Move-in ready 3-bedroom, 1-bath home just steps from Downtown Elgin! This well-maintained property features a functional layout with a first-floor bedroom and full bath, ideal for flexible living or those looking to minimize stairs. Two additional bedrooms are located upstairs for added privacy. Recent updates include a fully renovated bathroom with new tile and fixtures, new flooring throughout, fresh interior paint, a new electrical panel with 100-amp service, and newer furnace and water heater. Enjoy a spacious backyard perfect for entertaining, pets, or gardening, along with a 1.5-car garage offering additional storage. Conveniently located near downtown shops, restaurants, Metra, and riverwalk amenities. A great opportunity for first-time buyers, downsizers, or anyone seeking a move-in ready home in a prime location.
Active
Price cut: $15K (3/12)
$270,000
286 Villa St, Elgin, IL 60120
3beds
1,270sqft
Est.:
Single Family Residence
Built in 1900
7,314 Square Feet Lot
$-- Zestimate®
$213/sqft
$-- HOA
What's special
First-floor bedroomFunctional layoutNew flooring throughoutFresh interior paint
- 28 days |
- 2,058 |
- 59 |
Zillow last checked: 7 hours ago
Listing updated: March 16, 2026 at 10:06pm
Listing courtesy of:
Michael Savegnago 630-333-5547,
Legacy Properties, A Sarah Leonard Company
Source: MRED as distributed by MLS GRID,MLS#: 12579914
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: No additional rooms
Primary bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13X11
Bedroom 2
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13X12
Bedroom 3
- Level: Second
- Area: 110 Square Feet
- Dimensions: 11X10
Dining room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 225 Square Feet
- Dimensions: 15X15
Kitchen
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12X11
Laundry
- Level: Basement
- Area: 100 Square Feet
- Dimensions: 10X10
Living room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13X13
Heating
- Natural Gas, Forced Air
Cooling
- Window Unit(s)
Appliances
- Laundry: In Unit
Features
- Basement: Unfinished,Crawl Space,Partial
Interior area
- Total structure area: 150
- Total interior livable area: 1,270 sqft
Property
Parking
- Total spaces: 1.5
- Parking features: Garage Door Opener, Yes, Detached, Garage
- Garage spaces: 1.5
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
Lot
- Size: 7,314 Square Feet
- Dimensions: 53X138
Details
- Parcel number: 0613380009
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1900
- Major remodel year: 2025
Utilities & green energy
- Electric: 100 Amp Service
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Services included: None
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $213/sqft
- Tax assessed value: $173,517
- Annual tax amount: $3,989
- Date on market: 2/28/2026
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/12/2026 | Price change | $270,000-5.3%$213/sqft |
Source:  MRED as distributed by MLS GRID #12579914 Report a problem | ||
| 2/28/2026 | Listed for sale | $285,000+30.7%$224/sqft |
Source: MRED as distributed by MLS GRID #12579914 Report a problem | ||
| 2/24/2026 | Listing removed | $2,600$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/24/2026 | Listed for rent | $2,600$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/12/2024 | Sold | $218,000-0.9%$172/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 4/15/2024 | Contingent | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 4/11/2024 | Listed for sale | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 4/3/2024 | Contingent | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 3/28/2024 | Listed for sale | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 3/16/2024 | Contingent | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 3/8/2024 | Listed for sale | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,989 +5.7% | $57,839 +10.7% |
| 2023 | $3,772 +4.5% | $52,253 +9.7% |
| 2022 | $3,611 +5% | $47,646 +7% |
| 2021 | $3,439 +3.2% | $44,546 +4.8% |
| 2020 | $3,331 +3.4% | $42,526 +5% |
| 2019 | $3,223 +11.5% | $40,508 +15% |
| 2018 | $2,889 +2.9% | $35,226 +5.8% |
| 2017 | $2,808 -14.8% | $33,301 +7.8% |
| 2016 | $3,295 | $30,894 +9.1% |
| 2015 | -- | $28,317 +1.2% |
| 2014 | -- | $27,968 -14.3% |
| 2013 | -- | $32,621 -7.4% |
| 2012 | -- | $35,235 -20.1% |
| 2011 | -- | $44,118 -9.6% |
| 2010 | -- | $48,830 -6.7% |
| 2009 | -- | $52,348 |
| 2008 | -- | $52,348 +3.3% |
| 2007 | -- | $50,666 +7.8% |
| 2006 | -- | $46,984 +6.5% |
| 2005 | -- | $44,121 +6.8% |
| 2004 | -- | $41,327 +7.8% |
| 2003 | -- | $38,340 +17% |
| 2002 | -- | $32,780 +7.5% |
| 2001 | -- | $30,507 +5.1% |
| 2000 | -- | $29,032 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,814/mo
Principal & interest
$1330
Property taxes
$484
More affordability tools
Climate risks
Neighborhood: Downtown Elgin
Nearby schools
GreatSchools rating
- 3/10Channing Memorial Elementary SchoolGrades: K-6Distance: 0.3 mi
- 3/10Ellis Middle SchoolGrades: 7-8Distance: 0.4 mi
- 2/10Elgin High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 60120
- Illinois
- Kane County
- Elgin
- 60120
- Downtown Elgin
- 286 Villa St
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