BAYFRONT BEAUTY!! Welcome to an extraordinary Chesapeake Bay estate where more than 5,000 square feet of refined coastal living meet private beach access and sweeping water views that shape every moment. This custom-built five-bedroom, five-bath home blends timeless craftsmanship with the serenity of the shoreline, offering a lifestyle that feels both luxurious and effortlessly relaxed. A grand two-story foyer welcomes you with sunlight and soaring ceilings. To the right, a flexible guest suite or office offers privacy and comfort. To the left, a full bath is thoughtfully placed to serve the main level with ease. Continue forward and the home opens into an impressive gourmet kitchen designed for gathering and everyday convenience. A massive center island boasts gorgeous granite countertops and is surrounded by custom weathered coastal cabinetry, professional-grade appliances, double wall ovens, a commercial-size refrigerator, and a custom vent hood. The bright eat-in area extends toward the Bay flowing into a large living room enhanced by sliding doors that invite you to step outside. A walk-in pantry adds practical storage and organization. The main living room is warm and inviting, with wood floors, a gas fireplace, and an entire wall of windows framing uninterrupted water views. Whether relaxing by the fire or entertaining guests, this space celebrates the waterfront from every angle. Step outside onto a full-width deck where dining, lounging, and soaking in the coastal breeze become part of your daily rhythm. Upstairs, on the second floor a spacious family room offers another dramatic vantage point, enhanced by magnificent 2 story wood cathedral ceilings and breathtaking views of the Chesapeake. Just beyond, the primary suite is a serene waterfront sanctuary with a private sitting area, its own upper deck, a generous walk-in closet with custom storage, and an ensuite bath with dual vanities and a beautifully tiled walk-in shower. Two additional bedrooms are located on this floor. One of which has an en-suite full bath. A full bathroom located in the center hall serves the 3rd bedroom on this floor and the family room area. Ascend to the 3rd level and discover a retreat perfect for both quiet moments and lively gatherings. The homes 5th bedroom is an suite of its own with a nicely updated full en-suite bathroom and decent sized walk-in closet. A cozy reading or office nook sits beneath warm wood ceilings. The large recreation room/potential 6th bedroom leads to a striking billiards area that opens to the family room below and allows for elevated views of the Bay, creating a one-of-a-kind leisure space. Outside, the property delivers the full waterfront lifestyle. A private boardwalk leads through natural grasses to your own sandy beach, where calm waves, long days on the water, and peaceful evenings by the shoreline become part of everyday living. Multiple decks provide both intimate and expansive outdoor spaces. For added convenience, the property includes a dedicated water hook-up and a 50-amp RV connection, ideal for RV owners or welcoming guests. An additional separate lot is included with the property, increasing the total size to approximately .31 acres. While not buildable, this extra parcel offers exceptional value and flexibility—perfect for A FUTURE GARAGE, parking, storage, guest vehicles, or added outdoor space and privacy. This home would make an excellent 2nd home with potential for substantial short-term rental income based on surrounding properties and seasonal demand. This residence is a rare Chesapeake Bay offering—where elegant design, thoughtful functionality, and the magic of waterfront living come together seamlessly. Every detail invites you to relax, unwind, and embrace a lifestyle shaped by the beauty of the Bay.
For sale
$1,339,900
3095 Calvert Blvd, Lusby, MD 20657
5beds
5,088sqft
Est.:
Single Family Residence
Built in 1984
0.31 Acres Lot
$-- Zestimate®
$263/sqft
$15/mo HOA
What's special
- 19 days |
- 951 |
- 23 |
Zillow last checked: 7 hours ago
Listing updated: March 29, 2026 at 01:52am
Listed by:
Mark Frisco Jr. 443-532-8776,
CENTURY 21 New Millennium (443) 968-9595
Source: Bright MLS,MLS#: MDCA2025608
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Foyer, Office, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
Primary bedroom
- Level: Upper
Primary bedroom
- Level: Upper
Primary bedroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Main
Primary bathroom
- Level: Upper
Primary bathroom
- Level: Upper
Primary bathroom
- Level: Upper
Bathroom 2
- Level: Upper
Bathroom 3
- Level: Main
Den
- Level: Upper
Dining room
- Level: Main
Family room
- Level: Upper
Foyer
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Office
- Level: Upper
Recreation room
- Level: Upper
Heating
- Heat Pump, Electric
Cooling
- Central Air, Heat Pump, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Exhaust Fan, Ice Maker, Double Oven, Oven, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Range, Electric Water Heater
- Laundry: Main Level
Features
- Ceiling Fan(s), Entry Level Bedroom, Open Floorplan, Kitchen - Gourmet, Kitchen Island, Pantry, Primary Bedroom - Bay Front, Upgraded Countertops, Other, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Dining Area, Formal/Separate Dining Room, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-In Closet(s), Family Room Off Kitchen, 9'+ Ceilings, 2 Story Ceilings, Vaulted Ceiling(s), Wood Ceilings, High Ceilings
- Flooring: Hardwood, Ceramic Tile, Other, Carpet, Luxury Vinyl, Bamboo, Engineered Wood, Wood
- Doors: Sliding Glass, French Doors
- Windows: Double Pane Windows, Casement
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 5,088
- Total interior livable area: 5,088 sqft
- Finished area above ground: 5,088
- Finished area below ground: 0
Property
Parking
- Total spaces: 8
- Parking features: Other, Private, Off Street, Attached
- Attached garage spaces: 2
Accessibility
- Accessibility features: Accessible Hallway(s), 2+ Access Exits, Roll-in Shower, Other
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck
- Exterior features: Balcony
- Pool features: None
- Spa features: Bath, Hot Tub
- Has view: Yes
- View description: Bay, Panoramic
- Has water view: Yes
- Water view: Bay
- Waterfront features: Sandy Beach, Bayfront, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Personal Watercraft (PWC), Private Access, Bay
- Body of water: Chesapeake Bay
- Frontage length: Water Frontage Ft: 96
Lot
- Size: 0.31 Acres
- Features: Cleared, Fishing Available, Level, Open Lot, Private, Rear Yard, Additional Lot(s), Front Yard, SideYard(s)
Details
- Additional structures: Above Grade, Below Grade
- Additional parcels included: Tax ID: 0501034014, is the lot adjacent to this property and is included making a total of .31 acres
- Parcel number: 0501032917
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial,Coastal,Villa
- Property subtype: Single Family Residence
Materials
- Cement Siding, Combination, Other, Vinyl Siding, Batts Insulation
- Foundation: Crawl Space
- Roof: Architectural Shingle,Asphalt,Hip
Condition
- Excellent
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
- Utilities for property: Cable Available, Phone Available, Underground Utilities, Broadband, Cable
Community & HOA
Community
- Subdivision: Cove Point
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Common Grounds, Water/Lake Privileges
- Services included: Road Maintenance, Common Area Maintenance, Management
- HOA fee: $180 annually
- HOA name: COVE POINT HOME OWNERS ASSOCIATION
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $263/sqft
- Tax assessed value: $617,200
- Annual tax amount: $7,070
- Date on market: 3/17/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,Cash,FHA,VA Loan,Other
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/18/2026 | Listed for sale | $1,339,900$263/sqft |
Source: | ||
| 1/10/2026 | Listing removed | $1,339,900$263/sqft |
Source: | ||
| 11/20/2025 | Listed for sale | $1,339,900+3.1%$263/sqft |
Source: | ||
| 5/31/2023 | Listing removed | $1,299,000$255/sqft |
Source: | ||
| 12/9/2022 | Price change | $1,299,000-3.8%$255/sqft |
Source: | ||
| 11/8/2022 | Price change | $1,350,000-3.5%$265/sqft |
Source: | ||
| 8/31/2022 | Listed for sale | $1,399,000+180.4%$275/sqft |
Source: | ||
| 1/15/2014 | Listing removed | $499,000$98/sqft |
Source: A & O Realty Services, Inc. #CA8037784 Report a problem | ||
| 3/25/2013 | Listed for sale | $499,000+25.1%$98/sqft |
Source: A & O Realty Services, Inc. #CA8037784 Report a problem | ||
| 1/2/2013 | Listing removed | $399,000$78/sqft |
Source: A & O Realty Services, Inc. #CA7456779 Report a problem | ||
| 12/11/2012 | Price change | $399,000-20.2%$78/sqft |
Source: A & O Realty Services, Inc. #CA7456779 Report a problem | ||
| 10/12/2010 | Price change | $499,995-28.6%$98/sqft |
Source: A & O Realty Services, Inc. #CA7456779 Report a problem | ||
| 10/8/2010 | Price change | $699,9950%$138/sqft |
Source: A & O Realty Services, Inc. #CA7456779 Report a problem | ||
| 5/2/2010 | Listed for sale | $700,000+174.5%$138/sqft |
Source: A & O Realty Services, Inc. #CA7456779 Report a problem | ||
| 7/6/2009 | Sold | $255,000-52.8%$50/sqft |
Source: Public Record Report a problem | ||
| 12/21/2004 | Sold | $540,000$106/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,660 +8% | $617,200 +8% |
| 2024 | $6,164 +12.9% | $571,300 +8.7% |
| 2023 | $5,459 +1% | $525,400 |
| 2022 | $5,407 +1% | $525,400 +1.9% |
| 2021 | $5,356 +0.5% | $515,467 +1% |
| 2020 | $5,330 -0.5% | $510,500 |
| 2019 | $5,355 | $510,500 |
| 2018 | $5,355 -2.3% | $510,500 -0.9% |
| 2017 | $5,481 +60.4% | $515,100 |
| 2016 | $3,416 | $515,100 |
| 2015 | $3,416 | $515,100 +86% |
| 2014 | $3,416 | $277,000 |
| 2013 | -- | $277,000 |
| 2012 | -- | $277,000 -15% |
| 2011 | -- | $325,990 |
| 2010 | -- | $325,990 -42% |
| 2009 | -- | $562,140 -1.5% |
| 2008 | -- | $570,700 +15.7% |
| 2007 | -- | $493,286 +18.6% |
| 2006 | -- | $415,873 +22.9% |
| 2005 | -- | $338,460 +6.3% |
| 2004 | -- | $318,300 +6.8% |
| 2003 | -- | $298,140 +7.3% |
| 2002 | -- | $277,980 +0.6% |
| 2001 | -- | $276,302 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$7,362/mo
Principal & interest
$6476
Property taxes
$871
HOA Fees
$15
More affordability tools
Climate risks
Neighborhood: 20657
Nearby schools
GreatSchools rating
- 7/10Dowell Elementary SchoolGrades: PK-5Distance: 3.8 mi
- 3/10Southern Middle SchoolGrades: 6-8Distance: 3.6 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: Dowell
- Middle: Southern
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 20657
- Maryland
- Calvert County
- Lusby
- 20657
- 3095 Calvert Blvd




