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For sale
  • $1,339,900

    3095 Calvert Blvd, Lusby, MD 20657

    5beds
    5,088sqft
    : 
    Single Family Residence
    Built in 1984
    0.31 Acres Lot
    $-- Zestimate®
    $263/sqft
    $15/mo HOA

    What's special

    BAYFRONT BEAUTY!! Welcome to an extraordinary Chesapeake Bay estate where more than 5,000 square feet of refined coastal living meet private beach access and sweeping water views that shape every moment. This custom-built five-bedroom, five-bath home blends timeless craftsmanship with the serenity of the shoreline, offering a lifestyle that feels both luxurious and effortlessly relaxed. A grand two-story foyer welcomes you with sunlight and soaring ceilings. To the right, a flexible guest suite or office offers privacy and comfort. To the left, a full bath is thoughtfully placed to serve the main level with ease. Continue forward and the home opens into an impressive gourmet kitchen designed for gathering and everyday convenience. A massive center island boasts gorgeous granite countertops and is surrounded by custom weathered coastal cabinetry, professional-grade appliances, double wall ovens, a commercial-size refrigerator, and a custom vent hood. The bright eat-in area extends toward the Bay flowing into a large living room enhanced by sliding doors that invite you to step outside. A walk-in pantry adds practical storage and organization. The main living room is warm and inviting, with wood floors, a gas fireplace, and an entire wall of windows framing uninterrupted water views. Whether relaxing by the fire or entertaining guests, this space celebrates the waterfront from every angle. Step outside onto a full-width deck where dining, lounging, and soaking in the coastal breeze become part of your daily rhythm. Upstairs, on the second floor a spacious family room offers another dramatic vantage point, enhanced by magnificent 2 story wood cathedral ceilings and breathtaking views of the Chesapeake. Just beyond, the primary suite is a serene waterfront sanctuary with a private sitting area, its own upper deck, a generous walk-in closet with custom storage, and an ensuite bath with dual vanities and a beautifully tiled walk-in shower. Two additional bedrooms are located on this floor. One of which has an en-suite full bath. A full bathroom located in the center hall serves the 3rd bedroom on this floor and the family room area. Ascend to the 3rd level and discover a retreat perfect for both quiet moments and lively gatherings. The homes 5th bedroom is an suite of its own with a nicely updated full en-suite bathroom and decent sized walk-in closet. A cozy reading or office nook sits beneath warm wood ceilings. The large recreation room/potential 6th bedroom leads to a striking billiards area that opens to the family room below and allows for elevated views of the Bay, creating a one-of-a-kind leisure space. Outside, the property delivers the full waterfront lifestyle. A private boardwalk leads through natural grasses to your own sandy beach, where calm waves, long days on the water, and peaceful evenings by the shoreline become part of everyday living. Multiple decks provide both intimate and expansive outdoor spaces. For added convenience, the property includes a dedicated water hook-up and a 50-amp RV connection, ideal for RV owners or welcoming guests. An additional separate lot is included with the property, increasing the total size to approximately .31 acres. While not buildable, this extra parcel offers exceptional value and flexibility—perfect for A FUTURE GARAGE, parking, storage, guest vehicles, or added outdoor space and privacy. This home would make an excellent 2nd home with potential for substantial short-term rental income based on surrounding properties and seasonal demand. This residence is a rare Chesapeake Bay offering—where elegant design, thoughtful functionality, and the magic of waterfront living come together seamlessly. Every detail invites you to relax, unwind, and embrace a lifestyle shaped by the beauty of the Bay.
    19 days
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    951
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    23
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    Zillow last checked: 7 hours ago

    Listing updated: March 29, 2026 at 01:52am

    Listed by:

    Mark Frisco Jr. 443-532-8776,

    CENTURY 21 New Millennium (443) 968-9595

    Source: Bright MLS,MLS#: MDCA2025608MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 5
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Foyer, Office, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
      Primary bedroom
      • Level: Upper
      Primary bedroom
      • Level: Upper
      Primary bedroom
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Bedroom 3
      • Level: Main
      Primary bathroom
      • Level: Upper
      Primary bathroom
      • Level: Upper
      Primary bathroom
      • Level: Upper
      Bathroom 2
      • Level: Upper
      Bathroom 3
      • Level: Main
      Den
      • Level: Upper
      Dining room
      • Level: Main
      Family room
      • Level: Upper
      Foyer
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Office
      • Level: Upper
      Recreation room
      • Level: Upper
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Heat Pump, Electric
      Appliances
      • Included: Microwave, Dishwasher, Dryer, Exhaust Fan, Ice Maker, Double Oven, Oven, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Range, Electric Water Heater
      • Laundry: Main Level
      Features
      • Ceiling Fan(s), Entry Level Bedroom, Open Floorplan, Kitchen - Gourmet, Kitchen Island, Pantry, Primary Bedroom - Bay Front, Upgraded Countertops, Other, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Dining Area, Formal/Separate Dining Room, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-In Closet(s), Family Room Off Kitchen, 9'+ Ceilings, 2 Story Ceilings, Vaulted Ceiling(s), Wood Ceilings, High Ceilings
      • Flooring: Hardwood, Ceramic Tile, Other, Carpet, Luxury Vinyl, Bamboo, Engineered Wood, Wood
      • Doors: Sliding Glass, French Doors
      • Windows: Double Pane Windows, Casement
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 5,088
      • Total interior livable area: 5,088 sqft
      • Finished area above ground: 5,088
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 8
      • Parking features: Other, Private, Off Street, Attached
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Hallway(s), 2+ Access Exits, Roll-in Shower, Other
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck
      • Exterior features: Balcony
      • Pool features: None
      • Spa features: Bath, Hot Tub
      • Has view: Yes
      • View description: Bay, Panoramic
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: Sandy Beach, Bayfront, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Personal Watercraft (PWC), Private Access, Bay
      • Body of water: Chesapeake Bay
      • Frontage length: Water Frontage Ft: 96
      Lot
      • Size: 0.31 Acres
      • Features: Cleared, Fishing Available, Level, Open Lot, Private, Rear Yard, Additional Lot(s), Front Yard, SideYard(s)
      Details
      • Additional structures: Above Grade, Below Grade
      • Additional parcels included: Tax ID: 0501034014, is the lot adjacent to this property and is included making a total of .31 acres
      • Parcel number: 0501032917
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial,Coastal,Villa
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding, Combination, Other, Vinyl Siding, Batts Insulation
      • Foundation: Crawl Space
      • Roof: Architectural Shingle,Asphalt,Hip
      Condition
      • Excellent
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Sewer: On Site Septic
      • Water: Well
      • Utilities for property: Cable Available, Phone Available, Underground Utilities, Broadband, Cable

      Community & HOA

      Community
      • Subdivision: Cove Point
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Access, Common Grounds, Water/Lake Privileges
      • Services included: Road Maintenance, Common Area Maintenance, Management
      • HOA fee: $180 annually
      • HOA name: COVE POINT HOME OWNERS ASSOCIATION
      Location
      • Region: Lusby

      Financial & listing details

      • Price per square foot: $263/sqft
      • Tax assessed value: $617,200
      • Annual tax amount: $7,070
      • Date on market: 3/17/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Conventional,Cash,FHA,VA Loan,Other
      • Ownership: Fee Simple
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        3/18/2026Listed for sale$1,339,900$263/sqft
        Source: Bright MLS #MDCA2025608 Report a problem
        1/10/2026Listing removed$1,339,900$263/sqft
        Source: Bright MLS #MDCA2024160 Report a problem
        11/20/2025Listed for sale$1,339,900+3.1%$263/sqft
        Source: Bright MLS #MDCA2024160 Report a problem
        5/31/2023Listing removed$1,299,000$255/sqft
        Source: Bright MLS #MDCA2008066 Report a problem
        12/9/2022Price change$1,299,000-3.8%$255/sqft
        Source: Bright MLS #MDCA2008066 Report a problem
        11/8/2022Price change$1,350,000-3.5%$265/sqft
        Source: Bright MLS #MDCA2008066 Report a problem
        8/31/2022Listed for sale$1,399,000+180.4%$275/sqft
        Source: Bright MLS #MDCA2008066 Report a problem
        1/15/2014Listing removed$499,000$98/sqft
        Source: A & O Realty Services, Inc. #CA8037784 Report a problem
        3/25/2013Listed for sale$499,000+25.1%$98/sqft
        Source: A & O Realty Services, Inc. #CA8037784 Report a problem
        1/2/2013Listing removed$399,000$78/sqft
        Source: A & O Realty Services, Inc. #CA7456779 Report a problem
        12/11/2012Price change$399,000-20.2%$78/sqft
        Source: A & O Realty Services, Inc. #CA7456779 Report a problem
        10/12/2010Price change$499,995-28.6%$98/sqft
        Source: A & O Realty Services, Inc. #CA7456779 Report a problem
        10/8/2010Price change$699,9950%$138/sqft
        Source: A & O Realty Services, Inc. #CA7456779 Report a problem
        5/2/2010Listed for sale$700,000+174.5%$138/sqft
        Source: A & O Realty Services, Inc. #CA7456779 Report a problem
        7/6/2009Sold$255,000-52.8%$50/sqft
        Source: Public Record Report a problem
        12/21/2004Sold$540,000$106/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$6,660 +8%$617,200 +8%
        2024$6,164 +12.9%$571,300 +8.7%
        2023$5,459 +1%$525,400
        2022$5,407 +1%$525,400 +1.9%
        2021$5,356 +0.5%$515,467 +1%
        2020$5,330 -0.5%$510,500
        2019$5,355 $510,500
        2018$5,355 -2.3%$510,500 -0.9%
        2017$5,481 +60.4%$515,100
        2016$3,416 $515,100
        2015$3,416 $515,100 +86%
        2014$3,416 $277,000
        2013-- $277,000
        2012-- $277,000 -15%
        2011-- $325,990
        2010-- $325,990 -42%
        2009-- $562,140 -1.5%
        2008-- $570,700 +15.7%
        2007-- $493,286 +18.6%
        2006-- $415,873 +22.9%
        2005-- $338,460 +6.3%
        2004-- $318,300 +6.8%
        2003-- $298,140 +7.3%
        2002-- $277,980 +0.6%
        2001-- $276,302

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $7,362/mo
        Principal & interest
        $6476
        Property taxes
        $871
        HOA Fees
        $15
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          Climate risks

          Neighborhood: 20657

          Getting around

          0 / 100
          Car-Dependent
          26 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Dowell
          • Middle: Southern
          • High: Patuxent
          • District: Calvert County Public Schools

          Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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