Attention investors and income-property seekers: this is not your average upstate opportunity. This fully renovated mixed-use building in the center of Middleburgh offers strong, reliable cash flow with a setup that's both straightforward and smart.
The residential portion features five thoughtfully designed one-bedroom apartments, each equipped with ductless heat and AC, in-unit laundry, dishwashers, and clean, modern finishes that tenants appreciate. Four units share a common entrance, while one enjoys its own private access. With consistent long-term rental demand for well-finished apartments in walkable small towns, the property offers a stable residential income stream from day one.
On the ground floor, a charming commercial storefront is currently home to one of the town's favorite coffee shops and bakeries. This established tenant adds dependable rent and a steady daily presence that benefits the entire building. Mixed-use properties like this provide a valuable balance of residential and commercial income under one roof.
Behind the scenes, the building has been extensively renovated with updated systems, plumbing, electrical, HVAC, and more, while retaining elements of its historic character. The result is a property that feels both refreshed and durable--modern where it matters, with the kind of charm that keeps tenants happy.
Located in the center of Middleburgh, the building sits within walking distance of local shops, restaurants, and community events that give the town its welcoming small-town appeal.
With five residential units and an established commercial tenant already in place, this is a clean, straightforward investment opportunity with strong fundamentals and long-term potential.
Active
$550,000
320 Main Street, Middleburgh, NY 12122
5beds
6baths
4,646sqft
Multi Family
Built in 1927
-- sqft lot
$534,100 Zestimate®
$118/sqft
$-- HOA
What's special
Charming commercial storefrontDuctless heat and acClean modern finishesIn-unit laundry
- 12 days |
- 890 |
- 50 |
Zillow last checked: 7 hours ago
Listing updated: March 16, 2026 at 01:09pm
Listing by:
Anatole House LLC 845-943-4177,
Arlena Armstrong-Petock 412-760-0176
Source: HVCRMLS,MLS#: 20260971
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
Appliances
- Included: Washer/Dryer, Refrigerator, Range, Dishwasher
Interior area
- Total structure area: 4,646
- Total interior livable area: 4,646 sqft
- Finished area above ground: 4,646
- Finished area below ground: 0
Property
Lot
- Size: 2,613.6 Square Feet
Details
- Parcel number: 4
- Zoning: Com1
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family
Condition
- New construction: No
- Year built: 1927
Community & HOA
Location
- Region: Middleburgh
Financial & listing details
- Price per square foot: $118/sqft
- Tax assessed value: $202,565
- Annual tax amount: $12,166
- Date on market: 3/16/2026
Estimated market value
$534,100
$507,000 - $561,000
$1,789/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/16/2026 | Listed for sale | $550,000-15.3%$118/sqft |
Source: | ||
| 12/28/2025 | Listing removed | $649,000$140/sqft |
Source: | ||
| 10/7/2025 | Price change | $649,000-5.9%$140/sqft |
Source: | ||
| 7/2/2025 | Listed for sale | $690,000$149/sqft |
Source: | ||
| 3/5/2024 | Listing removed | -- |
Source: | ||
| 1/11/2024 | Listed for sale | $690,000+392.9%$149/sqft |
Source: | ||
| 12/2/2021 | Sold | $140,000-22.2%$30/sqft |
Source: | ||
| 1/20/2021 | Listing removed | -- |
Source: Global MLS Report a problem | ||
| 10/5/2020 | Pending sale | $179,900$39/sqft |
Source: Country Boy Realty #202024040 Report a problem | ||
| 7/30/2020 | Listed for sale | $179,900+28.5%$39/sqft |
Source: Country Boy Realty #202024040 Report a problem | ||
| 1/30/2017 | Sold | $140,000-28.2%$30/sqft |
Source: | ||
| 1/3/2007 | Sold | $195,000+12.9%$42/sqft |
Source: Public Record Report a problem | ||
| 12/30/2003 | Sold | $172,750$37/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $278,300 |
| 2023 | -- | $278,300 +153% |
| 2022 | -- | $110,000 |
| 2021 | -- | $110,000 |
| 2020 | -- | $110,000 |
| 2019 | -- | $110,000 |
| 2018 | -- | $110,000 -24.1% |
| 2017 | $8,172 | $145,000 |
| 2016 | -- | $145,000 |
| 2015 | -- | $145,000 |
| 2014 | -- | $145,000 |
Find assessor info on the county website
BuyAbility℠ payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Neighborhood: 12122
Nearby schools
GreatSchools rating
- 5/10Middleburgh Elementary SchoolGrades: PK-6Distance: 0.4 mi
- 5/10Middleburgh High SchoolGrades: 7-12Distance: 0.1 mi
Local experts in 12122
- New York
- Schoharie County
- Middleburgh
- 12122
- 320 Main Street






