A truly rare offering in the prestigious White Oak Bluff waterfront community, this exceptional homesite is completely cleared, level, and fully prepared for immediate construction, with certified compaction tests already completed. A double seawall is in place, along with established drainage, and the lot was freshly dragged with new grass seed recently applied—allowing a buyer or builder to begin construction without delay. Approved for a two-story residence with a minimum of 1,500 heated square feet and a maximum height of 40 feet, the property provides an ideal canvas for a custom coastal masterpiece. A 4-bedroom septic permit is already on file. The lot is suitable for a private dock, offering direct deep-water access to the picturesque White Oak River—perfect for boating, kayaking, sunset cruises, and an elevated waterfront lifestyle. Community water is available through West Carteret Water Corporation, and the property allows for an outbuilding of up to 800 square feet, as well as a pump room. Residents of White Oak Bluff enjoy exceptional amenities, including a riverfront park with sandy beach, community boat launch, day dock, and pier—all maintained with low HOA dues of just $150 per year. Ideally located near area beaches, shopping, and dining, this is a rare opportunity to create a refined waterfront residence in one of the area's most desirable and thoughtfully planned coastal communities.
Lot/land
Price cut: $23K (1/12)
$275,995
240 White Oak Bluff Road, Stella, NC 28582
--beds
0baths
1.92Acres
Land
Built in ----
1.92 Acres Lot
$-- Zestimate®
$--/sqft
$13/mo HOA
What's special
- 319 days |
- 196 |
- 6 |
Zillow last checked: 7 hours ago
Listing updated: March 01, 2026 at 05:26pm
Listed by:
Bradberry Garner Real Estate 252-515-0552,
Keller Williams Crystal Coast
Source: Hive MLS,MLS#: 100509174
Originating MLS: Carteret County Association of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bathrooms: 0
Property
Features
- Fencing: None
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Waterfront, Water Access Comm, Marsh Front
- Frontage type: Marsh Front
Lot
- Size: 1.92 Acres
- Features: Cul-De-Sac, Water Depth 4+, Deeded Waterfront, Water Access Comm
- Topography: Cleared,Flood Plain,Level,Marsh/Wetland
Details
- Additional structures: None
- Parcel number: 536704735235000
- Zoning: Residential
- Special conditions: Standard
Utilities & green energy
- Water: Public
Community & HOA
Community
- Subdivision: White Oak Bluff
HOA
- Has HOA: Yes
- Amenities included: Maintenance Common Areas, Picnic Area, Ramp, Street Lights
- HOA fee: $150 annually
- HOA name: White Oak Bluffs HOA
Location
- Region: Stella
Financial & listing details
- Tax assessed value: $126,302
- Annual tax amount: $435
- Date on market: 5/22/2025
- Cumulative days on market: 320 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,Private Financing Available
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,647/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/12/2026 | Price change | $275,995-7.7% |
Source: | ||
| 5/22/2025 | Listed for sale | $299,000+312.4% |
Source: | ||
| 9/29/2022 | Sold | $72,500-27.4% |
Source: | ||
| 9/8/2022 | Pending sale | $99,900 |
Source: | ||
| 7/14/2022 | Price change | $99,900-20% |
Source: | ||
| 4/19/2022 | Price change | $124,900-16.7% |
Source: | ||
| 2/25/2022 | Listed for sale | $149,900+233.1% |
Source: | ||
| 11/9/2020 | Sold | $45,000-10% |
Source: | ||
| 9/18/2020 | Pending sale | $50,000 |
Source: RE/MAX Ocean Properties #100230269 Report a problem | ||
| 9/1/2020 | Price change | $50,000-9.1% |
Source: RE/MAX Ocean Properties #100230269 Report a problem | ||
| 8/6/2020 | Listed for sale | $55,000 |
Source: RE/MAX Ocean Properties #100230269 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $240 | $48,047 |
| 2023 | $240 +4.2% | $48,047 |
| 2022 | $231 0% | $48,047 0% |
| 2021 | $231 | $48,051 |
| 2020 | -- | $48,051 |
| 2019 | $202 | $48,051 |
| 2017 | $202 +10.5% | $48,051 |
| 2016 | $183 | $48,051 |
| 2015 | $183 +2.7% | $48,051 -54.7% |
| 2014 | $178 | $106,021 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28582
Nearby schools
GreatSchools rating
- 10/10White Oak ElementaryGrades: PK-5Distance: 5.5 mi
- 7/10Broad Creek Middle SchoolGrades: 6-8Distance: 11.4 mi
- 8/10Croatan High SchoolGrades: 9-12Distance: 9.6 mi
Schools provided by the listing agent
- Elementary: White Oak Elementary
- Middle: Broad Creek
- High: Croatan
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28582
- North Carolina
- Carteret County
- Stella
- 28582
- 240 White Oak Bluff Road







