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Coming soon 04/15
  • Listing Provided by: Coldwell Banker Realty
    $1,099,000

    3184 Harbor Ridge Ln, San Diego, CA 92103

    3beds
    1,593sqft
    : 
    Townhouse
    Built in 2003
    1.31 Acres Lot
    $1,114,100 Zestimate®
    $690/sqft
    $285/mo HOA

    What's special

    Panoramic views of Point Loma, San Diego Bay, and the Pacific Ocean define this exceptional three-story end-unit townhouse. A dramatic entry opens to stunning water views and a light-filled living space designed for both comfort and entertaining. The home features only 1 common wall, 3 bedrooms, 2 bathrooms, a gourmet kitchen with premium appliances, and a spacious living/ dining area that opens to a balcony with bar seating overlooking the Bay. The private primary suite occupies its own floor and features a large bathroom and walk-in closet. Freshly painted with high-end upgrades throughout include cherry hardwood flooring, Miele appliances, Sub-Zero refrigeration, Hunter Douglas blinds, and Hansgrohe fixtures. The oversized two-car garage includes epoxy flooring and custom cabinetry. Ideally located near Little Italy, Mission Hills, Downtown, and San Diego Bay, with quick freeway access while maintaining a private, tucked-away feel. This is the one you’ve been waiting for; where views, luxury, and location all come together.
    4 days
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    741
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    25
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    Zillow last checked: 7 hours ago

    Listing updated: April 01, 2026 at 01:08pm

    Listing Provided by:

    Megan Conlin DRE #01882940 949-412-2472,

    Coldwell Banker Realty

    Source: CRMLS,MLS#: OC26046681MLS LogoOriginating MLS: California Regional MLS

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Family Room, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Dining Room
      Primary bedroom
      • Features: Primary Suite
      Bathroom
      • Features: Bathtub, Closet, Dual Sinks, Full Bath on Main Level, Low Flow Plumbing Fixtures, Quartz Counters, Remodeled, Separate Shower, Tile Counters, Upgraded
      Kitchen
      • Features: Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Remodeled, Updated Kitchen
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Exhaust Fan, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Water Heater, Dryer, Washer
      • Laundry: Laundry Room
      Features
      • Balcony, Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, Granite Counters, High Ceilings, Living Room Deck Attached, Open Floorplan, Recessed Lighting, Storage, Primary Suite
      • Flooring: Tile, Wood
      • Windows: Double Pane Windows, Roller Shields
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: 1 Common Wall,End Unit,No One Above,No One Below
      Interior area
      • Total interior livable area: 1,593 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Door-Multi, Direct Access, Garage, Private
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Grab Bars, Parking
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: ground
      • Patio & porch: Deck
      • Exterior features: Lighting, Rain Gutters
      • Pool features: None
      • Spa features: None
      • Fencing: Wrought Iron
      • Has view: Yes
      • View description: Bay, City Lights, Coastline, Harbor, Hills, Mountain(s), Neighborhood, Ocean, Panoramic, Water
      • Has water view: Yes
      • Water view: Bay,Coastline,Harbor,Ocean,Water
      Lot
      • Size: 1.31 Acres
      • Features: Cul-De-Sac
      Details
      • Parcel number: 4516134319
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Materials
      • Roof: Spanish Tile
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Electric: 220 Volts in Garage
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Storm Drain(s), Street Lights, Sidewalks
      • Security: Carbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)
      • Subdivision: Mission Hills
      HOA
      • Has HOA: Yes
      • Amenities included: Call for Rules, Maintenance Grounds, Insurance, Management, Maintenance Front Yard, Pet Restrictions, Trash
      • HOA fee: $285 monthly
      • HOA name: Terracina
      • HOA phone: 858-602-3470
      Location
      • Region: San Diego

      Financial & listing details

      • Price per square foot: $690/sqft
      • Tax assessed value: $899,518
      • Annual tax amount: $11,287
      • Date on market: 3/29/2026
      • Listing terms: Cash,Cash to New Loan,Conventional,Submit
      • Inclusions: refrigerator, tvs, washer and dryer
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        Estimated market value

        $1,114,100

        $1.05M - $1.18M

        $4,066/mo

        Price history

        Price history
        DateEventPrice
        2/11/2020Sold$822,500-3.2%$516/sqft
        Source: Glendale AOR ZDD #190065540 Report a problem
        12/1/2019Price change$850,000+3.7%$534/sqft
        Source: Bennion Deville Homes #190059789 Report a problem
        8/26/2019Price change$820,000-2.4%$515/sqft
        Source: Pacific Sotheby's International Realty #190038134 Report a problem
        7/15/2019Price change$840,000-1.2%$527/sqft
        Source: Pacific Sotheby's International Realty #190038134 Report a problem
        6/19/2019Price change$850,000-2.3%$534/sqft
        Source: Pacific Sotheby's International Realty #180058393 Report a problem
        3/27/2019Price change$870,000-2.8%$546/sqft
        Source: Pacific Sotheby's International Realty #180058393 Report a problem
        1/7/2019Price change$895,000-0.4%$562/sqft
        Source: Pacific Sotheby's International Realty #180058393 Report a problem
        11/12/2018Price change$899,000-5.3%$564/sqft
        Source: Pacific Sotheby's International Realty #180058393 Report a problem
        10/15/2018Listed for sale$949,000+77.4%$596/sqft
        Source: Owner Report a problem
        3/17/2010Sold$535,000-16.3%$336/sqft
        Source: Public Record Report a problem
        11/21/2003Sold$639,000$401/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$11,287 +3.9%$899,518 +2%
        2024$10,862 +2.2%$881,882 +2%
        2023$10,623 +2.7%$864,592 +2%
        2022$10,341 +0.7%$847,640 +2%
        2021$10,270 +33.2%$831,020 +31.6%
        2020$7,710 +2.2%$631,444 +2%
        2019$7,541 +6.6%$619,064 +2%
        2018$7,077 +2.5%$606,926 +2%
        2017$6,907 +1.6%$595,026 +2%
        2016$6,796 +1.5%$583,360 +1.5%
        2015$6,695 +1.6%$574,598 +2%
        2014$6,588 $563,344 +4.5%
        2013-- $539,028
        2012-- $539,028
        2011-- $539,028 +7.8%
        2010-- $500,000
        2009-- $500,000 -27.7%
        2008-- $691,203 +2%
        2007-- $677,651 +2%
        2006-- $664,365 +2%
        2005-- $651,339 +2%
        2004-- $638,568

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $6,769/mo
        Principal & interest
        $5412
        Property taxes
        $1072
        HOA Fees
        $285
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          Climate risks

          Neighborhood: Midtown

          Getting around

          58 / 100
          Somewhat Walkable
          62 / 100
          Good Transit
          31 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 92103

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