Tucked inside the gated community of Oak Shores, this inviting two-story home blends lake-area charm with everyday convenience. Off-street parking and a 29' deep garage, complete with washer, dryer, and on-demand water heater, set the tone for a property designed with practicality in mind. A wraparound deck welcomes you with peaceful views of Lake Nacimiento, offering the perfect spot for morning coffee or evening sunsets. Inside, the main level features an open layout wrapped in warm knotty pine and updated with new vinyl flooring. The kitchen is thoughtfully arranged with a long breakfast bar, dishwasher, propane range, and a door leading directly to the rear deck for easy indoor-outdoor entertaining. A generous pantry, utility closet, and a full bathroom add valuable functionality on the main floor. Upstairs, two bedrooms and a full bathroom create a relaxing retreat. Step out onto the private rear balcony to soak in sweeping mountain views, a serene backdrop to start or end your day. Owning in Oak Shores means enjoying resort-style amenities year-round: pickleball courts, hiking trails, a mini golf course, playground, two boat launch ramps, a marina with over 60 courtesy slips, a heated swimming pool, clubhouse, and even a campground. This property offers the best of lake living and community convenience in one beautiful package.
For sale
Listing Provided by: Oak Shores Realty
$475,000
2433 Stern Deck Rd, Bradley, CA 93426
2beds
1,200sqft
Est.:
Single Family Residence
Built in 1998
5,079 Square Feet Lot
$464,400 Zestimate®
$396/sqft
$319/mo HOA
What's special
- 107 days |
- 684 |
- 23 |
Zillow last checked: 7 hours ago
Listing updated: December 03, 2025 at 10:24am
Listing Provided by:
Jasmine Duncan DRE #02092802 831206-6443,
Oak Shores Realty,
Grace Borzini DRE #01272895 805-472-9030,
Oak Shores Realty
Source: CRMLS,MLS#: NS25266181
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Rooms
- Room types: Bedroom, Kitchen, Living Room
Bedroom
- Features: All Bedrooms Up
Bathroom
- Features: Full Bath on Main Level, Tub Shower
Kitchen
- Features: Kitchen/Family Room Combo
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, High Efficiency Water Heater, Microwave, Propane Range, Refrigerator, Dryer, Washer
- Laundry: In Garage
Features
- Breakfast Bar, Balcony, Cathedral Ceiling(s), Open Floorplan, Pantry, All Bedrooms Up
- Flooring: Vinyl
- Doors: Sliding Doors
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 1,200 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 5
- Parking features: Concrete, Driveway, Driveway Up Slope From Street, Garage
- Attached garage spaces: 2
- Uncovered spaces: 3
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Patio & porch: Deck
- Exterior features: Rain Gutters
- Pool features: Association
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Lake, Mountain(s), Neighborhood
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Privileges
Lot
- Size: 5,079 Square Feet
- Features: Cul-De-Sac, Sloped Up
Details
- Parcel number: 012244033
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Concrete Perimeter, Raised
- Roof: Composition
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Electric: Standard
- Sewer: Public Sewer
- Water: Private
- Utilities for property: Electricity Connected, Propane, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Curbs, Dog Park, Hiking, Lake, Park, Street Lights, Water Sports, Fishing, Gated
- Security: Gated Community
- Subdivision: Pr Lake Nacimiento(230)
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Controlled Access, Dock, Dog Park, Meeting Room, Management, Meeting/Banquet/Party Room, Outdoor Cooking Area, Other Courts, Barbecue, Picnic Area, Playground, Pickleball, Pool, Trail(s)
- HOA fee: $3,826 annually
- HOA name: OSCA
- HOA phone: 805-472-2233
Location
- Region: Bradley
Financial & listing details
- Price per square foot: $396/sqft
- Tax assessed value: $155,872
- Annual tax amount: $2,801
- Date on market: 12/2/2025
- Cumulative days on market: 107 days
- Listing terms: Cash,Cash to New Loan,Conventional
- Road surface type: Paved
Estimated market value
$464,400
$441,000 - $488,000
$2,792/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/3/2025 | Listed for sale | $475,000$396/sqft |
Source:  CRMLS #NS25266181 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,801 +15.1% | $155,872 +2% |
| 2024 | $2,433 +2.2% | $152,817 +2% |
| 2023 | $2,381 -0.6% | $149,821 +2% |
| 2022 | $2,394 +2.3% | $146,884 +2% |
| 2021 | $2,340 +1.6% | $144,005 +1% |
| 2020 | $2,302 +26.6% | $142,529 +2% |
| 2019 | $1,819 +2.1% | $139,735 +2% |
| 2018 | $1,782 +2.1% | $136,996 +2% |
| 2017 | $1,746 +4.4% | $134,311 +2% |
| 2016 | $1,673 | $131,679 +1.5% |
| 2015 | $1,673 +5.4% | $129,702 +2% |
| 2014 | $1,587 | $127,162 +2.5% |
| 2012 | -- | $124,107 +2% |
| 2011 | -- | $121,674 +0.8% |
| 2010 | -- | $120,765 -0.2% |
| 2009 | -- | $121,052 +2% |
| 2008 | -- | $118,680 +2% |
| 2007 | -- | $116,354 +2% |
| 2006 | -- | $114,073 +2% |
| 2005 | -- | $111,837 +2% |
| 2004 | -- | $109,645 +1.9% |
| 2003 | -- | $107,637 +2% |
| 2002 | -- | $105,528 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,098/mo
Principal & interest
$2348
Property taxes
$431
HOA Fees
$319
More affordability tools
Climate risks
Neighborhood: 93426
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10Cappy Culver Elementary SchoolGrades: K-8Distance: 6.2 mi
Schools provided by the listing agent
- Elementary: Cappy Culver
Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 93426
- California
- San Luis Obispo County
- Bradley
- 93426
- 2433 Stern Deck Rd
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