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Pending
  • Price cut: $10K (3/12)
    $739,000

    245 Saddle Ridge Ln, Fredericksburg, VA 22406

    3beds
    2,108sqft
    : 
    Single Family Residence
    Built in 2018
    1.56 Acres Lot
    $733,700 Zestimate®
    $351/sqft
    $39/mo HOA

    What's special

    Sun-drenched sunroomSurrounded by mature forestsOpen-concept layoutLarge closetsSpa-inspired bathroomStunning gourmet kitchenExpansive family room
    **New Improved Price!!! Move in with instant equity! ** Nestled in the private and picturesque enclave of Hartwood, this exceptional residence offers refined living in a serene, natural setting. Just six years young and impeccably maintained, the home presents as virtually brand new and is perfectly positioned on a flat 1.5-acre lot, surrounded by mature forests and over 30 acres of protected land—ensuring remarkable privacy and a tranquil backdrop. Designed for both elegance and comfort, the open-concept layout flows effortlessly between the expansive family room, sun-drenched sunroom, and a dedicated dining space. At the heart of the home is a stunning gourmet kitchen, thoughtfully appointed for elevated entertaining and everyday luxury living. The primary suite is a private retreat, featuring a spacious walk-in closet and a spa-inspired bathroom that invites relaxation. With two additional generously sized bedrooms with large closets, there are plenty of options for family members and guests alike. The large unfinished basement offers endless possibilities, with rough-in plumbing already in place and initial framing completed making it ideal for future bedrooms, a home theater, rec room, or custom living spaces tailored to your lifestyle. This home is enhanced with an impressive array of modern upgrades, including a whole-home water treatment system, whole-home humidifier with summer bypass, and a 30-amp generator plug with transfer switch and dedicated breaker panel. Advanced security includes POE exterior cameras with a professionally designed NVR system housed in the home office, providing continuous recording and smartphone alerts. Smart-home features seamlessly control lighting and ceiling fans in main living areas, exterior lighting, thermostat, and front door lock. While this location is tucked away from it all, it is also just minutes away from modern conveniences including shopping, restaurants, commuter parking, and the interstate. Prefer the outdoors? Curtis Park is just 2 miles away and offers a public pool, playgrounds, fishing at Curtis Lake, walking trails, disc golf, a skate park, and the par 72, 6,900 yard Gauntlet Golf Club. Offering sophisticated amenities, thoughtful upgrades, and an unparalleled natural setting, this Hartwood home delivers luxury, privacy, and timeless appeal in one exceptional package.
    63 days
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    485
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    19
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    Zillow last checked: 7 hours ago

    Listing updated: March 16, 2026 at 01:21pm

    Listed by:

    Amy Wallace-Adams 540-623-9588,

    Berkshire Hathaway HomeServices PenFed Realty

    Source: Bright MLS,MLS#: VAST2045544MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Basement
      • Area: 2108
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Microwave, Cooktop, Dishwasher, Disposal, Dryer, Humidifier, Oven, Stainless Steel Appliance(s), Washer, Water Heater, Refrigerator, Ice Maker, Water Treat System, Electric Water Heater
      • Laundry: Main Level
      Features
      • Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen - Gourmet, Pantry, Recessed Lighting, Walk-In Closet(s)
      • Basement: Full,Exterior Entry,Rough Bath Plumb,Space For Rooms,Unfinished
      • Has fireplace: No
      Interior area
      • Total structure area: 4,216
      • Total interior livable area: 2,108 sqft
      • Finished area above ground: 2,108
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Side, Garage Door Opener, Attached, Driveway
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None
      Lot
      • Size: 1.56 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 35J 9
      • Zoning: A1
      • Special conditions: Standard,Third Party Approval

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Stone
      • Foundation: Concrete Perimeter
      Condition
      • Excellent
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Sewer: Septic > # of BR
      • Water: Private, Well

      Community & HOA

      Community
      • Security: Exterior Cameras, Security System
      • Subdivision: Saddle Ridge
      HOA
      • Has HOA: Yes
      • HOA fee: $235 semi-annually
      • HOA name: SADDLE RIDGE POA
      Location
      • Region: Fredericksburg

      Financial & listing details

      • Price per square foot: $351/sqft
      • Tax assessed value: $547,200
      • Annual tax amount: $5,126
      • Date on market: 2/2/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple
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        Estimated market value

        $733,700

        $697,000 - $770,000

        $3,199/mo

        Price history

        Price history
        DateEventPrice
        3/17/2026Pending sale$739,000$351/sqft
        Source: Bright MLS #VAST2045544 Report a problem
        3/12/2026Price change$739,000-1.3%$351/sqft
        Source: Bright MLS #VAST2045544 Report a problem
        3/6/2026Price change$749,000-0.8%$355/sqft
        Source: Bright MLS #VAST2045544 Report a problem
        2/2/2026Listed for sale$755,000+43.8%$358/sqft
        Source: Bright MLS #VAST2045544 Report a problem
        5/22/2018Sold$525,000+118.8%$249/sqft
        Source: Public Record Report a problem
        4/27/2017Sold$240,000$114/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$5,054 +3.4%$547,200
        2024$4,890 +6.2%$547,200 +6.7%
        2023$4,602 +5.6%$512,800
        2022$4,359 -0.5%$512,800 +13.6%
        2021$4,380 $451,500
        2020$4,380 $451,500 +14.5%
        2019-- $394,400 +0.8%
        2018$1,436 $391,300 +272.7%
        2017$1,436 +38.1%$105,000
        2016$1,040 --

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $4,085/mo
        Principal & interest
        $3633
        Property taxes
        $413
        HOA Fees
        $39
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          Climate risks

          Neighborhood: 22406

          Getting around

          1 / 100
          Car-Dependent
          20 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Stafford County Public Schools

          Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          Local experts in 22406

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