New construction 2024 Florida cottage in Santa Rosa Beach with no HOA and short-term rental allowed, this modern home offers a clean, and functional design in a single-level layout just off Hwy 331.
This 3 BR, 2.5 BA home features an open-concept living, kitchen, and dining area designed for easy flow and natural light. The kitchen stands out with white shaker cabinetry, stainless steel appliances, subway tile backsplash, and a large island with seating.
Luxury vinyl plank flooring runs throughout the home, paired with recessed lighting and a split-bedroom layout that gives separation to the primary suite. The primary bath features a double vanity and a glass-enclosed walk-in shower with tile surround.
Exterior features include a solid build with many upgrades including Hardie board siding and trim, a covered front porch, and a large private driveway on a 50x125 lot. The setting offers a simple, low-maintenance footprint with, I'll say it again - NO HOA restrictions - so no headaches, emails, fees, and assessments, just the easy Florida lifestyle you imagine.
With convenient access to emerald coast beaches, dining, shopping, and all the many things driving relocation to Florida nationwide, this property works as a primary residence, second home, or rental investment.
All information is deemed reliable but not guaranteed.
Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
New construction
$459,000
25 Indian Woman Rd, Santa Rosa Beach, FL 32459
3beds
1,412sqft
Est.:
Single Family Residence
Built in 2024
6,534 Square Feet Lot
$448,100 Zestimate®
$325/sqft
$-- HOA
What's special
Large island with seatingSplit-bedroom layoutCovered front porchSimple low-maintenance footprintLuxury vinyl plank flooringRecessed lightingStainless steel appliances
- 8 days |
- 305 |
- 24 |
Zillow last checked: 7 hours ago
Listing updated: April 03, 2026 at 10:39am
Listed by:
Crystal Ball 205-329-0759,
Anchor Realty Florida
Source: CPAR,MLS#: 787862
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Kitchen, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 13 x 14
Bedroom
- Level: First
- Dimensions: 12 x 12
Kitchen
- Level: First
- Dimensions: 13 x 9
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Ice Maker
Features
- Flooring: Luxury Vinyl Plank
Interior area
- Total structure area: 1,412
- Total interior livable area: 1,412 sqft
Property
Parking
- Parking features: No Garage
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio
Lot
- Size: 6,534 Square Feet
- Dimensions: 50 x 125
- Features: Paved
Details
- Parcel number: 222S20331201080100
- Zoning description: County, Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: Yes
- Year built: 2024
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: No Named Subdivision
HOA
- Has HOA: No
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $325/sqft
- Tax assessed value: $47,250
- Annual tax amount: $2,775
- Date on market: 4/3/2026
- Electric utility on property: Yes
Estimated market value
$448,100
$426,000 - $471,000
$3,449/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/3/2026 | Listed for sale | $459,000$325/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $425 +5% | $45,835 +10% |
| 2023 | $405 +15.3% | $41,668 +10% |
| 2022 | $351 | $37,880 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,581/mo
Principal & interest
$2225
Property taxes
$356
More affordability tools
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 9.2 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 6.8 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- 25 Indian Woman Rd
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