Sweet and Sleek in the Keys! Welcome to your own slice of paradise--a beautifully remodeled 2-bedroom, 1-bath conch-style home that embodies the breezy charm of the Florida Keys with the polish of a custom retreat. This home has been expertly designed with a smart, efficient layout where every detail has its place--much like the tidy elegance of a well-kept ship.From the gleaming finishes to the thoughtful flow, everything has been redone from top to bottom. The kitchen is sleek and modern, the living space is light-filled and airy, and each bedroom offers comfort and tranquility in a beautifully organized footprint.Outside, the neighborhood radiates warmth--full of friendly, family homes, where kids ride bikes, neighbors wave, and the laid-back Keys lifestyle thrives. Enjoy access to a boat ramp a few homes away, a delightful little beach, and a clubhouse where school pickup adds peace of mind for families. Whether you're looking for a cozy getaway or a full-time island nest, this charming coastal cottage is the perfect blend of tropical ease and efficient elegance.This is an amazing opportunity for a new buyer to enjoy this move-in-ready retreat. Whether you're looking for a full-time residence or a vacation escape, this home checks every box.
For sale
$694,000
32 Pirates Dr, Key Largo, FL 33037
2beds
700sqft
Est.:
Single Family Residence
Built in 1966
3,049.2 Square Feet Lot
$661,000 Zestimate®
$991/sqft
$21/mo HOA
What's special
Delightful little beach
- 148 days |
- 334 |
- 11 |
Zillow last checked: 7 hours ago
Listing updated: March 04, 2026 at 12:43am
Listed by:
Susan Kay Holler, PA 305-393-1695,
Lokation Real Estate - Tavernier North,
Kelly Wilson 305-394-6742,
Lokation Real Estate - Tavernier North
Source: FLKMLS,MLS#: 617291
Originating MLS: Florida Keys
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Central Air
Appliances
- Included: Washer, Oven, Range, Refrigerator, Dishwasher, Dryer
Features
- Built-in Cabinets, Quartz Countertops
- Flooring: Tile
- Doors: Impact Rstnce Doors
- Windows: Window Treatments, Impact Rstnce Window
Interior area
- Total interior livable area: 700 sqft
Property
Parking
- Total spaces: 4
- Parking features: Open
- Has uncovered spaces: Yes
Features
- Levels: Ground Level
- Water view: None
- Waterfront features: None, Dockage: None
Lot
- Size: 3,049.2 Square Feet
- Features: Less Than 1/4 Acre
Details
- Parcel number: 00493500000000
- Zoning: ISM
- Zoning description: Improved Sub Masonry
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1966
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA
Community & HOA
Community
- Features: Community Boat Ramp, Beach, Clubhouse
- Subdivision: Pirates Cove (Key Largo) (98.5)
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Other
- HOA fee: $250 yearly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $991/sqft
- Tax assessed value: $383,155
- Annual tax amount: $3,278
- Date on market: 11/12/2025
Estimated market value
$661,000
$628,000 - $694,000
$2,805/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/12/2025 | Listed for sale | $694,000-0.1%$991/sqft |
Source: | ||
| 11/1/2025 | Listing removed | $694,999$993/sqft |
Source: | ||
| 7/25/2025 | Price change | $694,999-0.7%$993/sqft |
Source: | ||
| 4/30/2025 | Listed for sale | $700,000+67.7%$1,000/sqft |
Source: FLKMLS #614844 Report a problem | ||
| 10/27/2022 | Sold | $417,500-4.9%$596/sqft |
Source: | ||
| 9/24/2022 | Pending sale | $439,000$627/sqft |
Source: | ||
| 9/24/2022 | Contingent | $439,000$627/sqft |
Source: | ||
| 8/17/2022 | Listed for sale | $439,000+35.1%$627/sqft |
Source: | ||
| 10/16/2019 | Listing removed | $325,000$464/sqft |
Source: Tropical Realty of the Florida Keys, Inc. #582323 Report a problem | ||
| 10/16/2018 | Listed for sale | $325,000+25.5%$464/sqft |
Source: Tropical Realty of the Florida Keys, Inc. #582323 Report a problem | ||
| 10/11/2016 | Listing removed | $259,000$370/sqft |
Source: Ocean Sotheby's International Realty #569911 Report a problem | ||
| 8/8/2016 | Price change | $259,000-13.4%$370/sqft |
Source: Ocean Sotheby's International Realty #569911 Report a problem | ||
| 6/28/2016 | Price change | $299,000-3.2%$427/sqft |
Source: Ocean Sotheby's International Realty #569911 Report a problem | ||
| 2/8/2016 | Listed for sale | $309,000+53%$441/sqft |
Source: Ocean Sotheby's International Realty #569911 Report a problem | ||
| 1/26/2004 | Sold | $202,000$289/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,727 +13.7% | $339,097 +10% |
| 2024 | $3,278 -1.5% | $308,270 -4.6% |
| 2023 | $3,328 +33.6% | $323,082 +66.6% |
| 2022 | $2,491 +9.1% | $193,931 +10% |
| 2021 | $2,284 +11.5% | $176,301 +10% |
| 2020 | $2,048 | $160,274 -0.8% |
| 2019 | $2,048 -0.2% | $161,575 +11.7% |
| 2018 | $2,052 +5.3% | $144,641 -0.9% |
| 2017 | $1,948 -0.3% | $145,942 +9.2% |
| 2016 | $1,954 +2.8% | $133,644 +0.5% |
| 2015 | $1,900 | $132,967 |
Find assessor info on the county website
Monthly payment
Est. payment
$3,827/mo
Principal & interest
$3332
Property taxes
$474
HOA Fees
$21
More affordability tools
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 6.5 mi
- 4/10Coral Shores High SchoolGrades: 9-12Distance: 8 mi
Local experts in 33037
- Florida
- Monroe County
- Key Largo
- 33037
- 32 Pirates Dr




