One of a kind and unforgettable, this exceptional Colonial welcomes you with breathtaking curb appeal, highlighted by raised flower beds and a charming Southern-style covered front porch that invites you to slow down and stay awhile. An additional covered porch off the family room, complete with skylights, creates the perfect setting to unwind—imagine relaxing with your favorite evening beverage while gazing at the stars, or starting your morning with a warm cup of coffee as snow gently falls around you. Perfectly situated on a flat and usable 2-acre lot, this property is a dream for car enthusiasts and hobbyists alike. The spacious three-car garage, wide driveway, and expansive grounds offer endless possibilities, including room to add a detached outbuilding, workshop, or hobby shed. Inside, the thoughtfully designed main level offers both elegance and functionality. A private office, living room, and dining room flow seamlessly into the heart of the home—the kitchen—featuring granite countertops, a center island, peninsula seating, and a sunlit morning room that fills the space with natural light. The kitchen opens to the inviting family room, where a cozy pellet stove creates warmth and ambiance. The walk-out lower level expands your entertainment options with a spacious recreation room, wet bar, exercise room, half bathroom, and you could install your own private sauna—an ideal retreat for relaxation and wellness. Upstairs, you’ll find four generously sized bedrooms, a versatile den, hall bathroom, and the luxurious primary suite. Designed to feel like your own private spa, the primary bedroom features a stunning stone gas fireplace, creating a peaceful and serene retreat. The attached primary bath offers a soaking tub, separate shower, and an extraordinary walk-in closet the size of a bedroom. The convenience of an upper-level laundry room adds ease to everyday living. Numerous recent updates provide peace of mind, including septic pumped (2026), well pump serviced (2025), washer and dryer (2025), electric water heater (2025), garage door openers (2025), fence and powder room (2024), exterior painting (2023), microwave (2022), and a remodeled basement and refrigerator (2020). Tucked away in the picturesque Union Bridge countryside, this remarkable home offers the perfect balance of privacy, comfort, and versatility, with endless space to host both indoor and outdoor gatherings. It is a rare opportunity to own a truly special property where every detail has been designed for living well.
For sale
$795,000
244 Stem Rd, Union Bridge, MD 21791
4beds
5,472sqft
Est.:
Single Family Residence
Built in 2005
2 Acres Lot
$776,700 Zestimate®
$145/sqft
$-- HOA
What's special
Peninsula seatingPrivate officeWalk-out lower levelBreathtaking curb appealUpper-level laundry roomRaised flower bedsThoughtfully designed main level
- 2 days |
- 266 |
- 13 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 19, 2026 at 04:09pm
Listed by:
Kimberly Fitzgerald 443-695-0686,
Long & Foster Real Estate, Inc. 4107959600
Source: Bright MLS,MLS#: MDCR2032594
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Den, Foyer, Breakfast Room, Exercise Room, Laundry, Other, Office, Recreation Room, Storage Room, Utility Room, Media Room, Bathroom 2, Primary Bathroom, Half Bath
Primary bedroom
- Features: Cathedral/Vaulted Ceiling, Fireplace - Gas, Walk-In Closet(s), Flooring - Laminated
- Level: Upper
- Area: 390 Square Feet
- Dimensions: 15 X 26
Bedroom 2
- Features: Walk-In Closet(s), Flooring - Laminated
- Level: Upper
- Area: 176 Square Feet
- Dimensions: 11 X 16
Bedroom 3
- Features: Flooring - Laminated, Walk-In Closet(s)
- Level: Upper
- Area: 130 Square Feet
- Dimensions: 10 X 13
Bedroom 4
- Features: Flooring - Laminated
- Level: Upper
- Area: 100 Square Feet
- Dimensions: 10 X 10
Primary bathroom
- Features: Soaking Tub, Flooring - Ceramic Tile, Bathroom - Stall Shower
- Level: Upper
- Area: 143 Square Feet
- Dimensions: 11 X 13
Bathroom 2
- Features: Flooring - Ceramic Tile
- Level: Upper
- Area: 56 Square Feet
- Dimensions: 7 X 8
Breakfast room
- Features: Flooring - Laminated
- Level: Main
Den
- Features: Flooring - Laminated
- Level: Upper
- Area: 84 Square Feet
- Dimensions: 7 X 12
Dining room
- Features: Crown Molding, Flooring - Laminated
- Level: Main
- Area: 192 Square Feet
- Dimensions: 12 X 16
Exercise room
- Features: Flooring - Other
- Level: Lower
- Area: 120 Square Feet
- Dimensions: 12 X 10
Family room
- Features: Built-in Features, Fireplace - Electric, Flooring - Laminated, Wood Stove
- Level: Main
- Area: 456 Square Feet
- Dimensions: 19 X 24
Foyer
- Features: Cathedral/Vaulted Ceiling, Flooring - Tile/Brick
- Level: Main
- Area: 99 Square Feet
- Dimensions: 11 X 9
Foyer
- Features: Flooring - Laminated
- Level: Upper
- Area: 121 Square Feet
- Dimensions: 11 X 11
Game room
- Features: Flooring - Concrete
- Level: Lower
- Area: 143 Square Feet
- Dimensions: 13 X 11
Half bath
- Features: Flooring - Tile/Brick
- Level: Main
- Area: 21 Square Feet
- Dimensions: 3 X 7
Half bath
- Features: Flooring - Tile/Brick
- Level: Lower
- Area: 21 Square Feet
- Dimensions: 3 X 7
Kitchen
- Features: Breakfast Bar, Double Sink, Kitchen - Electric Cooking, Pantry, Flooring - Ceramic Tile
- Level: Main
- Area: 342 Square Feet
- Dimensions: 18 X 19
Laundry
- Features: Built-in Features, Flooring - Laminated
- Level: Upper
- Area: 99 Square Feet
- Dimensions: 9 X 11
Living room
- Features: Flooring - Laminated
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15 X 14
Media room
- Features: Flooring - Concrete
- Level: Lower
- Area: 299 Square Feet
- Dimensions: 13 X 23
Mud room
- Features: Built-in Features, Flooring - Tile/Brick
- Level: Main
- Area: 49 Square Feet
- Dimensions: 7 X 7
Office
- Features: Flooring - Laminated
- Level: Main
- Area: 130 Square Feet
- Dimensions: 10 X 13
Other
- Features: Wet Bar, Flooring - Concrete
- Level: Lower
- Area: 72 Square Feet
- Dimensions: 8 X 9
Recreation room
- Level: Lower
- Area: 527 Square Feet
- Dimensions: 17 X 31
Storage room
- Features: Flooring - Concrete
- Level: Lower
- Area: 126 Square Feet
- Dimensions: 9 X 14
Utility room
- Features: Flooring - Concrete
- Level: Lower
- Area: 88 Square Feet
- Dimensions: 8 X 11
Heating
- Heat Pump, Forced Air, Programmable Thermostat, Electric, Propane
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Built-In Range, Cooktop, Dishwasher, Dryer, Intercom, Oven/Range - Electric, Washer, Water Heater, Water Conditioner - Owned, Water Treat System
- Laundry: Upper Level, Laundry Room, Mud Room
Features
- Attic, Breakfast Area, Ceiling Fan(s), Chair Railings, Dining Area, Family Room Off Kitchen, Open Floorplan, Eat-in Kitchen, Kitchen - Table Space, Primary Bath(s), Pantry, Recessed Lighting, Soaking Tub, Bathroom - Stall Shower, Wainscotting, Walk-In Closet(s), 2 Story Ceilings, 9'+ Ceilings, Dry Wall, Tray Ceiling(s), Vaulted Ceiling(s)
- Flooring: Hardwood, Laminate, Ceramic Tile
- Doors: French Doors, Six Panel
- Windows: Skylight(s)
- Basement: Full,Walk-Out Access,Windows,Finished
- Number of fireplaces: 1
- Fireplace features: Gas/Propane, Stone, Mantel(s), Wood Burning Stove
Interior area
- Total structure area: 5,472
- Total interior livable area: 5,472 sqft
- Finished area above ground: 3,618
- Finished area below ground: 1,854
Property
Parking
- Total spaces: 3
- Parking features: Garage Faces Side, Garage Door Opener, Oversized, Inside Entrance, Attached, Driveway, Parking Lot
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Porch
- Exterior features: Lighting, Flood Lights, Sidewalks
- Pool features: None
- Fencing: Wood
- Has view: Yes
- View description: Garden, Scenic Vista
Lot
- Size: 2 Acres
- Features: Landscaped, Rural
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0712080824
- Zoning: AG
- Special conditions: Standard
- Other equipment: Intercom
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial,Contemporary
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl Siding, Shake Siding, Masonry
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Gravity Sept Fld, On Site Septic
- Water: Well
Community & HOA
Community
- Security: Exterior Cameras, Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector(s)
- Subdivision: None Available
HOA
- Has HOA: No
- Services included: None
Location
- Region: Union Bridge
Financial & listing details
- Price per square foot: $145/sqft
- Tax assessed value: $415,900
- Annual tax amount: $4,759
- Date on market: 2/20/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: USDA Loan,VA Loan,FHA,Conventional,Cash
- Ownership: Fee Simple
Estimated market value
$776,700
$738,000 - $816,000
$3,445/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/20/2026 | Listed for sale | $795,000-6.5%$145/sqft |
Source:  Bright MLS #MDCR2032594 Report a problem | ||
| 2/6/2026 | Listing removed | $850,000$155/sqft |
Source: Bright MLS #MDCR2029978 Report a problem | ||
| 11/4/2025 | Price change | $850,000-2.9%$155/sqft |
Source: Bright MLS #MDCR2029978 Report a problem | ||
| 9/25/2025 | Listed for sale | $875,000+71.9%$160/sqft |
Source: Bright MLS #MDCR2029978 Report a problem | ||
| 5/20/2020 | Sold | $509,000$93/sqft |
Source: Public Record Report a problem | ||
| 2/21/2020 | Pending sale | $509,000$93/sqft |
Source: Long & Foster Real Estate, Inc. #MDCR189818 Report a problem | ||
| 1/23/2020 | Price change | $509,000-1.9%$93/sqft |
Source: Long & Foster Real Estate, Inc. #MDCR189818 Report a problem | ||
| 12/7/2019 | Price change | $519,000-2.6%$95/sqft |
Source: Long & Foster Real Estate, Inc. #MDCR189818 Report a problem | ||
| 11/17/2019 | Price change | $533,000-2%$97/sqft |
Source: Long & Foster Real Estate, Inc. #MDCR189818 Report a problem | ||
| 10/26/2019 | Price change | $544,000-1%$99/sqft |
Source: Long & Foster Real Estate, Inc. #MDCR189818 Report a problem | ||
| 10/1/2019 | Price change | $549,500-0.1%$100/sqft |
Source: Long & Foster Real Estate, Inc. #MDCR189818 Report a problem | ||
| 9/7/2019 | Price change | $550,000-4.3%$101/sqft |
Source: Long & Foster Real Estate, Inc. #MDCR189818 Report a problem | ||
| 7/18/2019 | Listed for sale | $575,000+57.5%$105/sqft |
Source: Long & Foster Real Estate, Inc. #MDCR189818 Report a problem | ||
| 6/27/2012 | Sold | $365,000-37.6%$67/sqft |
Source: Public Record Report a problem | ||
| 4/11/2012 | Sold | $585,000+30%$107/sqft |
Source: Public Record Report a problem | ||
| 10/18/2011 | Listed for sale | $449,900+157.2%$82/sqft |
Source: foreclosure.com Report a problem | ||
| 11/12/2004 | Sold | $174,900$32/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,946 +11.2% | $609,400 +10.3% |
| 2024 | $6,246 +11.4% | $552,700 +11.4% |
| 2023 | $5,605 +5.7% | $496,000 |
| 2022 | $5,303 +6% | $496,000 +12.1% |
| 2021 | $5,001 +6.4% | $442,600 +6.4% |
| 2020 | $4,700 | $415,900 |
| 2019 | $4,700 | $415,900 |
| 2018 | $4,700 -0.1% | $415,900 -0.1% |
| 2017 | $4,703 | $416,200 +0.8% |
| 2016 | -- | $413,100 +0.8% |
| 2015 | -- | $410,000 +0.8% |
| 2014 | -- | $406,900 |
| 2013 | -- | $406,900 |
| 2012 | -- | $406,900 -24.2% |
| 2011 | -- | $536,820 +5.4% |
| 2010 | -- | $509,346 +5.7% |
| 2009 | -- | $481,873 +6% |
| 2008 | -- | $454,400 +8.5% |
| 2007 | -- | $418,862 +9.3% |
| 2006 | -- | $383,326 +10.2% |
| 2005 | -- | $347,790 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,328/mo
Principal & interest
$3758
Property taxes
$570
Climate risks
Neighborhood: 21791
Nearby schools
GreatSchools rating
- 5/10Elmer A. Wolfe Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 8/10Northwest Middle SchoolGrades: 6-8Distance: 5.6 mi
- 7/10Francis Scott Key High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Elmer A Wolfe
- Middle: Northwest
- High: Francis Scott Key Senior
- District: Carroll County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 21791
