Active

Price cut: $25K (3/6)

$400,000

290 Cardinal Ln, Toccoa, GA 30577

3beds

1,248sqft

Single Family Residence, Manufactured Home

Built in 1993

0.36 Acres Lot

$391,800 Zestimate^®

$321/sqft

$17/mo HOA

What's special

Lakefront family room

This great home is located on the quiet north end of Lake Hartwell with easy access to Toccoa, Highlands and Clemson. The concrete drive and parking pad offers plenty of room for extended family and guests. Enter the front door to the lakefront family room which is adjacent to the kitchen and dining area. There is a split bedroom plan with three bedrooms and two updated baths all on the main level. The family room opens onto a large screened porch with an adjacent grill deck with open views of the lake. There is a gentle walk to the max-size, two-slip dock located on the main Tugaloo channel. Appliances, kitchenware, televisions, and almost all furniture is included in the sale.

29 days

788

48

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 2
Main level bedrooms: 3

Rooms

Room types: Laundry

Dining room

Features: Dining Rm/Living Rm Combo

Kitchen

Features: Kitchen Island, Pantry

Heating

Central, Electric, Heat Pump

Cooling

Ceiling Fan(s), Central Air, Electric, Heat Pump

Appliances

Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Washer
Laundry: In Kitchen

Features

Double Vanity, Master On Main Level, Separate Shower, Split Bedroom Plan
Flooring: Carpet, Tile
Basement: Crawl Space
Has fireplace: No

Interior area

Total structure area: 1,248
Total interior livable area: 1,248 sqft
Finished area above ground: 1,248
Finished area below ground: 0

Property

Parking

Total spaces: 3
Parking features: Parking Pad, RV/Boat Parking
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Deck, Porch
Has view: Yes
View description: Lake
Has water view: Yes
Water view: Lake
Waterfront features: Corps of Engineers Control, Dock Rights, Floating Dock, Lake, Lake Privileges
Body of water: Lake Hartwell
Frontage type: Lakefront,Waterfront
Frontage length: Waterfront Footage: 114

Lot

Size: 0.36 Acres
Features: Other
Residential vegetation: Grassed, Partially Wooded, Wooded

Details

Additional structures: Covered Dock, Outbuilding
Parcel number: 056E 015
Special conditions: Covenants/Restrictions

Construction

Type & style

Home type: MobileManufactured
Architectural style: Traditional
Property subtype: Single Family Residence, Manufactured Home

Materials

Vinyl Siding
Roof: Metal

Condition

Updated/Remodeled
New construction: No
Year built: 1993

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Cable Available, Electricity Available, High Speed Internet, Water Available

Community & HOA

Community

Features: Clubhouse, Lake, Pool
Security: Smoke Detector(s)
Subdivision: Shorewood Estates and Country Club

HOA

Has HOA: Yes
Services included: Other
HOA fee: $200 annually

Location

Region: Toccoa

Financial & listing details

Price per square foot: $321/sqft
Tax assessed value: $154,518
Annual tax amount: $1,751
Date on market: 3/2/2026
Cumulative days on market: 29 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional
Electric utility on property: Yes

Estimated market value

$391,800

$372,000 - $411,000

$1,518/mo

Price history

Date	Event	Price
3/6/2026	Price change	$400,000-5.9%$321/sqft
Source: GAMLS #10701020 Report a problem
3/2/2026	Listed for sale	$425,000$341/sqft
Source: GAMLS #10701020 Report a problem
3/1/2026	Listing removed	$425,000$341/sqft
Source: WUMLS #20292197 Report a problem
2/19/2026	Price change	$425,000-5.6%$341/sqft
Source: GAMLS #10599046 Report a problem
9/5/2025	Listed for sale	$450,000+200%$361/sqft
Source: GAMLS #10599046 Report a problem
7/10/2015	Sold	$150,000-9.1%$120/sqft
Source: WUMLS #20156324 Report a problem
6/10/2005	Sold	$165,000$132/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,799 -5.5%	$61,807 -1.1%
2023	$1,903 +30.2%	$62,507 +27.3%
2022	$1,462 -4.8%	$49,097
2021	$1,535 -1%	$49,097
2020	$1,550 -0.4%	$49,097
2019	$1,557 -1.6%	$49,097
2018	$1,581 +1.6%	$49,097
2017	$1,557	$49,097 +0%
2016	$1,557	$49,096
2015	$1,557 -4.5%	$49,096 +48.4%
2014	$1,631 +46%	$33,087 -9.1%
2013	$1,117	$36,400
2012	--	--
2011	--	--
2010	--	--

Find assessor info on the county website

Monthly payment

Estimated monthly payment

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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