Located in the highly desirable Waterloo School District, this versatile property offers space, updates, and an unbeatable setting just minutes from the heart of downtown Waterloo.
The main home features 3 bedrooms and 2 full baths with generous living areas designed for everyday comfort. Recent improvements give peace of mind, including a new roof in 2024, new sewer line in 2025, updated siding, gutters, and soffit in 2025, a Rheem A/C unit installed in 2022, and a new hot water heater in 2024. Additional updates include new windows, resurfaced tub, and beautifully renovated rear bedrooms.
Connected by a breezeway, the separate studio space includes its own private bath and roughed-in kitchen area, and laundry offering endless flexibility for guests, multi-generational living, a home office, or potential rental income.
Outside, you’ll find a large back patio, plus a 2-car garage complete with a workbench for hobbies or storage. Enjoy the convenience of being just blocks from local shops, restaurants, parks, and community events while still having the comfort of a spacious property to call home. Seller is offering a $10k credit for updates / repairs. Selling As-is.
Active
Listing Provided by: eXp Realty
$250,000
314 N Church St, Waterloo, IL 62298
4beds
2,268sqft
Est.:
Single Family Residence
Built in 1946
0.39 Acres Lot
$244,800 Zestimate®
$110/sqft
$-- HOA
What's special
Large back patioBeautifully renovated rear bedroomsNew windowsResurfaced tub
- 46 days |
- 2,021 |
- 111 |
Zillow last checked: 7 hours ago
Listing updated: March 24, 2026 at 01:37pm
Listing Provided by:
Monica Schmidt 618-567-9203,
eXp Realty
Source: MARIS,MLS#: 26007562
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Primary bedroom
- Level: Main
- Area: 286
- Dimensions: 13x22
Bedroom
- Level: Main
- Area: 156
- Dimensions: 12x13
Bedroom 2
- Level: Main
- Area: 140
- Dimensions: 10x14
Bedroom 3
- Level: Main
- Area: 195
- Dimensions: 13x15
Bathroom
- Level: Main
- Area: 40
- Dimensions: 4x10
Bathroom
- Level: Main
- Area: 48
- Dimensions: 8x6
Bonus room
- Level: Main
- Area: 625
- Dimensions: 25x25
Dining room
- Level: Main
- Area: 120
- Dimensions: 8x15
Kitchen
- Level: Main
- Area: 72
- Dimensions: 8x9
Living room
- Level: Main
- Area: 270
- Dimensions: 18x15
Mud room
- Level: Main
- Area: 117
- Dimensions: 9x13
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Electric Range, Washer
- Laundry: Laundry Room, Main Level
Features
- Basement: Unfinished
- Has fireplace: No
Interior area
- Total structure area: 2,268
- Total interior livable area: 2,268 sqft
- Finished area above ground: 2,268
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Off Street
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Patio & porch: Patio
Lot
- Size: 0.39 Acres
- Features: Back Yard, Some Trees
Details
- Parcel number: 0725204004000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Year built: 1946
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: A J Koenigsmark Add
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $110/sqft
- Tax assessed value: $169,500
- Annual tax amount: $3,177
- Date on market: 2/13/2026
- Cumulative days on market: 46 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
Estimated market value
$244,800
$233,000 - $257,000
$1,946/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/9/2026 | Listed for sale | $250,000$110/sqft |
Source:  MARIS #26007562 Report a problem | ||
| 2/17/2026 | Contingent | $250,000$110/sqft |
Source: MARIS #26007562 Report a problem | ||
| 2/13/2026 | Listed for sale | $250,000-9.1%$110/sqft |
Source: MARIS #26007562 Report a problem | ||
| 1/1/2026 | Listing removed | $274,900$121/sqft |
Source: MARIS #25046067 Report a problem | ||
| 10/23/2025 | Price change | $274,900-3%$121/sqft |
Source: MARIS #25046067 Report a problem | ||
| 9/12/2025 | Price change | $283,500-1.4%$125/sqft |
Source: MARIS #25046067 Report a problem | ||
| 7/12/2025 | Listed for sale | $287,500+139.6%$127/sqft |
Source: MARIS #25046067 Report a problem | ||
| 9/17/2021 | Sold | $120,000$53/sqft |
Source: MARIS #21057756 Report a problem | ||
| 8/19/2021 | Contingent | $120,000$53/sqft |
Source: MARIS #21057756 Report a problem | ||
| 8/17/2021 | Listed for sale | $120,000$53/sqft |
Source: MARIS #21057756 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,177 +0.9% | $56,500 +0.8% |
| 2023 | $3,148 -0.3% | $56,050 +0.9% |
| 2022 | $3,158 | $55,550 +2% |
| 2021 | -- | $54,470 +4.7% |
| 2020 | -- | $52,020 +6.1% |
| 2019 | -- | $49,010 +4.9% |
| 2018 | $2,758 | $46,730 -1.8% |
| 2017 | $2,758 | $47,571 -0.2% |
| 2016 | $2,758 -2.4% | $47,670 -1.9% |
| 2015 | $2,827 -5.2% | $48,600 -7.8% |
| 2014 | $2,981 | $52,690 -2.9% |
| 2012 | $2,981 | $54,280 -1.2% |
| 2011 | -- | $54,930 |
| 2010 | -- | $54,930 +3.2% |
| 2009 | -- | $53,230 +2.9% |
| 2008 | -- | $51,730 +11.4% |
| 2007 | -- | $46,430 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,590/mo
Principal & interest
$1236
Property taxes
$354
More affordability tools
Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- NAW J Zahnow Elementary SchoolGrades: PK-1Distance: 0.4 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 0.3 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 62298
- Illinois
- Monroe County
- Waterloo
- 62298
- 314 N Church St
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