Welcome to 312 Ryan Avenue, a meticulously maintained 3-bedroom, 2-bathroom CBS home offering privacy, functionality, and the relaxed coastal lifestyle the Florida Keys are known for. Situated on a 6,000 sq. ft. fully fenced lot, this property is offered furnished and turn-key, making it ideal as a full-time residence, seasonal getaway, or investment property.This home features a comfortable interior layout and an exceptional outdoor entertaining space. A spacious tiki hut creates the perfect setting for gatherings, outdoor dining, or simply enjoying the island breeze, while the exterior storage shed provides convenient space for tools, gear, or recreational equipment. With no neighbors directly behind the property, the backyard offers a sense of privacy.Enjoy access to the neighborhood's homeowners park offering a boat ramp, and easy access to the ocean!This beautiful home also demonstrates strong rental potential, previously generating between $4,500 and $5,000 per month, making it an appealing opportunity for buyers seeking both lifestyle and income.
For sale
Price cut: $49.1K (3/30)
$839,900
312 Ryan Ave, Key Largo, FL 33037
3beds
1,346sqft
Est.:
Single Family Residence
Built in 2008
6,000 Square Feet Lot
$851,500 Zestimate®
$624/sqft
$15/mo HOA
What's special
Exterior storage shedComfortable interior layoutExceptional outdoor entertaining spaceSpacious tiki hut
- 21 days |
- 804 |
- 21 |
Zillow last checked: 7 hours ago
Listing updated: March 30, 2026 at 08:07am
Listed by:
Kelsey Caputo - Frins 305-363-9998,
Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
Source: FLKMLS,MLS#: 618993
Originating MLS: Florida Keys
Originating MLS: Florida KeysTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Central Air
Appliances
- Included: Washer, Stainless Steel Appliance(s), Microwave, Oven, Refrigerator, Dishwasher, Dryer
Features
- Granite Counters
- Flooring: Tile
- Windows: Window Treatments, Other Windows/Doors, Bahama
Interior area
- Total interior livable area: 1,346 sqft
Property
Parking
- Total spaces: 4
- Parking features: Open, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Yes
Features
- Fencing: Fenced
- Water view: None
- Waterfront features: None, Dockage: Boat Ramp
Lot
- Size: 6,000 Square Feet
- Dimensions: 75 x 80
- Features: Less Than 1/4 Acre
Details
- Additional structures: Chickee Hut, Shed(s)
- Parcel number: 00564143000200
- Zoning: SF
- Zoning description: Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
- Roof: Metal
Condition
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: FKAA, Buyer to Verify, Cable Connected
Community & HOA
Community
- Features: Community Dockage
- Security: Smoke Detector(s), No Security
- Subdivision: Key Largo Mob Homesites (104.5)
HOA
- Has HOA: Yes
- Services included: None
- HOA fee: $175 yearly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $624/sqft
- Tax assessed value: $579,897
- Annual tax amount: $3,442
- Date on market: 3/10/2026
- Listing terms: Cash,FHA,Conventional
Estimated market value
$851,500
$809,000 - $894,000
$3,746/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/30/2026 | Price change | $839,900-5.5%$624/sqft |
Source:  FLKMLS #618993 Report a problem | ||
| 3/10/2026 | Listed for sale | $889,000+360.6%$660/sqft |
Source:  Key West AOR #618993 Report a problem | ||
| 1/14/2011 | Sold | $193,000-18.9%$143/sqft |
Source: FLKMLS #553644 Report a problem | ||
| 1/4/2011 | Pending sale | $238,000$177/sqft |
Source: Prudential Real Estate #553644 Report a problem | ||
| 12/4/2010 | Listed for sale | $238,000+40%$177/sqft |
Source: Prudential Keyside Properties #553644 Report a problem | ||
| 1/28/2010 | Sold | $170,000+246.9%$126/sqft |
Source: FLKMLS #549981 Report a problem | ||
| 4/10/1996 | Sold | $49,000+22.5%$36/sqft |
Source: Public Record Report a problem | ||
| 11/16/1993 | Sold | $40,000$30/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,926 +8.1% | $463,455 +10% |
| 2024 | $4,556 +8.8% | $421,323 +10% |
| 2023 | $4,186 +13.1% | $383,021 +10% |
| 2022 | $3,703 +12.6% | $348,201 +10% |
| 2021 | $3,288 -1.2% | $316,546 -0.8% |
| 2020 | $3,328 | $319,011 -2.6% |
| 2019 | $3,328 -2.2% | $327,476 -0.7% |
| 2018 | $3,405 | $329,942 +7.4% |
| 2017 | -- | $307,332 +7.5% |
| 2016 | -- | $285,901 +12.2% |
| 2015 | -- | $254,767 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,731/mo
Principal & interest
$4142
Property taxes
$574
HOA Fees
$15
More affordability tools
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 0.1 mi
- 4/10Coral Shores High SchoolGrades: 9-12Distance: 14.4 mi
Local experts in 33037
- Florida
- Monroe County
- Key Largo
- 33037
- 312 Ryan Ave
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