Breathtaking property in Cottage Park (community pool and clubhouse) at Lake James, NC. This stylishly remodeled home sits on a private 2.53-acre lot with a creek along the back of the property. Featuring 5 bedrooms, 4 full baths, 2 half baths, a bonus room, office, and a finished basement with second living quarters, this home offers exceptional space and versatility.
Upon entry, you’re welcomed by an open-concept kitchen, dining, and living area highlighted by soaring 25-foot ceilings and a stunning stone fireplace. The dream kitchen is equipped with new commercial-grade appliances, custom Omega cabinetry, Cambria quartz countertops, a spacious island, pantry, and an expansive Trex deck that is fully covered and perfect for entertaining.
The main-level primary suite features a luxurious private bath with a custom tiled shower, clawfoot tub, dual vanity, and a private water closet complete with a heated TOTO bidet.
Upstairs offers a bonus room, two bedrooms, and two beautifully remodeled bathrooms. The daylight basement is ideal for entertaining or accommodating guests, featuring wine storage, a remodeled kitchenette, full bath, bedroom, second living area, and a poured patio with hot tub access.
Enjoy the backyard oasis with a custom fire pit and charming tree/playhouse.
Ask for the complete features list — this exceptional home truly has it all.
Active
Price cut: $89K (3/12)
$1,099,999
2243 Cottage Park Rd, Morganton, NC 28655
5beds
4,485sqft
Est.:
Single Family Residence
Built in 2013
2.53 Acres Lot
$1,056,900 Zestimate®
$245/sqft
$92/mo HOA
What's special
Bonus roomDream kitchenCustom tiled showerSpacious islandNew commercial-grade appliancesMain-level primary suiteDual vanity
- 13 days |
- 1,488 |
- 46 |
Zillow last checked: 7 hours ago
Listing updated: March 12, 2026 at 09:46am
Listing Provided by:
Christie Leonard ChristieLeonardHomes@gmail.com,
WNC Real Estate at Lake James
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4350955
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Basement
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Basement
Other
- Level: Basement
Bonus room
- Level: Upper
Dining area
- Level: Main
Family room
- Level: Basement
Other
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Office
- Level: Basement
Heating
- Heat Pump, Propane, Other
Cooling
- Ceiling Fan(s), Zoned
Appliances
- Included: Bar Fridge, Dishwasher, Dryer, Exhaust Hood, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven, Tankless Water Heater, Washer
- Laundry: Inside, Main Level, Sink
Features
- Breakfast Bar, Built-in Features, Drop Zone, Hot Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Other - See Remarks, Total Primary Heated Living Area: 3085
- Flooring: Tile, Vinyl, Wood
- Doors: Pocket Doors, Sliding Doors
- Windows: Window Treatments
- Basement: Daylight,Finished,Interior Entry,Walk-Out Access
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 3,085
- Total interior livable area: 4,485 sqft
- Finished area above ground: 3,085
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Keypad Entry, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Covered, Deck, Patio
- Exterior features: Fire Pit, Other - See Remarks
- Pool features: Community
- Has spa: Yes
- Spa features: Heated, Interior Hot Tub
- On waterfront: Yes
- Waterfront features: Other - See Remarks, Creek, Creek/Stream
- Body of water: Lake James
Lot
- Size: 2.53 Acres
- Features: Private, Wooded
Living quarters
- Secondary living space: 1400 sqft
Details
- Parcel number: 1763078833
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Stone Veneer, Wood
Condition
- New construction: No
- Year built: 2013
Utilities & green energy
- Sewer: Septic Installed
- Water: City
- Utilities for property: Cable Available, Electricity Connected, Propane
Community & HOA
Community
- Features: Boat Storage, Clubhouse, Gated, RV Storage
- Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
- Subdivision: Cottage Park
HOA
- Has HOA: Yes
- HOA fee: $1,100 annually
- HOA name: Cathleen Adkins
- HOA phone: 828-439-8835
Location
- Region: Morganton
Financial & listing details
- Price per square foot: $245/sqft
- Tax assessed value: $803,788
- Annual tax amount: $6,605
- Date on market: 2/28/2026
- Cumulative days on market: 13 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$1,056,900
$1.00M - $1.11M
$4,376/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/12/2026 | Price change | $1,099,999-7.5%$245/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4350955 Report a problem | ||
| 2/28/2026 | Listed for sale | $1,189,000-0.8%$265/sqft |
Source: Canopy MLS as distributed by MLS GRID #4350955 Report a problem | ||
| 10/31/2025 | Listing removed | $1,199,000$267/sqft |
Source: Canopy MLS as distributed by MLS GRID #4261017 Report a problem | ||
| 8/7/2025 | Price change | $1,199,000-4.1%$267/sqft |
Source: Canopy MLS as distributed by MLS GRID #4261017 Report a problem | ||
| 7/14/2025 | Price change | $1,249,999-3.8%$279/sqft |
Source: Canopy MLS as distributed by MLS GRID #4261017 Report a problem | ||
| 6/27/2025 | Listed for sale | $1,299,999+13%$290/sqft |
Source: Canopy MLS as distributed by MLS GRID #4261017 Report a problem | ||
| 4/19/2024 | Sold | $1,150,000-8%$256/sqft |
Source: Canopy MLS as distributed by MLS GRID #4102308 Report a problem | ||
| 3/5/2024 | Price change | $1,249,999-7.4%$279/sqft |
Source: Canopy MLS as distributed by MLS GRID #4102308 Report a problem | ||
| 3/2/2024 | Listed for sale | $1,349,999+74.2%$301/sqft |
Source: Canopy MLS as distributed by MLS GRID #4102308 Report a problem | ||
| 3/16/2022 | Sold | $775,000+72.2%$173/sqft |
Source: Canopy MLS as distributed by MLS GRID #3842123 Report a problem | ||
| 9/27/2018 | Sold | $450,000-10%$100/sqft |
Source: Canopy MLS as distributed by MLS GRID #19503 Report a problem | ||
| 4/2/2018 | Listed for sale | $499,900+488.1%$111/sqft |
Source: Lake James Real Estate, Inc. #31839 Report a problem | ||
| 2/27/2009 | Sold | $85,000$19/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,605 +24.6% | $803,788 |
| 2024 | $5,300 +2% | $803,788 +3.9% |
| 2023 | $5,194 +43.6% | $773,569 +74% |
| 2022 | $3,617 +0.2% | $444,684 |
| 2021 | $3,611 +0.1% | $444,684 |
| 2020 | $3,607 +3336.1% | $444,684 |
| 2019 | $105 -96.9% | $444,684 +4.1% |
| 2018 | $3,383 | $427,253 |
| 2017 | -- | -- |
| 2016 | $2,766 -1.5% | $355,348 |
| 2015 | $2,808 | $355,348 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,020/mo
Principal & interest
$5332
Property taxes
$596
HOA Fees
$92
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Climate risks
Neighborhood: 28655
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 6/10Glen Alpine ElementaryGrades: PK-5Distance: 3.1 mi
- 6/10Table Rock MiddleGrades: 6-8Distance: 3.4 mi
- 5/10Freedom HighGrades: 9-12Distance: 6.2 mi
Schools provided by the listing agent
- Elementary: Glen Alpine
- Middle: Table Rock
- High: Freedom
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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