Welcome to this spacious and versatile 6-bedroom, 3 full-bath home situated on nearly half an acre and tucked away at the end of a quiet residential street with no through traffic. With room to spread out and thoughtful updates throughout, this property offers flexibility for multi-generational living, rental income, or guest accommodations. Inside, you’ll find a beautiful blend of original hardwood floors and newer laminate flooring, combining timeless character with modern durability. The main living spaces are warm and inviting, while the generous bedroom count provides endless options for home offices, hobby rooms, or growing households. A standout feature is the attached secondary suite, complete with its own full kitchen, bathroom, and private laundry area — perfect for extended family, guests, or potential income opportunities. Major mechanical updates bring peace of mind, including an HVAC system and water heater that are just 3 years old. Main kitchen appliances have also been updated within the last 3 years. Step outside to enjoy a fully privacy fenced backyard oasis offering plenty of space for gardening, entertaining, or outdoor activities. The detached two-car garage adds convenience and additional storage. The home is located just a short walk from Main Street, Waterloo Elementary School, and the Waterloo Public Library. With its rare bedroom count, secondary suite, updated mechanicals, and prime location, this home delivers space, flexibility, and value all in one. Don't miss out on this fantastic opportunity to own a home combining country charm with all the conveniences of small town living.
Pending
Price increase: $13K (2/27)
$238,000
230 E Chestnut St, Waterloo, IN 46793
6beds
3,608sqft
Est.:
Single Family Residence
Built in 1930
0.44 Acres Lot
$236,900 Zestimate®
$--/sqft
$-- HOA
What's special
Detached two-car garageNearly half an acreOriginal hardwood floorsNewer laminate flooring
- 25 days |
- 466 |
- 44 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: February 26, 2026 at 05:15pm
Listed by:
Beth Koch Cell:260-494-2718,
Coldwell Banker Real Estate Gr
Source: IRMLS,MLS#: 202605830
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Upper
Dining room
- Area: 168
- Dimensions: 12 x 14
Family room
- Area: 260
- Dimensions: 13 x 20
Kitchen
- Area: 210
- Dimensions: 14 x 15
Living room
- Area: 308
- Dimensions: 14 x 22
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Refrigerator, Electric Range, Gas Range, Electric Water Heater
Features
- Basement: Partial,Unfinished,Concrete
- Attic: Pull Down Stairs
- Has fireplace: No
Interior area
- Total structure area: 4,560
- Total interior livable area: 3,608 sqft
- Finished area above ground: 3,608
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Fire Pit
- Fencing: Full,Privacy
Lot
- Size: 0.44 Acres
- Dimensions: 112X175
- Features: Level
Details
- Additional parcels included: 1706-03-379-013.000-008
- Parcel number: 170603379012.000008
- Other equipment: Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
Condition
- New construction: No
- Year built: 1930
Utilities & green energy
- Sewer: City
- Water: City
Community & HOA
Community
- Subdivision: None
Location
- Region: Waterloo
Financial & listing details
- Tax assessed value: $168,000
- Annual tax amount: $1,803
- Date on market: 2/24/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
$236,900
$225,000 - $249,000
$2,399/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/27/2026 | Pending sale | $238,000+5.8% |
Source: | ||
| 2/24/2026 | Listed for sale | $225,000+7.1% |
Source: | ||
| 5/19/2025 | Sold | $210,000-16% |
Source: | ||
| 9/30/2024 | Listing removed | $250,000 |
Source: | ||
| 9/16/2024 | Price change | $250,000-2% |
Source: | ||
| 8/19/2024 | Listed for sale | $255,000 |
Source: | ||
| 8/19/2024 | Listing removed | $255,000 |
Source: | ||
| 7/24/2024 | Price change | $255,000-3.4% |
Source: | ||
| 7/15/2024 | Price change | $264,000-1.1% |
Source: | ||
| 7/2/2024 | Price change | $267,000-1.1% |
Source: | ||
| 6/13/2024 | Listed for sale | $270,000+157.1% |
Source: | ||
| 12/13/2016 | Sold | $105,000-4.5% |
Source: | ||
| 11/8/2016 | Listed for sale | $109,900$30/sqft |
Source: Mike Thomas Associates, Inc. #201644011 Report a problem | ||
| 11/8/2016 | Pending sale | $109,900$30/sqft |
Source: Mike Thomas Associates, Inc. #201644011 Report a problem | ||
| 9/21/2016 | Listed for sale | $109,900+99.8%$30/sqft |
Source: Mike Thomas Associates, Inc. #201644011 Report a problem | ||
| 4/18/2008 | Sold | $55,000-44.6% |
Source: | ||
| 1/10/2008 | Sold | $99,354+65.6%$28/sqft |
Source: Public Record Report a problem | ||
| 6/28/2005 | Sold | $60,000-19.9%$17/sqft |
Source: Public Record Report a problem | ||
| 10/10/1996 | Sold | $74,900$21/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,155 -9.7% | $142,700 +6.3% |
| 2023 | $1,279 +5% | $134,300 +3.6% |
| 2022 | $1,218 +12.5% | $129,600 +4.5% |
| 2021 | $1,082 +24.9% | $124,000 +3.6% |
| 2020 | $867 -1.9% | $119,700 +17.8% |
| 2019 | $884 -4.1% | $101,600 -0.1% |
| 2018 | $922 -15.1% | $101,700 -2.4% |
| 2017 | $1,086 +104.7% | $104,200 -9.1% |
| 2016 | $530 -11.9% | $114,600 +38.1% |
| 2014 | $602 +11% | $83,000 -1.8% |
| 2013 | $542 -22.8% | $84,500 -9.2% |
| 2012 | $702 -33.5% | $93,100 -18.5% |
| 2011 | $1,056 +12.9% | $114,200 |
| 2010 | $935 +7.4% | $114,200 |
| 2009 | $871 +47.6% | $114,200 +2.6% |
| 2007 | $590 -76.4% | $111,300 +1.2% |
| 2006 | $2,500 | $110,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,352/mo
Principal & interest
$1227
Property taxes
$125
More affordability tools
Climate risks
Neighborhood: 46793
Nearby schools
GreatSchools rating
- 4/10Waterloo Elementary SchoolGrades: PK-5Distance: 0.1 mi
- 7/10Dekalb Middle SchoolGrades: 6-8Distance: 1.7 mi
- 7/10Dekalb High SchoolGrades: 9-12Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: Waterloo
- Middle: Dekalb
- High: Dekalb
- District: Dekalb Central United
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 46793
- Indiana
- De Kalb County
- Waterloo
- 46793
- 230 E Chestnut St




