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For sale
  • $749,000

    3020 Ginn Point Rd SE, Owens Cross Roads, AL 35763

    5beds
    3,797sqft
    : 
    Single Family Residence
    Built in 2019
    0.39 Acres Lot
    $742,800 Zestimate®
    $197/sqft
    $43/mo HOA

    What's special

    Desirable corner lotOpen-concept layoutHuge kitchen islandBonus roomAir purification systemSprinkler systemFull-brick home
    Welcome to this beautiful full-brick home in the family-friendly Natures Cove community. Featuring 5 bedrooms(4 on main, 1 up), 4 full bathrooms, a dining room/study, sunroom, and bonus room, this home offers space for everyone. The open-concept layout is perfect for entertaining, highlighted by a huge kitchen island that flows into the main living area. Air purification system, takless water heater, sprinkler system, no carpet. Situated on a desirable corner lot, the home also includes a side-entry 3-car garage. Enjoy all that Natures Cove has to offer with scenic walking trails, a neighborhood pool, and playground just minutes away. A perfect blend of comfort, space, and community living.
    11 days
    |
    1,668
    |
    61
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: March 19, 2026 at 07:46am

    Listed by:

    Michael Tincher 256-656-1004,

    Capstone Realty

    Source: ValleyMLS,MLS#: 21912533MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Foyer, Master Bedroom, Living Room, Bedroom 2, Dining Room, Bedroom 3, Kitchen, Bedroom 4, Bonus Room, Bedroom, Sun, Bath:Full
      Primary bedroom
      • Features: 9’ Ceiling, Ceiling Fan(s), Crown Molding, Smooth Ceiling, Tray Ceiling(s), LVP, Wainscoting
      • Level: First
      • Area: 289
      • Dimensions: 17 x 17
      Bedroom 2
      • Features: 9’ Ceiling, Ceiling Fan(s), Crown Molding, Smooth Ceiling, LVP Flooring, Wainscoting
      • Level: First
      • Area: 192
      • Dimensions: 12 x 16
      Bedroom 3
      • Features: 9’ Ceiling, Ceiling Fan(s), Smooth Ceiling, LVP
      • Level: First
      • Area: 156
      • Dimensions: 12 x 13
      Bedroom 4
      • Features: 9’ Ceiling, Ceiling Fan(s), Smooth Ceiling, LVP
      • Level: First
      • Area: 120
      • Dimensions: 10 x 12
      Bedroom 5
      • Features: Ceiling Fan(s), Smooth Ceiling, LVP
      • Level: Second
      • Area: 270
      • Dimensions: 18 x 15
      Dining room
      • Features: Crown Molding, Coffered Ceiling(s), LVP, Wainscoting
      • Level: First
      • Area: 168
      • Dimensions: 12 x 14
      Kitchen
      • Features: 9’ Ceiling, Kitchen Island, Recessed Lighting, Smooth Ceiling, LVP
      • Level: First
      • Area: 364
      • Dimensions: 14 x 26
      Living room
      • Features: 9’ Ceiling, Ceiling Fan(s), Recessed Lighting, Smooth Ceiling, LVP
      • Level: First
      • Area: 306
      • Dimensions: 17 x 18
      Bonus room
      • Features: Ceiling Fan(s), Smooth Ceiling, LVP Flooring
      • Level: Second
      • Area: 165
      • Dimensions: 11 x 15
      Heating
      • Central 1
      Cooling
      • Central 1
      Appliances
      • Included: Oven, Dishwasher, Microwave, Tankless Water Heater, Gas Cooktop
      Features
      • Open Floorplan
      • Has basement: No
      • Number of fireplaces: 2
      • Fireplace features: Gas Log, Two
      Interior area
      • Total interior livable area: 3,797 sqft

      Property

      Parking
      • Parking features: Garage-Three Car, Garage-Attached, Garage Door Opener, Garage Faces Side, Driveway-Concrete, Corner Lot
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered Porch, Front Porch
      • Exterior features: Curb/Gutters, Sidewalk, Sprinkler Sys
      Lot
      • Size: 0.39 Acres
      Details
      • Parcel number: 1806243000008275

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Curbs, Playground
      • Subdivision: Natures Cove
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Common Grounds
      • HOA fee: $515 annually
      • HOA name: Natures Cove Owners Association
      Location
      • Region: Owens Cross Roads

      Financial & listing details

      • Price per square foot: $197/sqft
      • Tax assessed value: $687,300
      • Annual tax amount: $3,785
      • Date on market: 3/18/2026
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        Estimated market value

        $742,800

        $706,000 - $780,000

        $3,530/mo

        Price history

        Price history
        DateEventPrice
        3/18/2026Listed for sale$749,000$197/sqft
        Source: ValleyMLS #21912533 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$3,785 +7.1%$66,080 +7%
        2024$3,534 +2.6%$61,760 +2.6%
        2023$3,445 +15.3%$60,220 +15.1%
        2022$2,988 +11.8%$52,340 +11.6%
        2021$2,673 +3.3%$46,920 -47.4%
        2020$2,588 +472.1%$89,220 +1043.8%
        2019$452 $7,800
        2018$452 $7,800

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $4,174/mo
        Principal & interest
        $3863
        Property taxes
        $268
        HOA Fees
        $43
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          Climate risks

          Neighborhood: 35763

          Getting around

          0 / 100
          Car-Dependent
          27 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Hampton Cove
          • Middle: Hampton Cove
          • High: Huntsville

          Source: ValleyMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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