Gorgeous Open Water home that has been beautifully remodeled on 1.65 Acres of private land with handicap accessibilty! Complete remodel done, including the concrete pilings completed by a licensed contractor. Huge downstairs enclosure with a 2-car garage, this is an incredible opportunity to own a piece of nature in the Florida Keys! Privacy abounds on 1.65 acres of beautifully preserved, natural habitat, nestled on the open water with great boating and amazing views from every room in the house! Completely remodeled, this 3 bedroom 2 bathroom home has clean lines and architecturally gorgeous open concept living. Stainless steel appliances, quartz countertops, pantry, breakfast nook, bar area, open dining room, several seating areas, fireplace and gorgeous views from all angles! This home has handicap accessibility including a new full-size elevator, custom master en-suite and open floor plan for easy access. Impact widows and doors, 2-car garage, 20,000 gallon cistern (with public water available if you would like), large storage/entertaining area, path to the dock that has Ipe wood and a 3,000 pound boat lift that can be upgraded to your needs... all on the open water. Great boating access to the gulf or ocean. Owner has repaired columns, trimmed trees to open up the view and is connected to public sewer. This house is truly unique and just waiting for its new owner! Property is virtually staged. Nature Lovers Paradise!
For sale
Price cut: $100K (1/16)
$1,900,000
3127 Stewart Rd, Middle Torch Key, FL 33042
3beds
1,841sqft
Est.:
Single Family Residence
Built in 1987
1.65 Acres Lot
$-- Zestimate®
$1,032/sqft
$-- HOA
What's special
Boat liftAmazing viewsHandicap accessibilityPrivate landQuartz countertopsGreat boatingOpen concept living
- 828 days |
- 1,230 |
- 39 |
Zillow last checked: 8 hours ago
Listing updated: January 16, 2026 at 05:32am
Listed by:
Pamela A Stangler 305-433-1036,
Expert Realty LLC,
Cole Stangler 305-890-6417,
Expert Realty LLC
Source: FLKMLS,MLS#: 607483
Originating MLS: Marathon/Lower Keys
Originating MLS: Marathon/Lower KeysTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
Features
- Fireplace(s), Quartz Countertops, Storage, Elevator, Built-in Cabinets, Pantry
- Flooring: Vinyl
- Doors: Impact Rstnce Doors
- Windows: Other Windows/Doors, Impact Rstnce Window
- Has fireplace: Yes
Interior area
- Total interior livable area: 1,841 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage, Covered, Off Street, Garage Door Opener, Attached
- Has attached garage: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Yes, Accessible Full Bath, Accessible Elevator Installed
Features
- Patio & porch: Open Porch/Balcony
- Exterior features: Storage
- Has view: Yes
- View description: Bay/Gulf View, Water
- Has water view: Yes
- Water view: Bay/Gulf View,Water
- Waterfront features: Bay Front, Open Water, Gulf Front, Waterfront, Dock: Other, Dock Length: 80, Dockage: Boat Lift
Lot
- Size: 1.65 Acres
- Features: 1 Less Than 2 Acres
Details
- Parcel number: 00224920000000
- Zoning: IS
- Zoning description: Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1987
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Water: Cistern
- Utilities for property: Buyer to Verify
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Middle Torch Key Est (28.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Middle Torch Key
Financial & listing details
- Price per square foot: $1,032/sqft
- Tax assessed value: $1,110,318
- Annual tax amount: $10,025
- Date on market: 11/18/2023
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/16/2026 | Price change | $1,900,000-5%$1,032/sqft |
Source:  FLKMLS #607483 Report a problem | ||
| 6/1/2025 | Price change | $2,000,000+11.2%$1,086/sqft |
Source: FLKMLS #607483 Report a problem | ||
| 10/4/2024 | Price change | $1,799,000-4.1%$977/sqft |
Source: FLKMLS #607483 Report a problem | ||
| 2/9/2024 | Price change | $1,875,000-5.8%$1,018/sqft |
Source: FLKMLS #607483 Report a problem | ||
| 11/18/2023 | Listed for sale | $1,990,000+17.1%$1,081/sqft |
Source: FLKMLS #607483 Report a problem | ||
| 8/10/2023 | Listing removed | -- |
Source: FLKMLS #603812 Report a problem | ||
| 7/7/2023 | Price change | $1,700,000-5.6%$923/sqft |
Source:  Key West AOR #603812 Report a problem | ||
| 1/17/2023 | Listed for sale | $1,800,000+2.9%$978/sqft |
Source: Key West AOR #603812 Report a problem | ||
| 9/1/2022 | Listing removed | -- |
Source:  MLKAR Report a problem | ||
| 7/10/2022 | Price change | $1,749,000-1.2%$950/sqft |
Source: Key West AOR #599259 Report a problem | ||
| 6/10/2022 | Price change | $1,770,000-0.3%$961/sqft |
Source: Key West AOR #599259 Report a problem | ||
| 3/14/2022 | Price change | $1,775,000-1.4%$964/sqft |
Source: FLKMLS #599259 Report a problem | ||
| 1/19/2022 | Listed for sale | $1,800,000+94.6%$978/sqft |
Source: Key West AOR #599259 Report a problem | ||
| 7/10/2018 | Sold | $925,000-7.4%$502/sqft |
Source: FLKMLS #577749 Report a problem | ||
| 12/6/2017 | Listed for sale | $999,000+11.6%$543/sqft |
Source: Coldwell Banker Schmitt RE Co. Lower Keys Office #577749 Report a problem | ||
| 2/5/2016 | Listing removed | $895,000$486/sqft |
Source: ADDvantage Real Estate #569335 Report a problem | ||
| 1/8/2016 | Price change | $895,000-10.1%$486/sqft |
Source: ADDvantage Real Estate #569335 Report a problem | ||
| 12/4/2015 | Listed for sale | $995,000+452.8%$540/sqft |
Source: Owner Report a problem | ||
| 12/31/1996 | Sold | $180,000$98/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,510 +2.9% | $1,110,318 +0.3% |
| 2024 | $10,213 +1.9% | $1,106,857 +1.5% |
| 2023 | $10,025 +5.8% | $1,090,859 +10% |
| 2022 | $9,479 +5.6% | $991,690 +10% |
| 2021 | $8,973 +6.4% | $901,536 +8% |
| 2020 | $8,437 | $834,511 +7.4% |
| 2019 | $8,437 +6.3% | $777,064 +273.3% |
| 2018 | $7,936 +241.5% | $208,153 +2.1% |
| 2017 | $2,324 +2.7% | $203,872 +2.1% |
| 2016 | $2,263 -0.3% | $199,679 +0.7% |
| 2015 | $2,270 | $198,291 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$10,571/mo
Principal & interest
$9273
Property taxes
$1298
Climate risks
Neighborhood: 33042
Nearby schools
GreatSchools rating
- 5/10Sugarloaf SchoolGrades: PK-8Distance: 7.8 mi
- 4/10Key West High SchoolGrades: 9-12Distance: 24.9 mi
Local experts in 33042
