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For sale
  • $759,900

    2489 Surf Rd, Panacea, FL 32346

    4beds
    3,228sqft
    : 
    Single Family Residence
    Built in 1955
    0.72 Acres Lot
    $745,600 Zestimate®
    $235/sqft
    $-- HOA

    What's special

    Enclosed garageAdditional bedroom suiteMaster bedroom suite
    "High Point" is aptly named as this magnificent home sits atop a lot and a half overlooking one of the highest parts of the bay. Almost 3/4 of an acre this paradise property features 120 feet of bay frontage making this one of the premier homesites in the area. Super deepwater boat dock sits right off the channel and features double lifts plus a wet slip and room for a 3rd lift all covered and in the shade. What to do after boat riding and fishing all day? Come back and jump in the sparkling clear screened in pool. This unique property features a multi-level 3200 sqft home with tons of room to accommodate several different uses. Upstairs you will find a kitchen, master bedroom suite, additional bedroom suite, along with a great dining area facing the water and downstairs there are three bedrooms and two baths, plus an enclosed garage and plenty of storage for all the rods and beach toys. Currently the two are not interconnected so could be used separately or together, or if you choose- install an enclosed stairwell if desired. If you're looking for a place that offers premier deepwater access, privacy, and a home big enough to accommodate friends and family then "High Point" on the bay is the place for you.
    13 hours
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    293
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    13
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    Zillow last checked: 8 hours ago

    Listing updated: 21 hours ago

    Listed by:

    Joshua E Brown 850-528-6385,

    Waypoint Properties

    Source: TBR,MLS#: 396513MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bonus Room, Garage, Other, Sunroom, Utility Room
    Primary bedroom
    • Dimensions: 14x23
    Bedroom 2
    • Dimensions: 11x14
    Bedroom 3
    • Dimensions: 12x21
    Bedroom 4
    • Dimensions: 14x18
    Dining room
    • Dimensions: 17x13
    Family room
    • Dimensions: 15x27
    Kitchen
    • Dimensions: 14x11
    Living room
    • Dimensions: 18x18
    Other
    • Dimensions: 28x11
    Heating
    • Central, Electric, Heat Pump
    Cooling
    • Central Air, Ceiling Fan(s), Electric, Heat Pump
    Appliances
    • Included: Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Oven, Refrigerator, Washer
    Features
    • Handicap Access, Window Treatments, Split Bedrooms, Sun Room, Upper Level Primary, Walk-In Closet(s)
    • Flooring: Carpet, Tile
    • Has fireplace: No
    Interior area
    • Total structure area: 3,228
    • Total interior livable area: 3,228 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage, Two Car Garage
    • Garage spaces: 2
    Features
    • Levels: Multi/Split
    • Stories: 2
    • Patio & porch: Covered, Deck, Patio, Porch
    • Has private pool: Yes
    • Pool features: In Ground, Screen Enclosure
    • Fencing: Partial
    • Has view: Yes
    • View description: Bay, Gulf, River
    • Has water view: Yes
    • Water view: Bay,Gulf,River
    • Waterfront features: Bay Access, Gulf, River Access
    Lot
    • Size: 0.72 Acres
    • Dimensions: 121 x 267 x 120 x 260
    Details
    • Parcel number: 12129026S02W03303624000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Cottage,Craftsman,Two Story,Split Level
    • Property subtype: Single Family Residence
    Materials
    • Block, Concrete, Stucco, Wood Siding
    Condition
    • Year built: 1955

    Utilities & green energy

    • Sewer: Public Sewer

    Community & HOA

    Community
    • Subdivision: TARPON SHORES UT I
    Location
    • Region: Panacea

    Financial & listing details

    • Price per square foot: $235/sqft
    • Tax assessed value: $447,995
    • Annual tax amount: $5,211
    • Date on market: 2/24/2026
    • Listing terms: Conventional
    • Road surface type: Paved
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    Estimated market value

    $745,600

    $708,000 - $783,000

    $4,020/mo

    Price history

    Price history
    DateEventPrice
    2/24/2026Listed for sale$759,900-7.3%$235/sqft
    Source: TBR #396513 Report a problem
    1/9/2026Listing removed$819,900$254/sqft
    Source: TBR #387080 Report a problem
    7/24/2025Price change$819,900-3.5%$254/sqft
    Source: TBR #387080 Report a problem
    6/9/2025Listed for sale$849,900$263/sqft
    Source: TBR #387080 Report a problem
    6/2/2025Listing removed$849,900$263/sqft
    Source: TBR #382811 Report a problem
    5/1/2025Price change$849,900-5.6%$263/sqft
    Source: TBR #382811 Report a problem
    3/11/2025Listed for sale$899,900+114.3%$279/sqft
    Source: TBR #382811 Report a problem
    3/18/2013Sold$420,000-15.2%$130/sqft
    Source: Public Record Report a problem
    6/13/2012Listing removed$495,000$153/sqft
    Source: Ochlockonee Bay Realty #182313 Report a problem
    4/11/2012Listed for sale$495,000-0.8%$153/sqft
    Source: Ochlockonee Bay Realty #182313 Report a problem
    2/27/2012Listing removed$498,900$155/sqft
    Source: Ochlockonee Bay Realty #182313 Report a problem
    2/26/2012Price change$498,900-7.1%$155/sqft
    Source: Ochlockonee Bay Realty #182313 Report a problem
    5/12/2011Price change$537,000-0.4%$166/sqft
    Source: Ochlockonee Bay Realty #182313 Report a problem
    4/23/2011Listed for sale$539,000-23%$167/sqft
    Source: Ochlockonee Bay Realty #182313 Report a problem
    1/6/2011Listing removed$699,999$217/sqft
    Source: Sell #182323 Report a problem
    7/3/2010Listed for sale$699,999-21.8%$217/sqft
    Source: Ochlockonee Bay Realty #182323 Report a problem
    9/21/2009Listing removed$895,000$277/sqft
    Source: Ochlockonee Bay Realty #182313 Report a problem
    7/11/2008Listed for sale$895,000-10.1%$277/sqft
    Source: Ochlockonee Bay Realty #182313 Report a problem
    5/29/2008Listing removed$995,000$308/sqft
    Source: NCI #148704 Report a problem
    1/31/2008Listed for sale$995,000$308/sqft
    Source: NCI #148704 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$5,959 +14.4%$391,876 +9.9%
    2023$5,211 +1.5%$356,656 +2.8%
    2022$5,134 +0.6%$346,783 +2.8%
    2021$5,104 +3.6%$337,229 +2%
    2020$4,929 $330,503 +2.1%
    2019$4,929 +12.7%$323,730 +13.6%
    2018$4,374 $285,038 +2.3%
    2017$4,374 $278,529 +2.8%
    2016$4,374 -7.6%$271,041 -0.2%
    2015$4,732 $271,503 +7.7%
    2014$4,732 $252,197 +24.7%
    2013-- $202,289 +1.7%
    2012-- $198,908 +3%
    2011-- $193,115 +1.5%
    2010-- $190,261 +2.7%
    2009-- $185,259 -0.7%
    2008-- $186,521 +2.5%
    2007-- $181,971 +3%
    2006-- $176,671 +3%
    2005-- $171,525 +17.7%
    2004-- $145,700 +2.8%
    2003-- $141,777 +12.9%
    2002-- $125,633 +1.6%
    2001-- $123,655 +3%
    2000-- $120,053

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $4,399/mo
    Principal & interest
    $3550
    Property taxes
    $849

      Climate risks

      Neighborhood: 32346

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: MEDART
      • Middle: WAKULLA
      • High: WAKULLA

      Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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