Discover this hidden gem of a home, quietly nestled at the end of the Water Oaks neighborhood. New HVAC replaced in 2025, carpet replaced and freshly painted in 2024. This 3BD/3BR home is nothing short of charming, offering an ideal layout for entertaining, with the living room, kitchen, dining area, & half bath all conveniently located on the main floor. The kitchen includes refrigerator microwave and electric stovetop, along with a spacious walk-in pantry and center island perfect for gathering. The master bdrm sits just at the top of the stairs showcasing serene views of the open pasture below, also featuring a walk-in closet right next to the master bath. Placed between the master and guest bdrms, you'll find a conveniently located laundry room and full guest bath with tub/shower combination. At the end of the hall are two additional guest bdrms, each complete with double closet doors. Located just minutes from local dining and approximately 1.8 miles to the west end entrance to Hwy 30A that has public accesses to the Gulf of America. This home offers both convenience and privacy-come see the home that speaks for itself!
Buyer(s) are responsible to personally verify all details for property and dimensions. Any information contained in this listing is believed to be accurate but is not guaranteed.
For sale
$434,900
244 Water Oaks Loop, Santa Rosa Beach, FL 32459
3beds
1,603sqft
Est.:
Single Family Residence
Built in 2013
-- sqft lot
$419,500 Zestimate®
$271/sqft
$51/mo HOA
What's special
Spacious walk-in pantryIdeal layout for entertainingConveniently located laundry room
- 5 days |
- 925 |
- 27 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 04, 2026 at 11:38am
Listed by:
Jan N Hooks 850-585-2677,
Jan Hooks Real Estate Group Inc,
Tawny I Hickman 252-314-9895,
Jan Hooks Real Estate Group Inc
Source: ECAOR,MLS#: 996902
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Area: 189 Square Feet
- Dimensions: 14 x 13.5
Bedroom
- Level: Second
- Area: 95 Square Feet
- Dimensions: 10 x 9.5
Bedroom
- Level: Second
- Area: 85.5 Square Feet
- Dimensions: 9.5 x 9
Primary bathroom
- Level: Second
- Area: 45 Square Feet
- Dimensions: 9 x 5
Bathroom
- Level: Second
- Area: 55 Square Feet
- Dimensions: 10 x 5.5
Dining room
- Level: First
- Area: 70 Square Feet
- Dimensions: 10 x 7
Family room
- Level: First
- Area: 180 Square Feet
- Dimensions: 15 x 12
Kitchen
- Level: First
- Area: 225 Square Feet
- Dimensions: 15 x 15
Laundry
- Level: Second
- Area: 30 Square Feet
- Dimensions: 6 x 5
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Vaulted Ceiling(s), Recessed Lighting, Newly Painted, Pantry
- Flooring: Tile, Carpet
- Windows: Double Pane Windows
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,603
- Total interior livable area: 1,603 sqft
Property
Features
- Stories: 2
- Patio & porch: Patio
Lot
- Dimensions: 21 x 101 x 71 x 79 appro x imate
Details
- Parcel number: 282S20334400000160
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Shingle
Condition
- Construction Complete
- New construction: No
- Year built: 2013
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: WATER OAKS T/H
HOA
- Has HOA: Yes
- HOA fee: $153 quarterly
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $271/sqft
- Tax assessed value: $346,779
- Annual tax amount: $1,173
- Date on market: 3/4/2026
Estimated market value
$419,500
$399,000 - $440,000
$2,652/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/4/2026 | Listed for sale | $434,900+166.7%$271/sqft |
Source:  ECAOR #996902 Report a problem | ||
| 5/9/2013 | Sold | $163,065+919.2%$102/sqft |
Source: ECAOR #578300 Report a problem | ||
| 7/15/2011 | Sold | $16,000$10/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,146 +4.5% | $163,735 +3% |
| 2023 | $1,096 +1.8% | $158,966 +3% |
| 2022 | $1,077 -0.9% | $154,336 +3% |
| 2021 | $1,086 -1.5% | $149,841 +1.4% |
| 2020 | $1,103 +3.7% | $147,772 +2.3% |
| 2019 | $1,064 | $144,450 +1.9% |
| 2018 | $1,064 +2.1% | $141,757 +2.1% |
| 2017 | $1,041 +3.3% | $138,841 +2.1% |
| 2016 | $1,008 +1.8% | $135,985 +0.7% |
| 2015 | $990 -0.8% | $135,040 +0.8% |
| 2014 | $998 | $133,968 +910.9% |
| 2013 | -- | $13,252 |
| 2012 | -- | $13,252 -5% |
| 2011 | -- | $13,950 -52.6% |
| 2010 | -- | $29,452 -30% |
| 2009 | -- | $42,075 -15% |
| 2008 | -- | $49,500 +1059.3% |
| 2007 | -- | $4,270 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,478/mo
Principal & interest
$2090
Property taxes
$337
HOA Fees
$51
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 1.2 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 8.8 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 4.6 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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