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  • Price cut: $10K (1/13)
    $109,900

    280 N Center St, Waterloo, IN 46793

    3beds
    1,364sqft
    : 
    Single Family Residence
    Built in 1900
    7,840.8 Square Feet Lot
    $-- Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Awesome wraparound front porchPeaceful scenic backdrop
    Discover the perfect blend of space, character, and location in this inviting 3-bedroom, 1 full bath home offering over 1,300 sq ft of living area. Situated on a large yard that directly borders the City Park, this property provides a peaceful, scenic backdrop with plenty of room to play, garden, or entertain. Step inside to find spacious rooms throughout, giving you the flexibility to create comfortable living, dining, and bedroom spaces. The home has been used as an investment property for many years, providing a great opportunity for investors or buyers looking to personalize a solid home with great bones. Enjoy relaxing on the awesome wraparound front porch, perfect for morning coffee or evening unwinding. A 14x20 detached 1-car garage adds convenience and additional storage. Whether you're searching for your next investment or a home with charm and potential, this property offers tremendous value in a desirable location right next to the park.
    122 days
    |
    1,590
    |
    80
    |

    Zillow last checked: 7 hours ago

    Listing updated: January 13, 2026 at 02:06pm

    Listed by:

    Trevor E Wright 260-573-6390,

    Mike Thomas Associates, Inc.

    Source: IRMLS,MLS#: 202547317MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bedrooms: 1
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Upper
      Dining room
      • Level: Main
      • Area: 204
      • Dimensions: 17 x 12
      Family room
      • Level: Main
      • Area: 120
      • Dimensions: 12 x 10
      Living room
      • Level: Main
      • Area: 240
      • Dimensions: 15 x 16
      Heating
      • Natural Gas
      Cooling
      • None
      Features
      • Basement: Partial
      • Has fireplace: No
      Interior area
      • Total structure area: 1,832
      • Total interior livable area: 1,364 sqft
      • Finished area above ground: 1,364
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached
      • Garage spaces: 1
      Features
      • Levels: One and One Half
      • Stories: 1.5
      Lot
      • Size: 7,840.8 Square Feet
      • Dimensions: 58x135
      • Features: Level
      Details
      • Parcel number: 170603304005.000008

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding
      Condition
      • New construction: No
      • Year built: 1900

      Utilities & green energy

      • Sewer: City
      • Water: City

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Waterloo

      Financial & listing details

      • Tax assessed value: $63,500
      • Annual tax amount: $1,276
      • Date on market: 11/25/2025
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        1/13/2026Price change$109,900-8.3%
        Source: IRMLS #202547317 Report a problem
        12/2/2025Price change$119,900-7.7%
        Source: IRMLS #202547317 Report a problem
        11/25/2025Listed for sale$129,900
        Source: IRMLS #202547317 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$1,184 +3.7%$63,500 +7.3%
        2023$1,142 +13.5%$59,200 +3.7%
        2022$1,006 -0.8%$57,100 +13.5%
        2021$1,014 +2.4%$50,300 -0.8%
        2020$990 -0.6%$50,700 +2.4%
        2019$996 +1%$49,500
        2018$986 +0.8%$49,500 +1%
        2017$978 +3%$49,000 +0.8%
        2016$950 +0.6%$48,600 +3%
        2014$944 -24.5%$47,200 -24.5%
        2013$1,250 -8.8%$62,500 -8.8%
        2012$1,370 +253.5%$68,500 +15.1%
        2011$388 +11.4%$59,500 -1.3%
        2010$348 +7.4%$60,300
        2009$324 +15.7%$60,300
        2007$280 -44.3%$60,300
        2006$502 $60,300

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $625/mo
        Principal & interest
        $567
        Property taxes
        $58
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          Climate risks

          Neighborhood: 46793

          Getting around

          32 / 100
          Car-Dependent
          33 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Waterloo
          • Middle: Dekalb
          • High: Dekalb
          • District: Dekalb Central United

          Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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