Charming Potential in Silver Bay, MN - 3 Bedroom Opportunity Discover the potential of this charming 2-bedroom, 1-bathroom home with a non-conforming third Bedroom on James Rd in Silver Bay, MN. With a newer roof and a 2-car detached garage featuring additional workspace, this property offers both practicality and room for expansion. Situated on a generous 0.25-acre lot in town, enjoy the convenience of local amenities and the serene beauty of northern Minnesota. Silver Bay is renowned for its outdoor recreation, with hiking and biking trails nearby, easy access to Lake Superior for fishing and boating enthusiasts, and a community spirit that embraces both nature and modern comforts. Inside, this home has a solid foundation but presents an excellent opportunity for updates to maximize its potential. The current layout includes two bedrooms and a non-conforming third room that simply needs a bit of work to become a true third bedroom or larger living space. The boiler heat system ensures efficient warmth during chilly winters, providing comfort and reliability. Imagine transforming the bonus room into a spacious master suite, a cozy guest bedroom, or a dedicated home office. With a little creativity and investment, this property can become your ideal home in Silver Bay. Don’t miss out on this chance to invest in a home that combines the tranquility of northern Minnesota living with the potential to create your dream space. Schedule your showing today and explore the possibilities that await you on James Rd. https://www.youtube.com/watch?v=caUryCN16yo Video about Silverbay
Sold for $90,000
$90,000
28 James Rd, Silver Bay, MN 55614
2beds
1,500sqft
Single Family Residence
Built in 1956
0.25 Acres Lot
$90,700 Zestimate®
$60/sqft
$1,411 Estimated rent
Home value
$90,700
Estimated sales range
Not available
$1,411/mo
Zestimate® history
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$437/mo
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Zillow last checked: 7 hours ago
Listing updated: September 08, 2025 at 04:24pm
Listed by:
Adam Johnson 218-260-4951,
eXp Realty, LLC- MN
Bought with:
Adam Johnson, MN 40160490|WI 73867-94
eXp Realty, LLC- MN
Source: Lake Superior Area Realtors as distributed by MLS GRID,MLS#: 6114999
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Description: Currently used as a 2nd living area - Would need work to be a full bedroom
- Level: Main
- Area: 210 Square Feet
- Dimensions: 10 x 21
Bedroom
- Description: Bedroom with Laundry
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14 x 12
Bathroom
- Description: Full bath Main Level
- Level: Main
- Area: 40 Square Feet
- Dimensions: 5 x 8
Dining room
- Description: Dining open to master bedroom
- Level: Main
- Area: 108 Square Feet
- Dimensions: 12 x 9
Family room
- Description: Lower level mostly finished living area
- Level: Lower
- Area: 270 Square Feet
- Dimensions: 18 x 15
Kitchen
- Description: Original Kitchen- Plenty of Light
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12 x 12
Living room
- Description: Fireplace
- Level: Main
- Area: 240 Square Feet
- Dimensions: 20 x 12
Office
- Description: Office area
- Level: Lower
- Area: 98 Square Feet
- Dimensions: 7 x 14
Utility room
- Description: unfinished area with laundry and storage
- Level: Basement
- Area: 240 Square Feet
- Dimensions: 20 x 12
Heating
- Baseboard, Boiler, Fireplace(s), Wood, Natural Gas
Cooling
- None
Appliances
- Included: Water Heater-Gas, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Main Level, Dryer Hook-Ups, Washer Hookup
Features
- Ceiling Fan(s), Eat In Kitchen, Foyer-Entrance
- Windows: Wood Frames
- Basement: Full,Drainage System,Partially Finished,Den/Office,Family/Rec Room,Utility Room,Washer Hook-Ups,Dryer Hook-Ups
- Attic: Walk-In
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total interior livable area: 1,500 sqft
- Finished area above ground: 1,170
- Finished area below ground: 330
Property
Parking
- Total spaces: 3
- Parking features: On Street, Asphalt, Detached, Electrical Service
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Has view: Yes
- View description: Typical
Lot
- Size: 0.25 Acres
- Dimensions: 70 x 145
- Features: Some Trees
- Residential vegetation: Partially Wooded
Details
- Parcel number: 22750024220
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Aluminum, Frame/Wood
- Foundation: Concrete Perimeter
- Roof: Asphalt Shingle
Condition
- Previously Owned
- Year built: 1956
Utilities & green energy
- Electric: Minnesota Power
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Fiber Optic
Community & neighborhood
Location
- Region: Silver Bay
Other
Other facts
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 3/28/2025 | Sold | $90,000-10%$60/sqft |
Source:  Lake Superior Area Realtors as distributed by MLS GRID #6114999 Report a problem | ||
| 3/10/2025 | Pending sale | $100,000$67/sqft |
Source: Lake Superior Area Realtors as distributed by MLS GRID #6114999 Report a problem | ||
| 2/25/2025 | Price change | $100,000-2.9%$67/sqft |
Source: Lake Superior Area Realtors as distributed by MLS GRID #6114999 Report a problem | ||
| 2/4/2025 | Price change | $103,000-2.8%$69/sqft |
Source: Lake Superior Area Realtors as distributed by MLS GRID #6114999 Report a problem | ||
| 1/22/2025 | Listed for sale | $105,999$71/sqft |
Source: Lake Superior Area Realtors as distributed by MLS GRID #6114999 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,144 -32.5% | $90,300 -24.9% |
| 2024 | $1,696 +15.2% | $120,220 -22.5% |
| 2023 | $1,472 +13.6% | $155,145 +78.5% |
Find assessor info on the county website
Neighborhood: 55614
Nearby schools
GreatSchools rating
- 7/10William Kelley Elementary SchoolGrades: PK-6Distance: 0.8 mi
- 5/10Kelley SecondaryGrades: 7-12Distance: 0.8 mi
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- Minnesota
- Lake County
- Silver Bay
- 55614
- 28 James Rd