This charming 1910 Dutch Colonial Sears Catalog kit home has undergone a thoughtful renovation, preserving its historic character while incorporating modern conveniences. The foyer showcases ceramic tile and carpeting, perfect for a home office or library. The living room features natural wood flooring, and the dining room flows seamlessly onto a 12' x 16' deck just beyond the patio door. The kitchen boasts ceramic tile counter, backsplash and flooring complemented by generous oak cabinetry. An open oak staircase ascends to two bedrooms and a spacious full bath. A practical back entryway serves as a laundry room, complete with a toilet that can be easily enclosed for convenience. Other features include some newer vinyl windows, a freshly painted basement, and a fenced yard with a shed. Schedule a tour today.
Pending
Price cut: $1.5K (3/11)
$110,000
3204 N Water St, Bay City, MI 48708
2beds
1,046sqft
Est.:
Single Family Residence
Built in 1910
4,791.6 Square Feet Lot
$88,900 Zestimate®
$105/sqft
$-- HOA
What's special
Freshly painted basementOpen oak staircaseNewer vinyl windowsGenerous oak cabinetryTwo bedrooms
- 136 days |
- 526 |
- 10 |
Zillow last checked: 7 hours ago
Listing updated: March 16, 2026 at 12:01pm
Listed by:
Scott Cummings 989-415-8592,
eXp Realty
Source: MiRealSource,MLS#: 50194450
Originating MLS: Bay County REALTOR Association
Originating MLS: Bay County REALTOR AssociationFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Entry, Laundry, Living Room
Bedroom 1
- Features: Carpet
- Level: Second
- Area: 144
- Dimensions: 18 x 8
Bedroom 2
- Features: Carpet
- Level: Second
- Area: 128
- Dimensions: 16 x 8
Bathroom 1
- Features: Ceramic
- Level: Second
- Area: 88
- Dimensions: 11 x 8
Dining room
- Features: Carpet
- Level: First
- Area: 156
- Dimensions: 13 x 12
Kitchen
- Features: Ceramic
- Level: First
- Area: 156
- Dimensions: 13 x 12
Living room
- Features: Wood
- Level: First
- Area: 132
- Dimensions: 12 x 11
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s)
Appliances
- Included: Dishwasher, Range/Oven, Refrigerator, Washer, Gas Water Heater
- Laundry: First Floor Laundry
Features
- Flooring: Ceramic Tile, Carpet, Wood, Laminate
- Basement: Block
- Has fireplace: No
Interior area
- Total structure area: 1,644
- Total interior livable area: 1,046 sqft
- Finished area above ground: 1,046
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces, Driveway
Accessibility
- Accessibility features: Main Floor Laundry
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 50
Lot
- Size: 4,791.6 Square Feet
- Dimensions: 50' x 100'
Details
- Additional structures: Shed(s)
- Parcel number: 16002223100200
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Barn,Colonial,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Basement
Condition
- Year built: 1910
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: Galarnos Addition
HOA
- Has HOA: No
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $105/sqft
- Tax assessed value: $67,900
- Annual tax amount: $1,616
- Date on market: 11/17/2025
- Cumulative days on market: 137 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
$88,900
$69,000 - $107,000
$1,211/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/16/2026 | Pending sale | $110,000$105/sqft |
Source:  MiRealSource #50194450 Report a problem | ||
| 3/11/2026 | Price change | $110,000-1.3%$105/sqft |
Source: MiRealSource #50194450 Report a problem | ||
| 2/24/2026 | Price change | $111,500-1.3%$107/sqft |
Source: MiRealSource #50194450 Report a problem | ||
| 1/30/2026 | Listed for sale | $113,000$108/sqft |
Source: MiRealSource #50194450 Report a problem | ||
| 1/21/2026 | Contingent | $113,000$108/sqft |
Source: MiRealSource #50194450 Report a problem | ||
| 1/15/2026 | Price change | $113,000-0.9%$108/sqft |
Source: MiRealSource #50194450 Report a problem | ||
| 12/29/2025 | Price change | $114,000-0.9%$109/sqft |
Source: MiRealSource #50194450 Report a problem | ||
| 11/17/2025 | Listed for sale | $115,000+820%$110/sqft |
Source: MiRealSource #50194450 Report a problem | ||
| 4/11/1979 | Sold | $12,500$12/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,074 | $33,950 +16.1% |
| 2023 | -- | $29,250 +12.5% |
| 2022 | -- | $26,000 +4.6% |
| 2021 | -- | $24,850 +15.6% |
| 2020 | $991 | $21,500 +2.6% |
| 2019 | -- | $20,950 -2.3% |
| 2018 | $991 +2.8% | $21,450 +1.2% |
| 2017 | $964 | $21,200 -0.9% |
| 2016 | $964 | $21,400 -3.2% |
| 2015 | $964 +2.9% | $22,100 -5.8% |
| 2014 | $937 | $23,450 +20.3% |
| 2013 | -- | $19,500 -11.4% |
| 2012 | -- | $22,000 -5.8% |
| 2011 | -- | $23,350 -0.2% |
| 2010 | -- | $23,400 -9.3% |
| 2009 | -- | $25,800 -2.1% |
| 2008 | -- | $26,350 +3.7% |
| 2007 | -- | $25,400 +2.6% |
| 2006 | -- | $24,750 |
| 2005 | -- | $24,750 +10% |
| 2004 | -- | $22,500 +5.1% |
| 2003 | -- | $21,400 +9.2% |
| 2002 | $666 | $19,600 +16% |
| 2000 | -- | $16,900 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$696/mo
Principal & interest
$567
Property taxes
$129
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Climate risks
Neighborhood: 48708
Nearby schools
GreatSchools rating
- 5/10Washington Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 3/10Handy Middle SchoolGrades: 6-8Distance: 2.5 mi
- 5/10Bay City Central High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 48708
- Michigan
- Bay County
- Bay City
- 48708
- 3204 N Water St
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