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  • Price cut: $44K (3/10)
    $425,000

    28 Out Of Bounds Rd, Palmyra, VA 22963

    3beds
    1,756sqft
    : 
    Single Family Residence
    Built in 1988
    0.51 Acres Lot
    $416,800 Zestimate®
    $242/sqft
    $122/mo HOA

    What's special

    EXCELLENT LOCATION!! Darling Lake Monticello ranch-style home situated on over a 1/2 acre lot with beautiful golf course views!! True 1-level living with just 2 steps to enter & a convenient ramp in the garage for easy accessibility. This charming property is filled with features to love, including vaulted ceilings, new skylights, new windows, new roof, built-ins & an open living concept that feels bright & welcoming. Sunroom views overlooking the golf course with natural light & a stunning floor-to-ceiling wood-burning fireplace that serves as a beautiful focal point. Sliding doors lead to the back deck with low-maintenance vinyl decking. Spacious bedrooms & bathrooms. Primary features double vanity, an excellent bathroom layout, cedar closet & a private deck where you can relax & enjoy the scenery & golf course. Easily accessible storage room above the garage offers ample space with steps for convenience. An attached workshop, ideal for hobbies or extra storage. Gutter guards too. Perfectly situated on one of Lake Monticello’s most coveted streets, this home also offers easy access to Monish Gate & Beach 3. This well-designed home blends rustic charm, comfort & location, making it a truly special opportunity in Lake Monticello.
    60 days
    |
    715
    |
    17
    |

    Zillow last checked: 7 hours ago

    Listing updated: 18 hours ago

    Listed by:

    THE GUNNELS GROUP 434-960-8987,

    LONG & FOSTER - LAKE MONTICELLO

    Source: CAAR,MLS#: 672354MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Rooms
    • Room types: Bathroom, Bedroom, Dining Room, Full Bath, Foyer, Kitchen, Laundry, Sunroom
    Primary bedroom
    • Level: First
    Bedroom
    • Level: First
    Primary bathroom
    • Level: First
    Bathroom
    • Level: First
    Dining room
    • Level: First
    Foyer
    • Level: First
    Kitchen
    • Level: First
    Laundry
    • Level: First
    Sunroom
    • Level: First
    Heating
    • Electric, Heat Pump
    Cooling
    • Central Air, Heat Pump
    Appliances
    • Included: Electric Range, Disposal, Dryer, Washer
    • Laundry: Washer Hookup, Dryer Hookup
    Features
    • Double Vanity, Jetted Tub, Primary Downstairs, Skylights, Walk-In Closet(s), Entrance Foyer, Vaulted Ceiling(s)
    • Flooring: Carpet, Laminate
    • Windows: Skylight(s)
    • Basement: Crawl Space
    • Number of fireplaces: 1
    • Fireplace features: One, Wood Burning
    Interior area
    • Total structure area: 2,524
    • Total interior livable area: 1,756 sqft
    • Finished area above ground: 1,756
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: Asphalt, Attached, Garage Faces Front, Garage
    • Attached garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Front Porch, Porch
    • Exterior features: Mature Trees/Landscape
    • Pool features: Association
    • Has spa: Yes
    • Has view: Yes
    • View description: Golf Course, Residential
    Lot
    • Size: 0.51 Acres
    • Features: Landscaped, Level, Native Plants, On Golf Course, Private
    Details
    • Additional structures: Shed(s)
    • Parcel number: 18A468
    • Zoning description: R-4 Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Cedar, Stick Built
    • Foundation: Block, Brick/Mortar
    • Roof: Architectural
    Condition
    • New construction: No
    • Year built: 1988

    Utilities & green energy

    • Electric: Underground
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Fiber Optic Available, None

    Community & HOA

    Community
    • Features: None, Dock, Gated
    • Security: Dead Bolt(s), Gated Community
    • Subdivision: LAKE MONTICELLO
    HOA
    • Has HOA: Yes
    • Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Library, Meeting Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
    • Services included: Association Management, Boat Ramp, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
    • HOA fee: $122 monthly
    Location
    • Region: Palmyra

    Financial & listing details

    • Price per square foot: $242/sqft
    • Tax assessed value: $279,100
    • Annual tax amount: $2,505
    • Date on market: 1/9/2026
    • Cumulative days on market: 56 days
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    Estimated market value

    $416,800

    $396,000 - $438,000

    $2,307/mo

    Price history

    Price history
    DateEventPrice
    3/10/2026Price change$425,000-9.4%$242/sqft
    Source: CAAR #672354 Report a problem
    1/14/2026Listed for sale$469,000+153.5%$267/sqft
    Source: CAAR #672354 Report a problem
    6/18/2004Sold$185,000$105/sqft
    Source: Agent Provided Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$2,356 $279,100
    2023$2,356 $279,100 +17.4%
    2022-- $237,700
    2021-- $237,700
    2020-- $237,700 -0.3%
    2018$1,748 $238,400
    2017$1,748 $238,400 +18%
    2016$1,748 $202,000
    2015$1,748 +10.7%$202,000 +1.7%
    2014$1,579 -2.3%$198,600
    2013$1,617 $198,600 -30%
    2012-- $283,600
    2011$1,531 $283,600
    2010-- $283,600
    2009-- $283,600
    2008-- $283,600
    2007-- $283,600 +29.5%
    2006-- $219,000
    2005-- $219,000 +32%
    2004-- $165,900
    2003-- $165,900
    2002-- $165,900 +18.2%
    2001$997 $140,400

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,375/mo
    Principal & interest
    $2023
    Property taxes
    $230
    HOA Fees
    $122

      Climate risks

      Neighborhood: 22963

      Getting around

      15 / 100
      Car-Dependent
      21 / 100
      Somewhat Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Central (Fluvanna)
      • Middle: Fluvanna
      • High: Fluvanna

      Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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