Located in a quiet lakeside neighborhood, this two-bedroom, one-and-a-half-bath home offers an ideal blend of comfort, recreation, and natural beauty. The interior features spacious rooms with exposed beam ceilings, a welcoming eat-in kitchen, and a generous living area perfect for relaxing or entertaining.
The main level includes a laundry area and half bath. Upstairs are two bedrooms and a full bath, with the primary bedroom opening to a private second-story deck with lake views.
Outside, enjoy a level yard with easy lake access, ideal for kayaking and fishing, along with front and rear porches for outdoor living. A large carport provides space for vehicles or boat storage, and an additional storage shed adds convenience. A mature grapevine near the front porch has been recently trimmed and can be trained along the pergola to provide late-summer fruit.
A nearby marina offers launching and berthing for larger boats. The lake is known for exceptional fishing, including yellow perch and drum, trophy brown trout and lake trout, salmon, bass, walleye, pickerel, and pike. Smaller boats and kayaks can travel miles up Owasco Creek through the Owasco Flats Nature Preserve, a unique wetland system renowned for wildlife, birding, and its rare shellbark hickory trees, the only hickory species in New York that grows in swamp conditions.
Well maintained and move-in ready, this home offers a rare opportunity for lake living with year-round outdoor enjoyment. Priced below appraised value!
Active
$398,000
2907 SE On Owasco Rd, Moravia, NY 13118
2beds
1,008sqft
Single Family Residence
Built in 2005
0.28 Acres Lot
$-- Zestimate®
$395/sqft
$-- HOA
What's special
Two-bedroom one-and-a-half-bath homeLaundry areaExposed beam ceilingsWelcoming eat-in kitchenSpacious rooms
- 25 days |
- 1,545 |
- 84 |
Zillow last checked: 8 hours ago
Listing updated: January 27, 2026 at 12:48pm
Listing by:
Berkshire Hathaway HomeServices Heritage Realty 607-428-0708,
Pamela Cullip 607.261.0439
Source: NYSAMLSs,MLS#: S1656209
Originating MLS: Cortland
Originating MLS: CortlandTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Bedroom 1
- Level: Second
Bedroom 2
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Ductless, Electric, Heat Pump, Propane, Wall Furnace
Cooling
- Ductless, Heat Pump, Wall Unit(s)
Appliances
- Included: Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
- Laundry: Main Level
Features
- Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Country Kitchen, Natural Woodwork
- Flooring: Carpet, Luxury Vinyl, Varies
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,008
- Total interior livable area: 1,008 sqft
Video & virtual tour
Property
Parking
- Parking features: No Garage, Driveway
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Deck, Gravel Driveway
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access, Lake
- Body of water: Owasco Lake
- Frontage length: 27
Lot
- Size: 0.28 Acres
- Dimensions: 67 x 181
- Features: Rectangular, Rectangular Lot
Details
- Additional structures: Shed(s), Storage
- Parcel number: 05428918701000010300010000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Other, See Remarks
- Roof: Metal
Condition
- Resale
- Year built: 2005
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected, High Speed Internet Available
Community & HOA
Location
- Region: Moravia
Financial & listing details
- Price per square foot: $395/sqft
- Tax assessed value: $220,200
- Annual tax amount: $4,703
- Date on market: 1/24/2026
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/26/2026 | Listed for sale | $398,000+20.6%$395/sqft |
Source:  NYSAMLSs #S1656209 Report a problem | ||
| 5/16/2025 | Sold | $330,000+1.5%$327/sqft |
Source: NYSAMLSs #R1581488 Report a problem | ||
| 3/10/2025 | Pending sale | $325,000$322/sqft |
Source: NYSAMLSs #R1581488 Report a problem | ||
| 2/22/2025 | Contingent | $325,000$322/sqft |
Source: NYSAMLSs #R1581488 Report a problem | ||
| 12/17/2024 | Listed for sale | $325,000$322/sqft |
Source:  ITMLS #R1581488 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $220,200 |
| 2023 | -- | $220,200 +59.6% |
| 2022 | -- | $138,000 |
| 2021 | -- | $138,000 |
| 2020 | -- | $138,000 |
| 2019 | -- | $138,000 |
| 2018 | -- | $138,000 |
| 2017 | $2,654 | $138,000 -17.9% |
| 2016 | -- | $168,000 |
| 2015 | -- | $168,000 |
| 2014 | -- | $168,000 |
| 2013 | -- | $168,000 |
| 2012 | -- | $168,000 |
| 2011 | -- | $168,000 -1.1% |
| 2010 | -- | $169,900 +365.5% |
| 2009 | -- | $36,500 |
| 2008 | -- | $36,500 |
| 2007 | -- | $36,500 |
Find assessor info on the county website
BuyAbility℠ payment
Estimated monthly payment
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Neighborhood: 13118
Nearby schools
GreatSchools rating
- 4/10Millard Fillmore Elementary SchoolGrades: PK-5Distance: 4.2 mi
- 7/10Moravia Junior Senior High SchoolGrades: 6-12Distance: 4 mi
Schools provided by the listing agent
- District: Moravia
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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