Skip main navigation
Under contract-show
  • $435,000

    223 Howe St, Belmont, NC 28012

    3beds
    1,515sqft
    : 
    Single Family Residence
    Built in 2000
    0.24 Acres Lot
    $434,500 Zestimate®
    $287/sqft
    $16/mo HOA

    What's special

    Rolling islandExpansive deckTiled showerFlat fenced backyardLight-filled living spaceScreened-in porchPantry for extra storage
    Tucked away just minutes from downtown Belmont, this beautifully updated 3-bedroom, 2.5-bath home offers the perfect blend of charm, privacy, and everyday functionality. Step inside to a light-filled living space that flows seamlessly into the dining area and updated kitchen, complete with tile backsplash, stainless steel appliances, a rolling island, and pantry for extra storage. Upstairs, the spacious primary suite features a walk-in closet and a beautifully refreshed bath with dual vanities, quartz countertops, and a tiled shower. Secondary bathrooms have been thoughtfully updated, and the nursery adds a special touch with classic wainscoting detail. Out back is where this home truly shines — a screened-in porch and expansive deck overlook mature trees and walking trails, creating a peaceful, private setting that’s perfect for morning coffee or weekend gatherings. The flat, fenced backyard offers plenty of space to relax, play, or entertain. Move-in ready and backing to greenspace for added privacy, this home combines style, comfort, and location - you don't want to miss this one!
    32 days
    |
    527
    |
    21
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 13, 2026 at 06:34am

    Listing Provided by:

    Lauren Harris 703-927-3150,

    EXP Realty LLC Ballantyne,

    Preston Harris,

    EXP Realty LLC Ballantyne

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4353226MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Upper
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Oven, Gas Range, Microwave, Refrigerator, Washer/Dryer
      • Laundry: Laundry Closet, Main Level
      Features
      • Pantry
      • Has basement: No
      Interior area
      • Total structure area: 1,515
      • Total interior livable area: 1,515 sqft
      • Finished area above ground: 1,515
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Rear Porch, Screened
      Lot
      • Size: 0.24 Acres
      Details
      • Parcel number: 126104
      • Zoning: R2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2000

      Utilities & green energy

      • Sewer: Public Sewer, County Sewer
      • Water: City

      Community & HOA

      Community
      • Features: Walking Trails
      • Subdivision: Adams Bluff
      HOA
      • Has HOA: Yes
      • HOA fee: $190 annually
      • HOA name: Adam's Bluff HOA
      Location
      • Region: Belmont

      Financial & listing details

      • Price per square foot: $287/sqft
      • Tax assessed value: $330,020
      • Annual tax amount: $3,478
      • Date on market: 3/6/2026
      • Cumulative days on market: 31 days
      • Road surface type: Concrete, Paved
      Get pre-qualifiedBe ready to make an offer.
      Connect with an agentGet info on this home, tour, and more.
      Calculate monthly paymentSee if you can afford this home.

        Estimated market value

        $434,500

        $413,000 - $456,000

        $2,089/mo

        Price history

        Price history
        DateEventPrice
        3/12/2026Contingent$435,000$287/sqft
        Source: eXp Realty #4353226 Report a problem
        3/6/2026Listed for sale$435,000+13%$287/sqft
        Source: Canopy MLS as distributed by MLS GRID #4353226 Report a problem
        10/11/2023Sold$385,000+1.6%$254/sqft
        Source: Canopy MLS as distributed by MLS GRID #4061967 Report a problem
        8/27/2023Pending sale$379,000$250/sqft
        Source: Canopy MLS as distributed by MLS GRID #4061967 Report a problem
        8/24/2023Listed for sale$379,000+61.3%$250/sqft
        Source: Canopy MLS as distributed by MLS GRID #4061967 Report a problem
        3/15/2019Sold$235,000$155/sqft
        Source: Canopy MLS as distributed by MLS GRID #3463041 Report a problem
        3/2/2019Pending sale$235,000$155/sqft
        Source: LKI Realty LLC #3463041 Report a problem
        2/27/2019Listed for sale$235,000$155/sqft
        Source: LKI Realty LLC #3463041 Report a problem
        1/17/2019Pending sale$235,000$155/sqft
        Source: LKI Realty LLC #3463041 Report a problem
        1/17/2019Listed for sale$235,000+62.9%$155/sqft
        Source: LKI Realty LLC #3463041 Report a problem
        8/7/2014Sold$144,300-9.8%$95/sqft
        Source: Canopy MLS as distributed by MLS GRID #3008124 Report a problem
        5/22/2014Listed for sale$159,900+19.3%$106/sqft
        Source: RE/MAX EXECUTIVE REALTY #3008124 Report a problem
        6/24/2005Sold$134,000$88/sqft
        Source: Public Record Report a problem
        5/28/2004Sold$134,000+11.7%$88/sqft
        Source: Public Record Report a problem
        12/22/2000Sold$120,000$79/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$3,478 $330,020
        2024$3,478 -1%$330,020
        2023$3,515 +37%$330,020 +67.8%
        2022$2,566 -3%$196,640
        2021$2,645 $196,640
        2020$2,645 -0.7%$196,640
        2019$2,664 +41.7%$196,640 +44.8%
        2018$1,881 +3%$135,777
        2017$1,826 $135,777
        2016$1,826 $135,777 -2.1%
        2014$1,826 $138,667
        2012-- $138,667
        2011-- $138,667
        2010-- $138,667
        2009-- $138,667
        2008-- $138,667 +10.7%
        2007-- $125,300
        2006-- $125,300
        2005-- $125,300
        2004-- $125,300
        2003-- $125,300 -1.5%
        2002-- $127,200 +33.1%
        2001-- $95,570

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,450/mo
        Principal & interest
        $2126
        Property taxes
        $308
        HOA Fees
        $16
        More affordability tools

          Climate risks

          Neighborhood: 28012

          Getting around

          34 / 100
          Car-Dependent
          27 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Belmont Central
          • Middle: Belmont
          • High: South Point (NC)

          Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          Local experts in 28012

          Similar homes

          Skip to the end of the carouselSkip to the beginning of the carousel