**New Improved Price!!! Move in with instant equity! ** Nestled in the private and picturesque enclave of Hartwood, this exceptional residence offers refined living in a serene, natural setting. Just six years young and impeccably maintained, the home presents as virtually brand new and is perfectly positioned on a flat 1.5-acre lot, surrounded by mature forests and over 30 acres of protected land—ensuring remarkable privacy and a tranquil backdrop. Designed for both elegance and comfort, the open-concept layout flows effortlessly between the expansive family room, sun-drenched sunroom, and a dedicated dining space. At the heart of the home is a stunning gourmet kitchen, thoughtfully appointed for elevated entertaining and everyday luxury living. The primary suite is a private retreat, featuring a spacious walk-in closet and a spa-inspired bathroom that invites relaxation. With two additional generously sized bedrooms with large closets, there are plenty of options for family members and guests alike. The large unfinished basement offers endless possibilities, with rough-in plumbing already in place and initial framing completed making it ideal for future bedrooms, a home theater, rec room, or custom living spaces tailored to your lifestyle. This home is enhanced with an impressive array of modern upgrades, including a whole-home water treatment system, whole-home humidifier with summer bypass, and a 30-amp generator plug with transfer switch and dedicated breaker panel. Advanced security includes POE exterior cameras with a professionally designed NVR system housed in the home office, providing continuous recording and smartphone alerts. Smart-home features seamlessly control lighting and ceiling fans in main living areas, exterior lighting, thermostat, and front door lock. While this location is tucked away from it all, it is also just minutes away from modern conveniences including shopping, restaurants, commuter parking, and the interstate. Prefer the outdoors? Curtis Park is just 2 miles away and offers a public pool, playgrounds, fishing at Curtis Lake, walking trails, disc golf, a skate park, and the par 72, 6,900 yard Gauntlet Golf Club. Offering sophisticated amenities, thoughtful upgrades, and an unparalleled natural setting, this Hartwood home delivers luxury, privacy, and timeless appeal in one exceptional package.
Pending
Price cut: $10K (3/12)
$739,000
245 Saddle Ridge Ln, Fredericksburg, VA 22406
3beds
2,108sqft
Est.:
Single Family Residence
Built in 2018
1.56 Acres Lot
$733,700 Zestimate®
$351/sqft
$39/mo HOA
What's special
Sun-drenched sunroomSurrounded by mature forestsOpen-concept layoutLarge closetsSpa-inspired bathroomStunning gourmet kitchenExpansive family room
- 63 days |
- 485 |
- 19 |
Zillow last checked: 7 hours ago
Listing updated: March 16, 2026 at 01:21pm
Listed by:
Amy Wallace-Adams 540-623-9588,
Berkshire Hathaway HomeServices PenFed Realty
Source: Bright MLS,MLS#: VAST2045544
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 2108
Heating
- Heat Pump, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Cooktop, Dishwasher, Disposal, Dryer, Humidifier, Oven, Stainless Steel Appliance(s), Washer, Water Heater, Refrigerator, Ice Maker, Water Treat System, Electric Water Heater
- Laundry: Main Level
Features
- Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen - Gourmet, Pantry, Recessed Lighting, Walk-In Closet(s)
- Basement: Full,Exterior Entry,Rough Bath Plumb,Space For Rooms,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 4,216
- Total interior livable area: 2,108 sqft
- Finished area above ground: 2,108
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Side, Garage Door Opener, Attached, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Size: 1.56 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 35J 9
- Zoning: A1
- Special conditions: Standard,Third Party Approval
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Stone
- Foundation: Concrete Perimeter
Condition
- Excellent
- New construction: No
- Year built: 2018
Utilities & green energy
- Sewer: Septic > # of BR
- Water: Private, Well
Community & HOA
Community
- Security: Exterior Cameras, Security System
- Subdivision: Saddle Ridge
HOA
- Has HOA: Yes
- HOA fee: $235 semi-annually
- HOA name: SADDLE RIDGE POA
Location
- Region: Fredericksburg
Financial & listing details
- Price per square foot: $351/sqft
- Tax assessed value: $547,200
- Annual tax amount: $5,126
- Date on market: 2/2/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$733,700
$697,000 - $770,000
$3,199/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/17/2026 | Pending sale | $739,000$351/sqft |
Source: | ||
| 3/12/2026 | Price change | $739,000-1.3%$351/sqft |
Source: | ||
| 3/6/2026 | Price change | $749,000-0.8%$355/sqft |
Source: | ||
| 2/2/2026 | Listed for sale | $755,000+43.8%$358/sqft |
Source: | ||
| 5/22/2018 | Sold | $525,000+118.8%$249/sqft |
Source: Public Record Report a problem | ||
| 4/27/2017 | Sold | $240,000$114/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,054 +3.4% | $547,200 |
| 2024 | $4,890 +6.2% | $547,200 +6.7% |
| 2023 | $4,602 +5.6% | $512,800 |
| 2022 | $4,359 -0.5% | $512,800 +13.6% |
| 2021 | $4,380 | $451,500 |
| 2020 | $4,380 | $451,500 +14.5% |
| 2019 | -- | $394,400 +0.8% |
| 2018 | $1,436 | $391,300 +272.7% |
| 2017 | $1,436 +38.1% | $105,000 |
| 2016 | $1,040 | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,085/mo
Principal & interest
$3633
Property taxes
$413
HOA Fees
$39
More affordability tools
Climate risks
Neighborhood: 22406
Nearby schools
GreatSchools rating
- 8/10Hartwood Elementary SchoolGrades: K-5Distance: 0.8 mi
- 5/10T. Benton Gayle Middle SchoolGrades: 6-8Distance: 5.2 mi
- 7/10Mountain View High SchoolGrades: 9-12Distance: 5.5 mi
Schools provided by the listing agent
- District: Stafford County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 22406
- Virginia
- Stafford County
- Fredericksburg
- 22406
- 245 Saddle Ridge Ln




