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For sale
  • $214,000

    321 Choptank Ave, Cambridge, MD 21613

    5beds
    --baths
    2,140sqft
    : 
    Duplex
    Built in 1920
    -- sqft lot
    $211,100 Zestimate®
    $100/sqft
    $-- HOA

    What's special

    Classic eastern shore characterSeparate entrancesPrivate backyardFunctional efficient layoutsMove-in-ready unitsOff-street parking
    321 Choptank Ave | Cambridge. Welcome to 321 Choptank Ave, a turnkey, income-producing duplex in one of Cambridge’s most investable locations—just minutes from the historic district and waterfront. This is the kind of asset investors like: cash flow, strong unit mix, and long-term upside. Property Overview Two-unit duplex | 2,140 sq ft Upper unit: 3 bedrooms, 1 bath Lower unit: 2 bedrooms, 1 bath. Built in 1920 with classic Eastern Shore character. Separate entrances and functional, efficient layouts. Currently tenant occupied in both units. Off-street parking, a major plus near downtown. Private backyard for added tenant appeal. Why Investors Like This Deal. Immediate cash flow with an existing tenant in place. Move-in-ready units. Reduce CapEx and shorten vacancy time. Desirable 3BR / 2BR unit mix supports strong rental demand. Off-street parking + backyard increase rentability and retention. Ideal buy-and-hold property with room for rent optimization. Location & Long-Term Upside. Positioned near Cambridge’s historic core and waterfront, this property stands to benefit from ongoing and planned waterfront revitalization efforts, supporting appreciation alongside income. Eastern Shore rentals in walkable areas continue to see steady demand.
    89 days
    |
    315
    |
    10
    |

    Zillow last checked: 7 hours ago

    Listing updated: January 12, 2026 at 05:01am

    Listed by:

    Joe Hawkins 410-413-3575,

    Hawkins Real Estate Company 2407932485

    Source: Bright MLS,MLS#: MDDO2011336MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      Basement
      • Area: 0
      Heating
      • Baseboard, Electric
      Cooling
      • Window Unit(s), Electric
      Appliances
      • Included: Oven/Range - Electric, Cooktop, Refrigerator, Electric Water Heater
      Features
      • Flooring: Carpet, Luxury Vinyl
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 2,140
      • Total interior livable area: 2,140 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Off Street
      Accessibility
      • Accessibility features: None
      Features
      • Pool features: None
      Lot
      • Size: 3,528 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1007169523
      • Zoning: RESIDENTIAL
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Colonial,Traditional
      • Property subtype: Duplex
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      • Roof: Unknown
      Condition
      • Good
      • New construction: No
      • Year built: 1920

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: None Available
      Location
      • Region: Cambridge
      • Municipality: Cambridge

      Financial & listing details

      • Price per square foot: $100/sqft
      • Tax assessed value: $136,100
      • Annual tax amount: $2,556
      • Date on market: 1/7/2026
      • Listing agreement: Exclusive Agency
      • Listing terms: Cash,Conventional,FHA,Negotiable,VA Loan
      • Inclusions: Stoves, Refrigerators
      • Ownership: Fee Simple
      • Income includes: Apartment Rentals
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        Estimated market value

        $211,100

        $201,000 - $222,000

        $1,182/mo

        Price history

        Price history
        DateEventPrice
        1/8/2026Listed for sale$214,000+64.6%$100/sqft
        Source: Bright MLS #MDDO2011336 Report a problem
        11/16/2021Sold$130,000$61/sqft
        Source: Public Record Report a problem
        9/12/2021Listed for sale$130,000$61/sqft
        Source: Owner Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$2,556 +14.1%$136,100 +12.3%
        2024$2,241 +14%$121,233 +14%
        2023$1,966 +16.2%$106,367 +16.2%
        2022$1,691 +3.2%$91,500 +4.3%
        2021$1,639 +3.6%$87,700 +4.5%
        2020$1,582 +3.6%$83,900 +4.7%
        2019$1,527 +83.6%$80,100
        2018$832 +10%$80,100
        2017$756 -56.8%$80,100 -7.3%
        2016$1,750 $86,400
        2015$1,750 $86,400
        2014$1,750 $86,400 -9.2%
        2013-- $95,200
        2012-- $95,200
        2011-- $95,200 -32%
        2010-- $139,940 +23%
        2009-- $113,760 +29.9%
        2008-- $87,580 +42.6%
        2007-- $61,400 +4.9%
        2006-- $58,530 +5.2%
        2005-- $55,660 +5.4%
        2004-- $52,790 +3.8%
        2003-- $50,852 +4%
        2002-- $48,916 +4.1%
        2001-- $46,980

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $1,273/mo
        Principal & interest
        $1104
        Property taxes
        $169
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          Climate risks

          Neighborhood: 21613

          Getting around

          75 / 100
          Very Walkable
          67 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Dorchester County Public Schools

          Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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