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Contingent inspection
    • Price cut: $15K (2/20)
    $530,000

    2821 Bruce St, Matlacha, FL 33993

    3beds
    1,698sqft
    : 
    Single Family Residence
    Built in 1969
    8,712 Square Feet Lot
    $-- Zestimate®
    $312/sqft
    $-- HOA

    What's special

    Metal roofExpansive deckStunning water viewsImpact windows and doorsAdditional attic insulation
    Offering sophisticated improvements that go beyond standard upgrades, here is the BEST home for Florida coastal living! The outdoor oasis is designed for both relaxation and wellness, featuring 85 feet of maintained seawall, a private heated pool under a screened enclosure and expansive deck. This versatile pool is fitness-ready for lap swimming; all original lap pool blower equipment is included and conveniently capped, allowing for a conversion back to a professional-grade swim lane. Also, a unique tropical outdoor shower (with hot & cold water!) under the flowering-vine covered pergola. Inside, modern luxury meets peace of mind. The kitchen features sleek granite countertops and backsplash, 2025 appliances, and stunning water views. The redesigned lanai is the work of one of the top structual engineers in the area using poured concrete and 2X12 beams (construction plans from 2020 and long list of updates in MLS supplemental info available to your agent). The entire home is built for superior protection and energy efficiency. The property boasts a metal roof, impact windows and doors, a CAT 5 island-rated garage door, additional attic insulation and an updated powder-coated front door - this will be the easiest home to maintain for years to come. Enjoy direct Gulf access with no bridges or locks, a deep water canal, and a 10,000 lb covered boat lift. Utility ready RV parking on the premises, and room for an SUV in the garage. With assumable insurance paid ahead through 2026- a rare financial advantage- and a location just minutes from waterfront dining and 45 minutes to the international airport, this property is the pinnacle of secure, move-in ready, Southwest Florida living. Schedule your private showing today!
    54 days
    |
    2,295
    |
    73
    |

    Zillow last checked: 7 hours ago

    Listing updated: 10 hours ago

    Listed by:

    Sarah Chido 239-940-0848,

    Coldwell Banker Realty

    Source: Florida Gulf Coast MLS,MLS#: 2026003943MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den, Screened Porch, Workshop, Great Room
      Heating
      • Central, Electric
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven, Washer
      • Laundry: Inside, Laundry Tub
      Features
      • Built-in Features, Family/Dining Room, Kitchen Island, Living/Dining Room, Main Level Primary, Shower Only, Separate Shower, Cable TV, Window Treatments, Air Filtration, High Speed Internet, Split Bedrooms, Workshop, Den, Screened Porch, Workshop, Great Room
      • Flooring: Tile
      • Windows: Impact Glass, Shutters, Window Coverings
      • Furnished: Yes
      Interior area
      • Total structure area: 1,746
      • Total interior livable area: 1,698 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Driveway, Underground, Garage, Paved, RV Access/Parking, Garage Door Opener
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Patio & porch: Deck, Lanai, Open, Patio, Porch, Screened
      • Exterior features: Deck, Fence, Security/High Impact Doors, Outdoor Shower, Patio
      • Has private pool: Yes
      • Pool features: Concrete, Electric Heat, Heated, In Ground, Screen Enclosure, Community
      • Has view: Yes
      • View description: Canal, Water
      • Has water view: Yes
      • Water view: Canal,Water
      • Waterfront features: Canal Access, Navigable Water, Seawall
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 85 x 80 x 85 x 80
      • Features: Oversized Lot
      Details
      • Parcel number: 2444221000000.2920
      • Lease amount: $0
      • Zoning description: TFC-2
      • Other equipment: Air Purifier

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1969

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Boat Facilities
      • Security: Smoke Detector(s)
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: ISLAND HARBORS
      HOA
      • Has HOA: No
      • Amenities included: Boat Dock, Boat Ramp, Library, Playground, Pickleball, Park, Pool, Boat Slip, Tennis Court(s)
      • Services included: None
      Location
      • Region: Matlacha

      Financial & listing details

      • Price per square foot: $312/sqft
      • Tax assessed value: $194,537
      • Annual tax amount: $2,521
      • Date on market: 1/24/2026
      • Cumulative days on market: 54 days
      • Listing terms: All Financing Considered,Cash
      • Ownership: Single Family
      • Contingency: Inspection
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        3/10/2026Pending sale$530,000$312/sqft
        Source: Florida Gulf Coast MLS #2026003943 Report a problem
        2/20/2026Price change$530,000-2.8%$312/sqft
        Source: Florida Gulf Coast MLS #2026003943 Report a problem
        1/24/2026Listed for sale$545,000$321/sqft
        Source: Florida Gulf Coast MLS #2026003943 Report a problem
        10/16/2025Listing removed$545,000$321/sqft
        Source: Florida Gulf Coast MLS #2025004158 Report a problem
        8/4/2025Price change$545,000-3.5%$321/sqft
        Source: Florida Gulf Coast MLS #2025004158 Report a problem
        7/3/2025Price change$565,000-1.7%$333/sqft
        Source: SWFLMLS #225010232 Report a problem
        5/9/2025Price change$575,000-4%$339/sqft
        Source: SWFLMLS #225010232 Report a problem
        4/11/2025Price change$599,000-4.2%$353/sqft
        Source: SWFLMLS #225010232 Report a problem
        3/2/2025Price change$625,000-3.8%$368/sqft
        Source: SWFLMLS #225010232 Report a problem
        1/27/2025Listed for sale$649,900+160%$383/sqft
        Source: SWFLMLS #225010232 Report a problem
        4/30/2010Sold$250,000-23.1%$147/sqft
        Source: Public Record Report a problem
        6/20/2009Listing removed$325,000$191/sqft
        Source: Listhub #200849381 Report a problem
        5/14/2009Price change$325,000-18.5%$191/sqft
        Source: Listhub #200849381 Report a problem
        1/22/2009Price change$399,000-11.3%$235/sqft
        Source: Listhub #200849381 Report a problem
        9/28/2008Listed for sale$450,000-19.6%$265/sqft
        Source: Listhub #200849381 Report a problem
        9/22/2005Sold$560,000+1556.8%$330/sqft
        Source: Public Record Report a problem
        7/31/1997Sold$33,800$20/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$2,627 -49%$194,537 -47.3%
        2024$5,146 +2.3%$368,992 +3%
        2023$5,032 +1.4%$358,245 +3%
        2022$4,962 +0.5%$347,811 +5.4%
        2021$4,937 +0.6%$329,889 +1.4%
        2020$4,906 +4.4%$325,334 +6%
        2019$4,698 $306,848 0%
        2018$4,698 -7.3%$306,852 +11.4%
        2017$5,068 +7.6%$275,354 +14.6%
        2016$4,710 +9.7%$240,253 +4.9%
        2015$4,296 +6.8%$229,001 +2.4%
        2014$4,021 +1.8%$223,699 +10%
        2013$3,949 +14.9%$203,398 +2.4%
        2012$3,437 +9.5%$198,699 +15.6%
        2011$3,140 -17.9%$171,920 -17%
        2010$3,824 +0.1%$207,229 -4%
        2009$3,820 -23.7%$215,780 -28%
        2008$5,010 -27.3%$299,640 -29%
        2007$6,887 -3%$421,980 +0.5%
        2006$7,101 +256.4%$419,690 +56.9%
        2004$1,992 -1.1%$267,550 +35.4%
        2003$2,015 +1.8%$197,560 +49.9%
        2002$1,980 $131,770 +23.8%
        2000-- $106,480

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $3,191/mo
        Principal & interest
        $2573
        Property taxes
        $618
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          Climate risks

          Neighborhood: Island Harbors

          Getting around

          35 / 100
          Car-Dependent
          34 / 100
          Somewhat Bikeable

          Nearby schools

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