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  • $550,000

    320 Main Street, Middleburgh, NY 12122

    5beds
    6baths
    4,646sqft
    Multi Family
    Built in 1927
    -- sqft lot
    $534,100 Zestimate®
    $118/sqft
    $-- HOA

    What's special

    Charming commercial storefrontDuctless heat and acClean modern finishesIn-unit laundry
    Attention investors and income-property seekers: this is not your average upstate opportunity. This fully renovated mixed-use building in the center of Middleburgh offers strong, reliable cash flow with a setup that's both straightforward and smart. The residential portion features five thoughtfully designed one-bedroom apartments, each equipped with ductless heat and AC, in-unit laundry, dishwashers, and clean, modern finishes that tenants appreciate. Four units share a common entrance, while one enjoys its own private access. With consistent long-term rental demand for well-finished apartments in walkable small towns, the property offers a stable residential income stream from day one. On the ground floor, a charming commercial storefront is currently home to one of the town's favorite coffee shops and bakeries. This established tenant adds dependable rent and a steady daily presence that benefits the entire building. Mixed-use properties like this provide a valuable balance of residential and commercial income under one roof. Behind the scenes, the building has been extensively renovated with updated systems, plumbing, electrical, HVAC, and more, while retaining elements of its historic character. The result is a property that feels both refreshed and durable--modern where it matters, with the kind of charm that keeps tenants happy. Located in the center of Middleburgh, the building sits within walking distance of local shops, restaurants, and community events that give the town its welcoming small-town appeal. With five residential units and an established commercial tenant already in place, this is a clean, straightforward investment opportunity with strong fundamentals and long-term potential.
    12 days
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    890
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    50
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    Zillow last checked: 7 hours ago

    Listing updated: March 16, 2026 at 01:09pm

    Listing by:

    Anatole House LLC 845-943-4177,

    Arlena Armstrong-Petock 412-760-0176

    Source: HVCRMLS,MLS#: 20260971MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 6
      Appliances
      • Included: Washer/Dryer, Refrigerator, Range, Dishwasher
      Interior area
      • Total structure area: 4,646
      • Total interior livable area: 4,646 sqft
      • Finished area above ground: 4,646
      • Finished area below ground: 0

      Property

      Lot
      • Size: 2,613.6 Square Feet
      Details
      • Parcel number: 4
      • Zoning: Com1

      Construction

      Type & style
      • Home type: MultiFamily
      • Property subtype: Multi Family
      Condition
      • New construction: No
      • Year built: 1927

      Community & HOA

      Location
      • Region: Middleburgh

      Financial & listing details

      • Price per square foot: $118/sqft
      • Tax assessed value: $202,565
      • Annual tax amount: $12,166
      • Date on market: 3/16/2026

        Estimated market value

        $534,100

        $507,000 - $561,000

        $1,789/mo

        Price history

        Price history
        DateEventPrice
        3/16/2026Listed for sale$550,000-15.3%$118/sqft
        Source: HVCRMLS #20260971 Report a problem
        12/28/2025Listing removed$649,000$140/sqft
        Source: HVCRMLS #20252686 Report a problem
        10/7/2025Price change$649,000-5.9%$140/sqft
        Source: HVCRMLS #20252686 Report a problem
        7/2/2025Listed for sale$690,000$149/sqft
        Source: HVCRMLS #20252686 Report a problem
        3/5/2024Listing removed--
        Source: HVCRMLS #20240086 Report a problem
        1/11/2024Listed for sale$690,000+392.9%$149/sqft
        Source: HVCRMLS #20240086 Report a problem
        12/2/2021Sold$140,000-22.2%$30/sqft
        Source: Global MLS #202024040 Report a problem
        1/20/2021Listing removed--
        Source: Global MLS Report a problem
        10/5/2020Pending sale$179,900$39/sqft
        Source: Country Boy Realty #202024040 Report a problem
        7/30/2020Listed for sale$179,900+28.5%$39/sqft
        Source: Country Boy Realty #202024040 Report a problem
        1/30/2017Sold$140,000-28.2%$30/sqft
        Source: Global MLS #201612636 Report a problem
        1/3/2007Sold$195,000+12.9%$42/sqft
        Source: Public Record Report a problem
        12/30/2003Sold$172,750$37/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024-- $278,300
        2023-- $278,300 +153%
        2022-- $110,000
        2021-- $110,000
        2020-- $110,000
        2019-- $110,000
        2018-- $110,000 -24.1%
        2017$8,172 $145,000
        2016-- $145,000
        2015-- $145,000
        2014-- $145,000

        Find assessor info on the county website

        BuyAbility℠ payment

        Estimated monthly payment
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

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        Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

        Climate risks

        Neighborhood: 12122

        Getting around

        54 / 100
        Somewhat Walkable
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        Local experts in 12122

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