Set on one of the most coveted parcels along 30A, this iconic residence in the private community of The Retreat delivers a truly rare opportunity. Perched high above the dunes, it commands breathtaking vistas of Draper Lake's outfall and the shimmering Gulf of America. Offering an extraordinary blend of elevated privacy and generous lot size, this Tom Christ-designed concrete block masterpiece sits gracefully within a 90-acre enclave boasting 3,000 feet of private beach.
Inside, reclaimed heart pine floors infuse warmth throughout the reverse floor plan, while pro-line appliances, a two-car garage, and timeless finishes elevate everyday living. This is not just a coastal residence, it's a rare chance to own one of The Retreat's most extraordinary homes!
For sale
Price cut: $460K (3/3)
$7,490,000
244 W Bermuda Dr, Santa Rosa Beach, FL 32459
5beds
3,876sqft
Est.:
Single Family Residence
Built in 2003
-- sqft lot
$6,673,400 Zestimate®
$1,932/sqft
$-- HOA
What's special
Timeless finishesTwo-car garageGenerous lot sizePro-line appliances
- 189 days |
- 880 |
- 41 |
Zillow last checked: 7 hours ago
Listing updated: March 03, 2026 at 12:43pm
Listed by:
Blake Morar Group caroline@scenicsir.com,
Scenic Sotheby's International Realty
Source: ECAOR,MLS#: 986827
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Area: 240 Square Feet
- Dimensions: 16 x 15
Bedroom
- Level: First
- Area: 224 Square Feet
- Dimensions: 16 x 14
Bedroom
- Level: First
- Area: 120 Square Feet
- Dimensions: 15 x 8
Bedroom
- Level: First
- Area: 225 Square Feet
- Dimensions: 15 x 15
Primary bathroom
- Level: Second
- Area: 117 Square Feet
- Dimensions: 13 x 9
Dining area
- Level: Second
- Area: 96 Square Feet
- Dimensions: 12 x 8
Kitchen
- Level: Second
- Area: 72 Square Feet
- Dimensions: 9 x 8
Living room
- Level: Second
- Area: 340 Square Feet
- Dimensions: 20 x 17
Office
- Level: First
- Area: 240 Square Feet
- Dimensions: 16 x 15
Cooling
- Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Split Bedroom
- Flooring: Hardwood, Tile
- Windows: Window Treatments
- Has fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,876
- Total interior livable area: 3,876 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Covered
- Has view: Yes
- View description: Gulf, Lake
- Has water view: Yes
- Water view: Gulf,Lake
- Waterfront features: Gulf, Coastal Dune Lakes
Lot
- Dimensions: 244.50 x 160 x 195 x 30
- Features: Coastal Setback, Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water
Details
- Parcel number: 123S20347000000390
- Zoning description: Deed Restrictions, Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Concrete, Stucco, Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 2003
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Beach, Deed Access, Gated, Short Term Rental - Not Allowed, Pool, Waterfront
- Subdivision: RETREAT THE
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $1,932/sqft
- Tax assessed value: $6,072,033
- Annual tax amount: $53,911
- Date on market: 10/3/2025
Estimated market value
$6,673,400
$6.34M - $7.01M
$6,572/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/3/2026 | Price change | $7,490,000-5.8%$1,932/sqft |
Source:  ECAOR #986827 Report a problem | ||
| 10/3/2025 | Listed for sale | $7,950,000+60.6%$2,051/sqft |
Source: ECAOR #986827 Report a problem | ||
| 2/21/2020 | Listing removed | $4,950,000$1,277/sqft |
Source: Scenic Sotheby's International Realty #839910 Report a problem | ||
| 1/31/2020 | Listed for sale | $4,950,000+692%$1,277/sqft |
Source: Scenic Sotheby's International Realty #NOMLSID Report a problem | ||
| 7/1/1999 | Sold | $625,000$161/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $53,911 +13.5% | $5,751,644 +10% |
| 2023 | $47,511 +2% | $5,228,767 +4% |
| 2022 | $46,577 +42.7% | $5,025,892 +49% |
| 2021 | $32,642 +3.9% | $3,372,250 +7.2% |
| 2020 | $31,405 +3.1% | $3,146,024 +2.6% |
| 2019 | $30,454 | $3,066,585 +2% |
| 2018 | $30,454 +2% | $3,007,688 +1.6% |
| 2017 | $29,845 +6.1% | $2,961,064 +2.4% |
| 2016 | $28,127 +4.7% | $2,891,970 +21.8% |
| 2015 | $26,865 +14.4% | $2,374,654 +5.7% |
| 2014 | $23,478 | $2,246,753 +21.5% |
| 2013 | -- | $1,849,253 +7.7% |
| 2012 | -- | $1,717,490 |
| 2011 | -- | $1,717,490 -0.4% |
| 2010 | -- | $1,724,927 -30.8% |
| 2009 | -- | $2,493,251 -9.1% |
| 2008 | -- | $2,742,801 -10.3% |
| 2007 | -- | $3,057,546 +43.1% |
| 2005 | -- | $2,136,708 +45.7% |
| 2004 | -- | $1,466,381 +130% |
| 2003 | -- | $637,500 +15.9% |
| 2002 | -- | $550,000 |
| 2001 | -- | $550,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$43,627/mo
Principal & interest
$37822
Property taxes
$5805
More affordability tools
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 8.4 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 6.2 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32459
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- 244 W Bermuda Dr
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