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For sale
  • $1,095,000

    3 Elm Street, Chappaqua, NY 10514

    4beds
    2,108sqft
    Duplex, Multi Family
    Built in 1905
    -- sqft lot
    $1,103,100 Zestimate®
    $519/sqft
    $-- HOA

    What's special

    Discover this 4-bed two-family home in Chappaqua, NY, offering strong income potential, a prime village location, and excellent commuter convenience just one mile from the train. Ideal for investors or owner-occupants, this updated colonial duplex features two fully leased 2-bedroom, 2-bath units, each with approximately 1,054 square feet, private in-unit laundry, hardwood floors, covered front porches, and access to outdoor space and a shared yard. Located on a level lot on a cul-de-sac near downtown shopping, schools, and local amenities. Each unit includes separate gas and electric meters, separate gas burners for heat, separate water heaters, and tenants paying for all utilities for efficient ownership. Additional features include a private driveway with off-street parking, an unfinished walk-out basement, public sewer, public water, and natural gas service. Currently generating $6,700 per month in rental income with no vacancies, this two-family home presents a rare opportunity to own a turn-key residential income property in the Chappaqua School District.
    6 days
    |
    709
    |
    28
    |

    Zillow last checked:

    Listing updated:

    Listing by:

    William Raveis-New York, LLC 914-238-0505,

    Edward Holmes 914-548-6179

    Source: OneKey® MLS as distributed by MLS GRID,MLS#: 991897MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Wall/Window Unit(s)
      Appliances
      • Laundry: In Unit
      Features
      • Eat-in Kitchen, Granite Counters
      • Flooring: Hardwood
      • Basement: Unfinished,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 2,108
      • Total interior livable area: 2,108 sqft

      Property

      Parking
      • Parking features: Driveway, Private
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Patio
      Lot
      • Size: 7,841 Square Feet
      • Features: Level, Private
      Details
      • Parcel number: 3600100012000020000022
      • Special conditions: None

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Colonial
      • Property subtype: Duplex, Multi Family
      Materials
      • Shingle Siding
      Condition
      • Updated/Remodeled
      • Year built: 1905

      Utilities & green energy

      • Gas: Separate Gas Meters: 2
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Chappaqua

      Financial & listing details

      • Price per square foot: $519/sqft
      • Tax assessed value: $84,773
      • Annual tax amount: $15,095
      • Date on market: 4/30/2026
      • Cumulative days on market: 7 days
      • Listing agreement: Exclusive Right To Sell
      • Tenant pays: All Utilities
      • Electric utility on property: Yes

        Estimated market value

        $1,103,100

        $1.05M - $1.16M

        $5,039/mo

        Price history

        DateEventPrice
        4/30/2026Listed for sale$1,095,000+217.4%$519/sqft
        Source: OneKey® MLS as distributed by MLS GRID #991897 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        4/24/2020Sold$345,000-17.5%$164/sqft
        Source: Public Record Report a problem
        4/12/2017Listing removed$2,800$1/sqft
        Source: Owner Report a problem
        3/22/2017Listed for rent$2,800$1/sqft
        Source: Owner Report a problem
        11/4/2016Sold$418,000-1.6%$198/sqft
        Source: OneKey® MLS as distributed by MLS GRID #H4639818 Report a problem
        9/9/2016Listed for sale$425,000$202/sqft
        Source: William Raveis Real Estate #4639818 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $84,773
        2024-- $84,773
        2023-- $84,773
        2022-- $84,773
        2021-- $84,773
        2020-- $84,773
        2019-- $84,773
        2018-- $84,773
        2017-- $84,773 -7.9%
        2016-- $92,000
        2015-- $92,000
        2014-- $92,000
        2013-- $92,000
        2012-- $92,000
        2011-- $92,000
        2010-- $92,000
        2009-- $92,000
        2008-- $92,000
        2007-- $92,000
        2006-- $92,000
        2005-- $92,000
        2004-- $92,000
        2003-- $92,000
        2002-- $92,000
        2001-- $92,000
        2000-- $92,000
        1999-- $92,000

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 10514

        Getting around

        59 / 100
        Somewhat Walkable
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Douglas G Grafflin School
        • Middle: Robert E Bell School
        • High: Horace Greeley High School

        Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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