An exceptional opportunity to own premier Ohio River frontage in highly desirable Belknap Beach Estates. Offering approximately 3,400 square feet of finished living space, this thoughtfully refreshed home delivers the ultimate Prospect waterfront lifestyle, complete with multiple docks providing direct access for boating and recreational enjoyment. Designed to capture natural light and river views, the main kitchen is located on the second floor and features beautifully preserved original cabinetry and hardware — timeless, high-quality craftsmanship complemented by updated lighting and fresh finishes. The layout flows seamlessly into inviting living and entertaining spaces. A kitchenette addition on the first floor creates outstanding flexibility. With one bedroom on the main level and two additional bedrooms upstairs, the floor plan is ideal for multipurpose living, private guest quarters, or work-from-home needs — all while maintaining privacy and separation of space. The primary bath has been tastefully refreshed, offering a comfortable retreat with opportunity for future personalization. Riverfront properties with multiple docks in this established Prospect enclave are increasingly rare. This is a unique opportunity to enjoy space, versatility, and direct waterfront access — all just minutes from the amenities of Prospect.
For sale
$995,000
3028 Belknap Beach Rd, Prospect, KY 40059
3beds
3,478sqft
Est.:
Single Family Residence
Built in 1976
0.36 Acres Lot
$-- Zestimate®
$286/sqft
$-- HOA
What's special
Direct waterfront accessPremier ohio river frontageTimeless high-quality craftsmanshipTwo additional bedrooms upstairs
- 18 days |
- 1,137 |
- 36 |
Zillow last checked: 7 hours ago
Listing updated: March 07, 2026 at 11:32pm
Listed by:
Ashley DeVault 502-681-6700,
Kentucky Select Properties
Source: GLARMLS,MLS#: 1710250
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Full bathroom
- Level: First
Full bathroom
- Level: Second
Full bathroom
- Level: Second
Dining area
- Level: Second
Family room
- Level: First
Foyer
- Level: First
Great room
- Level: Second
Kitchen
- Level: First
Kitchen
- Level: Second
Heating
- Electric, Forced Air, Natural Gas
Cooling
- Central Air
Features
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 3,478
- Total interior livable area: 3,478 sqft
- Finished area above ground: 3,478
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: On Street, Attached, Entry Front, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Exterior features: Boat Slip
- Has spa: Yes
- Spa features: Heated
- Fencing: None,Other
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 0.36 Acres
- Features: Cleared, Dead End
Details
- Parcel number: 02010081
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Other, Wood Frame
- Foundation: Slab
- Roof: Flat,Shingle
Condition
- Year built: 1976
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected
Community & HOA
Community
- Subdivision: Belknap Beach Estates
HOA
- Has HOA: No
Location
- Region: Prospect
Financial & listing details
- Price per square foot: $286/sqft
- Tax assessed value: $525,000
- Annual tax amount: $6,470
- Date on market: 3/2/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/2/2026 | Listed for sale | $995,000+84.3%$286/sqft |
Source:  GLARMLS #1710250 Report a problem | ||
| 8/20/2020 | Sold | $540,000-6.1%$155/sqft |
Source: GLARMLS #1563181 Report a problem | ||
| 7/29/2020 | Pending sale | $575,000$165/sqft |
Source: Caperton Realty #1563181 Report a problem | ||
| 3/5/2020 | Price change | $575,000-4.2%$165/sqft |
Source: Caperton Realty #1554468 Report a problem | ||
| 11/15/2019 | Price change | $599,900-14.3%$172/sqft |
Source: Caperton Realty #1554468 Report a problem | ||
| 9/6/2019 | Price change | $699,900-9.7%$201/sqft |
Source: Caperton Realty #1554468 Report a problem | ||
| 6/21/2019 | Price change | $775,000-3.1%$223/sqft |
Source: Caperton Realty #1554468 Report a problem | ||
| 4/25/2019 | Listed for sale | $799,900$230/sqft |
Source: Caperton Realty #1554468 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2020 | $6,470 +6% | $525,000 +5% |
| 2019 | $6,106 0% | $500,000 |
| 2018 | $6,108 +11.2% | $500,000 |
| 2017 | $5,492 | $500,000 |
| 2013 | $5,492 | $500,000 |
| 2011 | -- | $500,000 |
| 2010 | -- | $500,000 |
| 2009 | -- | $500,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,600/mo
Principal & interest
$4854
Property taxes
$746
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Climate risks
Neighborhood: 40059
Nearby schools
GreatSchools rating
- 7/10Harmony Elementary SchoolGrades: K-5Distance: 2.4 mi
- 9/10North Oldham Middle SchoolGrades: 6-8Distance: 2.4 mi
- 10/10North Oldham High SchoolGrades: 9-12Distance: 2.5 mi
Local experts in 40059
- Kentucky
- Oldham County
- Prospect
- 40059
- 3028 Belknap Beach Rd
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