227 N Moore St, Waterloo, IL 62298

This well-maintained story-and-a-half historic home offers timeless character, thoughtful improvements, and a rare oversized city lot of approximately 1/3 acre with no homes behind it, providing privacy seldom found in town. Inside, you’ll find three bedrooms, including one on the main level and two spacious upstairs bedrooms featuring original tongue-and-groove wood paneling and charming nooks that would be ideal for future walk-in closets, sitting areas, or children’s play spaces. The main level includes an eat-in kitchen, living room, the primary bedroom, a small office area with closet, a separate laundry room with half bath, and a three-quarter bath featuring a walk-in shower. Both the laundry/half bath and bathroom were added in 2017. While the kitchen and living room could benefit from cosmetic updates, the home has been exceptionally cared for and offers an excellent opportunity to build equity. Comfort is provided by hot water radiator heat, with a boiler that has been routinely serviced. The heat has been piped to the upper level with individual radiators in each room. A window air conditioner efficiently cools the main level; upstairs cooling would require additional window units, as there is no central ductwork. Major improvements include vinyl siding and replacement windows (1992), a metal roof replaced on both the home and detached garage (2014), and a covered front porch with composite decking (2017). The washer and dryer (2017) stay with the home. Kitchen appliances include a refrigerator (2012), stove (2021), and countertop microwave (2018). Outside, the property features a two-car detached garage with an additional storage room, newer garage doors (2017), and a composite utility/storage door added in 2025. The expansive level yard offers privacy, space to garden or entertain, and no houses behind the property. Conveniently located with easy highway access for commuting to the St. Louis metro area, this home is an excellent starter home or downsizing option for buyers who appreciate character, solid mechanicals, and a property that has been lovingly maintained. Sellers have indicated they may leave select antique furnishings located in the bedrooms upstairs, offering a unique bonus for the next owner. A wonderful opportunity to own a historic home with great bones, rare lot size, and room to make it your own.