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For sale
  • $694,000

    32 Pirates Dr, Key Largo, FL 33037

    2beds
    700sqft
    : 
    Single Family Residence
    Built in 1966
    3,049.2 Square Feet Lot
    $661,000 Zestimate®
    $991/sqft
    $21/mo HOA

    What's special

    Delightful little beach
    Sweet and Sleek in the Keys! Welcome to your own slice of paradise--a beautifully remodeled 2-bedroom, 1-bath conch-style home that embodies the breezy charm of the Florida Keys with the polish of a custom retreat. This home has been expertly designed with a smart, efficient layout where every detail has its place--much like the tidy elegance of a well-kept ship.From the gleaming finishes to the thoughtful flow, everything has been redone from top to bottom. The kitchen is sleek and modern, the living space is light-filled and airy, and each bedroom offers comfort and tranquility in a beautifully organized footprint.Outside, the neighborhood radiates warmth--full of friendly, family homes, where kids ride bikes, neighbors wave, and the laid-back Keys lifestyle thrives. Enjoy access to a boat ramp a few homes away, a delightful little beach, and a clubhouse where school pickup adds peace of mind for families. Whether you're looking for a cozy getaway or a full-time island nest, this charming coastal cottage is the perfect blend of tropical ease and efficient elegance.This is an amazing opportunity for a new buyer to enjoy this move-in-ready retreat. Whether you're looking for a full-time residence or a vacation escape, this home checks every box.
    148 days
    |
    334
    |
    11
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 04, 2026 at 12:43am

    Listed by:

    Susan Kay Holler, PA 305-393-1695,

    Lokation Real Estate - Tavernier North,

    Kelly Wilson 305-394-6742,

    Lokation Real Estate - Tavernier North

    Source: FLKMLS,MLS#: 617291MLS LogoOriginating MLS: Florida Keys

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Cooling
      • Central Air
      Appliances
      • Included: Washer, Oven, Range, Refrigerator, Dishwasher, Dryer
      Features
      • Built-in Cabinets, Quartz Countertops
      • Flooring: Tile
      • Doors: Impact Rstnce Doors
      • Windows: Window Treatments, Impact Rstnce Window
      Interior area
      • Total interior livable area: 700 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Open
      • Has uncovered spaces: Yes
      Features
      • Levels: Ground Level
      • Water view: None
      • Waterfront features: None, Dockage: None
      Lot
      • Size: 3,049.2 Square Feet
      • Features: Less Than 1/4 Acre
      Details
      • Parcel number: 00493500000000
      • Zoning: ISM
      • Zoning description: Improved Sub Masonry

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS
      • Roof: Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1966

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA

      Community & HOA

      Community
      • Features: Community Boat Ramp, Beach, Clubhouse
      • Subdivision: Pirates Cove (Key Largo) (98.5)
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Other
      • HOA fee: $250 yearly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $991/sqft
      • Tax assessed value: $383,155
      • Annual tax amount: $3,278
      • Date on market: 11/12/2025
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        Estimated market value

        $661,000

        $628,000 - $694,000

        $2,805/mo

        Price history

        Price history
        DateEventPrice
        11/12/2025Listed for sale$694,000-0.1%$991/sqft
        Source: FLKMLS #617291 Report a problem
        11/1/2025Listing removed$694,999$993/sqft
        Source: Key West AOR #614844 Report a problem
        7/25/2025Price change$694,999-0.7%$993/sqft
        Source: Key West AOR #614844 Report a problem
        4/30/2025Listed for sale$700,000+67.7%$1,000/sqft
        Source: FLKMLS #614844 Report a problem
        10/27/2022Sold$417,500-4.9%$596/sqft
        Source: MIAMI #A11258899 Report a problem
        9/24/2022Pending sale$439,000$627/sqft
        Source: MIAMI #A11258899 Report a problem
        9/24/2022Contingent$439,000$627/sqft
        Source: FLKMLS #602235 Report a problem
        8/17/2022Listed for sale$439,000+35.1%$627/sqft
        Source: FLKMLS #602235 Report a problem
        10/16/2019Listing removed$325,000$464/sqft
        Source: Tropical Realty of the Florida Keys, Inc. #582323 Report a problem
        10/16/2018Listed for sale$325,000+25.5%$464/sqft
        Source: Tropical Realty of the Florida Keys, Inc. #582323 Report a problem
        10/11/2016Listing removed$259,000$370/sqft
        Source: Ocean Sotheby's International Realty #569911 Report a problem
        8/8/2016Price change$259,000-13.4%$370/sqft
        Source: Ocean Sotheby's International Realty #569911 Report a problem
        6/28/2016Price change$299,000-3.2%$427/sqft
        Source: Ocean Sotheby's International Realty #569911 Report a problem
        2/8/2016Listed for sale$309,000+53%$441/sqft
        Source: Ocean Sotheby's International Realty #569911 Report a problem
        1/26/2004Sold$202,000$289/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$3,727 +13.7%$339,097 +10%
        2024$3,278 -1.5%$308,270 -4.6%
        2023$3,328 +33.6%$323,082 +66.6%
        2022$2,491 +9.1%$193,931 +10%
        2021$2,284 +11.5%$176,301 +10%
        2020$2,048 $160,274 -0.8%
        2019$2,048 -0.2%$161,575 +11.7%
        2018$2,052 +5.3%$144,641 -0.9%
        2017$1,948 -0.3%$145,942 +9.2%
        2016$1,954 +2.8%$133,644 +0.5%
        2015$1,900 $132,967

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $3,827/mo
        Principal & interest
        $3332
        Property taxes
        $474
        HOA Fees
        $21
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