bedroom, See Remarks
- Water: Spring
- Utilities for property: High Speed Internet Available
Community & HOA
Community
- Features: Long Term Rental Allowed, Short Term Rental Allowed
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Todd
Financial & listing details
- Price per square foot: $296/sqft
- Tax assessed value: $151,200
- Annual tax amount: $807
- Date on market: 2/19/2026
- Listing terms: Cash,Conventional,New Loan
- Road surface type: Gravel
Estimated market value
$279,700
$266,000 - $294,000
$1,401/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/28/2026 | Pending sale | $299,000$296/sqft |
Source: | ||
| 3/19/2026 | Price change | $299,000-3.2%$296/sqft |
Source: | ||
| 2/19/2026 | Listed for sale | $309,000+10.8%$306/sqft |
Source: | ||
| 8/6/2025 | Listing removed | $279,000$276/sqft |
Source: | ||
| 7/1/2025 | Price change | $279,000-3.5%$276/sqft |
Source: | ||
| 6/12/2025 | Price change | $289,000-3.3%$286/sqft |
Source: | ||
| 5/30/2025 | Price change | $299,000-3.2%$296/sqft |
Source: | ||
| 5/3/2025 | Price change | $309,000-6.1%$306/sqft |
Source: | ||
| 1/15/2025 | Listed for sale | $329,000+10%$325/sqft |
Source: | ||
| 9/25/2024 | Listing removed | $299,000$296/sqft |
Source: | ||
| 9/21/2024 | Listed for sale | $299,000+149.2%$296/sqft |
Source: | ||
| 10/11/2013 | Sold | $120,000-11.1%$119/sqft |
Source: | ||
| 9/12/2007 | Sold | $135,000$134/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $807 +3.9% | $151,200 |
| 2024 | $777 +4.2% | $151,200 +4.2% |
| 2023 | $746 +7% | $145,100 +56.5% |
| 2022 | $697 | $92,700 |
| 2021 | $697 +9.8% | $92,700 |
| 2020 | $635 | $92,700 |
| 2019 | $635 +2% | $92,700 -2% |
| 2018 | $622 +1.6% | $94,600 |
| 2016 | $612 +7.8% | $94,600 |
| 2015 | $568 | $94,600 +1.5% |
| 2014 | $568 | $93,200 |
| 2013 | -- | $93,200 |
| 2012 | -- | $93,200 |
| 2011 | -- | $93,200 |
Find assessor info on the county website
Monthly payment
Est. payment
$1,566/mo
Principal & interest
$1439
Property taxes
$127
More affordability tools
Climate risks
Neighborhood: 28684
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Blue Ridge ElementaryGrades: K-6Distance: 7.3 mi
- 10/10Ashe County MiddleGrades: 7-8Distance: 8.2 mi
- 3/10Ashe County HighGrades: 9-12Distance: 7.1 mi
Schools provided by the listing agent
- Elementary: Blue Ridge
- High: Ashe County
Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28684
- North Carolina
- Ashe County
- Todd
- 28684
- 321 Skin Camp Creek Road



