Jackson Lake Waterfront Deal! Lake life reimagined on this 1 acre GA Power lease lot with panoramic views, big deep water, and unforgetable sunsets. Renovated in 2021 with additional upgrades in 2023 including tankless gas water heater, spray foam insulation, all new windows, and LVP flooring, this home is ready. Just bring your swimsuits and boat! Featuring 3 beds, 2 baths, a stunning kitchen with granite countertops and huge island, open living/dining, a sunroom, carport and two garages (one for boats with a wench!). The property gently slopes to the lake with landscaping, irrigation, firepit, swing, boat ramp, and screened gazebo, plus 190+ feet of seawall. Home is priced for a quick seamless sale. Additional documents are uploaded on GAMLS.
Active
Price cut: $10K (2/18)
$490,000
231 Cardinal Point, Monticello, GA 31064
3beds
1,368sqft
Est.:
Single Family Residence, Residential
Built in 1985
1.09 Acres Lot
$484,100 Zestimate®
$358/sqft
$-- HOA
What's special
Panoramic viewsBoat rampSpray foam insulationTankless gas water heaterScreened gazeboAll new windowsLvp flooring
- 49 days |
- 1,768 |
- 81 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 18, 2026 at 02:32pm
Listing Provided by:
Erica Miles,
Keller Williams Realty Atl Partners 678-808-1300
Source: FMLS GA,MLS#: 7703081
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Sun Room
Primary bedroom
- Features: Master on Main
- Level: Master on Main
Bedroom
- Features: Master on Main
Primary bathroom
- Features: Shower Only
Dining room
- Features: Great Room, Open Concept
Kitchen
- Features: Breakfast Bar, Cabinets White, Eat-in Kitchen, Stone Counters, View to Family Room
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Self Cleaning Oven, Tankless Water Heater, Trash Compactor
- Laundry: In Garage, Main Level, Sink
Features
- High Speed Internet, Recessed Lighting, Smart Home, Walk-In Closet(s)
- Flooring: Ceramic Tile, Luxury Vinyl
- Windows: Insulated Windows, Skylight(s)
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Log
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,368
- Total interior livable area: 1,368 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Carport, Detached, Driveway, Garage, Kitchen Level, Level Driveway, RV Access/Parking
- Garage spaces: 2
- Carport spaces: 2
- Covered spaces: 4
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Rear Porch
- Exterior features: Private Yard, Rain Gutters, Rear Stairs, Storage, Boat Lift, Covered Dock/2 Slips, Deepwater Access Dock, Dock, Boat Ramp
- Pool features: None
- Spa features: None
- Fencing: Front Yard,Wood
- Has view: Yes
- View description: Lake, Rural
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Waterfront, Lake
- Body of water: Jackson - GA
- Frontage length: Waterfrontage Length(190)
Lot
- Size: 1.09 Acres
- Features: Back Yard, Front Yard, Private, Sprinklers In Rear
Details
- Additional structures: Boat House
- Parcel number: 025A 040
- On leased land: Yes
- Special conditions: Notice Of Default
- Other equipment: Irrigation Equipment
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage,Ranch
- Property subtype: Single Family Residence, Residential
Materials
- HardiPlank Type, Spray Foam Insulation
- Foundation: Concrete Perimeter, Pillar/Post/Pier
- Roof: Composition,Ridge Vents,Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1985
Utilities & green energy
- Electric: 110 Volts, 220 Volts in Garage, 220 Volts in Laundry
- Sewer: Septic Tank
- Water: Shared Well
- Utilities for property: Cable Available, Electricity Available, Phone Available, Water Available
Green energy
- Energy efficient items: Windows
- Energy generation: None
Community & HOA
Community
- Features: Boating, Fishing, Lake, Marina, Powered Boats Allowed
- Security: Secured Garage/Parking, Smoke Detector(s)
- Subdivision: Jackson Lake
HOA
- Has HOA: No
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $358/sqft
- Tax assessed value: $267,741
- Annual tax amount: $2,666
- Date on market: 1/16/2026
- Cumulative days on market: 49 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$484,100
$460,000 - $508,000
$1,613/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/18/2026 | Price change | $490,000-2%$358/sqft |
Source:  GAMLS #10674629 Report a problem | ||
| 1/18/2026 | Listed for sale | $500,000+0.6%$365/sqft |
Source: GAMLS #10674629 Report a problem | ||
| 11/30/2021 | Sold | $497,000-4.4%$363/sqft |
Source: Public Record Report a problem | ||
| 11/4/2021 | Pending sale | $520,000$380/sqft |
Source: GAMLS #9059260 Report a problem | ||
| 9/30/2021 | Listed for sale | $520,000+62.5%$380/sqft |
Source: GAMLS #9059260 Report a problem | ||
| 8/27/2020 | Sold | $320,000-1.5%$234/sqft |
Source:  GAMLS #8715741 Report a problem | ||
| 7/7/2020 | Pending sale | $325,000$238/sqft |
Source: Coldwell Banker Bullard Realty #8715741 Report a problem | ||
| 9/20/2019 | Listed for sale | $325,000$238/sqft |
Source: Coldwell Banker Bullard Realty #08623811 Report a problem | ||
| 9/14/2019 | Pending sale | $325,000$238/sqft |
Source: Coldwell Banker Bullard Realty #08623811 Report a problem | ||
| 8/15/2019 | Price change | $325,000-3%$238/sqft |
Source: Coldwell Banker Bullard Realty #08623811 Report a problem | ||
| 7/30/2019 | Price change | $335,000-4.3%$245/sqft |
Source: Coldwell Banker Bullard Realty #08623811 Report a problem | ||
| 6/12/2018 | Price change | $350,000-6.7%$256/sqft |
Source: Hometown Realty Consultants #8323720 Report a problem | ||
| 2/10/2018 | Listed for sale | $375,000+7.1%$274/sqft |
Source: Hometown Realty Consultants #8323720 Report a problem | ||
| 10/30/2017 | Listing removed | $350,000$256/sqft |
Source: Lake Homes Realty #08211852 Report a problem | ||
| 7/18/2017 | Price change | $350,000-1.4%$256/sqft |
Source: Lake Homes Realty #08211852 Report a problem | ||
| 7/9/2017 | Price change | $355,000-5.6%$260/sqft |
Source: Lake Homes Realty LLC #8211852 Report a problem | ||
| 6/22/2017 | Price change | $375,990+0.3%$275/sqft |
Source: Lake Homes Realty LLC #8211852 Report a problem | ||
| 12/16/2016 | Listed for sale | $375,000$274/sqft |
Source: LAKE HOMES REALTY LLC #8108414 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,695 +14.1% | $107,096 +12.5% |
| 2023 | $2,362 -14.1% | $95,216 +2.9% |
| 2022 | $2,749 +30% | $92,576 +48.3% |
| 2021 | $2,114 +23.5% | $62,440 +6.4% |
| 2020 | $1,711 -1.4% | $58,680 +28.8% |
| 2019 | $1,734 -1.9% | $45,560 |
| 2018 | $1,768 +1.9% | $45,560 |
| 2017 | $1,734 -1.9% | $45,560 |
| 2016 | $1,768 | $45,560 +11.4% |
| 2015 | $1,768 +3.9% | $40,880 |
| 2014 | $1,701 | $40,880 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $52,360 |
| 2008 | -- | $52,360 |
| 2007 | -- | $52,360 +4.1% |
| 2006 | -- | $50,280 |
| 2005 | -- | $50,280 |
| 2004 | -- | $50,280 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,658/mo
Principal & interest
$2295
Property taxes
$363
Climate risks
Neighborhood: 31064
Nearby schools
GreatSchools rating
- 5/10Washington Park Elementary SchoolGrades: 3-5Distance: 9.6 mi
- 4/10Jasper County Middle SchoolGrades: 6-8Distance: 10.4 mi
- 6/10Jasper County High SchoolGrades: 9-12Distance: 8.5 mi
Schools provided by the listing agent
- Elementary: Jasper County
- Middle: Jasper County
- High: Jasper County
Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 31064
- Georgia
- Jasper County
- Monticello
- 31064
- 231 Cardinal Point
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