Panoramic views of Point Loma, San Diego Bay, and the Pacific Ocean define this exceptional three-story end-unit townhouse. A dramatic entry opens to stunning water views and a light-filled living space designed for both comfort and entertaining.
The home features only 1 common wall, 3 bedrooms, 2 bathrooms, a gourmet kitchen with premium appliances, and a spacious living/ dining area that opens to a balcony with bar seating overlooking the Bay. The private primary suite occupies its own floor and features a large bathroom and walk-in closet. Freshly painted with high-end upgrades throughout include cherry hardwood flooring, Miele appliances, Sub-Zero refrigeration, Hunter Douglas blinds, and Hansgrohe fixtures. The oversized two-car garage includes epoxy flooring and custom cabinetry.
Ideally located near Little Italy, Mission Hills, Downtown, and San Diego Bay, with quick freeway access while maintaining a private, tucked-away feel. This is the one you’ve been waiting for; where views, luxury, and location all come together.
Coming soon 04/15
Listing Provided by: Coldwell Banker Realty
$1,099,000
3184 Harbor Ridge Ln, San Diego, CA 92103
3beds
1,593sqft
Est.:
Townhouse
Built in 2003
1.31 Acres Lot
$1,114,100 Zestimate®
$690/sqft
$285/mo HOA
What's special
- 4 days |
- 741 |
- 25 |
Zillow last checked: 7 hours ago
Listing updated: April 01, 2026 at 01:08pm
Listing Provided by:
Megan Conlin DRE #01882940 949-412-2472,
Coldwell Banker Realty
Source: CRMLS,MLS#: OC26046681
Originating MLS: California Regional MLS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Family Room, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Dining Room
Primary bedroom
- Features: Primary Suite
Bathroom
- Features: Bathtub, Closet, Dual Sinks, Full Bath on Main Level, Low Flow Plumbing Fixtures, Quartz Counters, Remodeled, Separate Shower, Tile Counters, Upgraded
Kitchen
- Features: Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Remodeled, Updated Kitchen
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Exhaust Fan, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Water Heater, Dryer, Washer
- Laundry: Laundry Room
Features
- Balcony, Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, Granite Counters, High Ceilings, Living Room Deck Attached, Open Floorplan, Recessed Lighting, Storage, Primary Suite
- Flooring: Tile, Wood
- Windows: Double Pane Windows, Roller Shields
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall,End Unit,No One Above,No One Below
Interior area
- Total interior livable area: 1,593 sqft
Property
Parking
- Total spaces: 2
- Parking features: Door-Multi, Direct Access, Garage, Private
- Attached garage spaces: 2
Accessibility
- Accessibility features: Grab Bars, Parking
Features
- Levels: Two
- Stories: 2
- Entry location: ground
- Patio & porch: Deck
- Exterior features: Lighting, Rain Gutters
- Pool features: None
- Spa features: None
- Fencing: Wrought Iron
- Has view: Yes
- View description: Bay, City Lights, Coastline, Harbor, Hills, Mountain(s), Neighborhood, Ocean, Panoramic, Water
- Has water view: Yes
- Water view: Bay,Coastline,Harbor,Ocean,Water
Lot
- Size: 1.31 Acres
- Features: Cul-De-Sac
Details
- Parcel number: 4516134319
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
- Attached to another structure: Yes
Materials
- Roof: Spanish Tile
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2003
Utilities & green energy
- Electric: 220 Volts in Garage
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Storm Drain(s), Street Lights, Sidewalks
- Security: Carbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)
- Subdivision: Mission Hills
HOA
- Has HOA: Yes
- Amenities included: Call for Rules, Maintenance Grounds, Insurance, Management, Maintenance Front Yard, Pet Restrictions, Trash
- HOA fee: $285 monthly
- HOA name: Terracina
- HOA phone: 858-602-3470
Location
- Region: San Diego
Financial & listing details
- Price per square foot: $690/sqft
- Tax assessed value: $899,518
- Annual tax amount: $11,287
- Date on market: 3/29/2026
- Listing terms: Cash,Cash to New Loan,Conventional,Submit
- Inclusions: refrigerator, tvs, washer and dryer
Estimated market value
$1,114,100
$1.05M - $1.18M
$4,066/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/11/2020 | Sold | $822,500-3.2%$516/sqft |
Source: | ||
| 12/1/2019 | Price change | $850,000+3.7%$534/sqft |
Source: Bennion Deville Homes #190059789 Report a problem | ||
| 8/26/2019 | Price change | $820,000-2.4%$515/sqft |
Source: Pacific Sotheby's International Realty #190038134 Report a problem | ||
| 7/15/2019 | Price change | $840,000-1.2%$527/sqft |
Source: Pacific Sotheby's International Realty #190038134 Report a problem | ||
| 6/19/2019 | Price change | $850,000-2.3%$534/sqft |
Source: Pacific Sotheby's International Realty #180058393 Report a problem | ||
| 3/27/2019 | Price change | $870,000-2.8%$546/sqft |
Source: Pacific Sotheby's International Realty #180058393 Report a problem | ||
| 1/7/2019 | Price change | $895,000-0.4%$562/sqft |
Source: Pacific Sotheby's International Realty #180058393 Report a problem | ||
| 11/12/2018 | Price change | $899,000-5.3%$564/sqft |
Source: Pacific Sotheby's International Realty #180058393 Report a problem | ||
| 10/15/2018 | Listed for sale | $949,000+77.4%$596/sqft |
Source: Owner Report a problem | ||
| 3/17/2010 | Sold | $535,000-16.3%$336/sqft |
Source: Public Record Report a problem | ||
| 11/21/2003 | Sold | $639,000$401/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $11,287 +3.9% | $899,518 +2% |
| 2024 | $10,862 +2.2% | $881,882 +2% |
| 2023 | $10,623 +2.7% | $864,592 +2% |
| 2022 | $10,341 +0.7% | $847,640 +2% |
| 2021 | $10,270 +33.2% | $831,020 +31.6% |
| 2020 | $7,710 +2.2% | $631,444 +2% |
| 2019 | $7,541 +6.6% | $619,064 +2% |
| 2018 | $7,077 +2.5% | $606,926 +2% |
| 2017 | $6,907 +1.6% | $595,026 +2% |
| 2016 | $6,796 +1.5% | $583,360 +1.5% |
| 2015 | $6,695 +1.6% | $574,598 +2% |
| 2014 | $6,588 | $563,344 +4.5% |
| 2013 | -- | $539,028 |
| 2012 | -- | $539,028 |
| 2011 | -- | $539,028 +7.8% |
| 2010 | -- | $500,000 |
| 2009 | -- | $500,000 -27.7% |
| 2008 | -- | $691,203 +2% |
| 2007 | -- | $677,651 +2% |
| 2006 | -- | $664,365 +2% |
| 2005 | -- | $651,339 +2% |
| 2004 | -- | $638,568 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,769/mo
Principal & interest
$5412
Property taxes
$1072
HOA Fees
$285
More affordability tools
Climate risks
Neighborhood: Midtown
Nearby schools
GreatSchools rating
- 6/10Grant K-8Grades: K-8Distance: 0.8 mi
- 6/10San Diego High SchoolGrades: 9-12Distance: 1.7 mi
- 4/10Roosevelt International Middle SchoolGrades: 6-8Distance: 1.4 mi
Local experts in 92103
- California
- San Diego County
- San Diego
- 92103
- Midtown
- 3184 Harbor Ridge Ln



