Immaculate 3BR/3BA cottage with a brand new roof in 2026, can be found in desirable Holly Forest 6 and offers flexible living as a full-time home, vacation retreat, or rental property. The main level includes three bedrooms, two full baths, laundry, and an open-concept layout with a bright, clean interior. Updates include reclaimed beam ceilings, renovated kitchen and baths, and a covered back deck with a gas fireplace. The finished lower level with full bath and laundry provides flexible space for guests, home office, gym, or media room—accessible from interior stairs or separate outdoor entrance. Two-car garage with workshop area. Peaceful backyard with seasonal Toxaway Mountain views. Easy paved access (no steep climbs), excellent cell service, and high-speed fiber internet. Located approx. 12 min to Cashiers, 20 min to Lake Glenville, and 35 min to Highlands. Includes full Sapphire Valley Resort amenities: lakes, trails, pool, fitness, and more. Excellent opportunity to own on the plateau.
Under contract
$599,000
2178 Black Oak Drive, Sapphire, NC 28774
3beds
--sqft
Single Family Residence
Built in 2008
0.61 Acres Lot
$574,300 Zestimate®
$--/sqft
$-- HOA
What's special
Reclaimed beam ceilingsBright clean interiorBrand new roofOpen-concept layoutRenovated kitchen and baths
- 318 days |
- 161 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Shepard King,
Keller Williams Great Smokies,
Sarah Strawn,
Keller Williams Great Smokies
Source: HCMLS,MLS#: 1001518Originating MLS: Highlands Cashiers Board of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bathroom 1
- Level: Main
Bathroom 2
- Level: Main
Bathroom 3
- Level: Lower
Bathroom 3
- Level: Main
Bonus room
- Level: Lower
Kitchen
- Level: Main
Laundry
- Level: Main
Laundry
- Level: Lower
Living room
- Level: Main
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dryer, Washer/Dryer Stacked, Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
- Laundry: In Basement, Main Level, Stacked
Features
- Beamed Ceilings, Cathedral Ceiling(s), Coffered Ceiling(s)
- Flooring: Wood
- Basement: Exterior Entry,Finished,Heated,Interior Entry,Concrete,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas, Outside
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Basement, Garage
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch
- Exterior features: Garden, Private Yard, Barbecue
- Pool features: Community
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: None, Deeded Access
Lot
- Size: 0.61 Acres
- Features: Landscaped, Wooded, Level, Rolling Slope
- Topography: Level,Rolling
Details
- Parcel number: 8502422140
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage,Traditional
- Property subtype: Single Family Residence
Materials
- Foundation: Block
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Septic Tank
- Water: Community/Coop
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Fishing, Golf, Lake, Other, Park, Pool, Water Access
- Subdivision: Holly Forest
HOA
- Has HOA: Yes
- HOA name: Sapphire Valley Master Association
- Second HOA name: Holly Forest Hoa
Location
- Region: Sapphire
Financial & listing details
- Tax assessed value: $558,997
- Annual tax amount: $1,394
- Date on market: 7/30/2025
- Cumulative days on market: 319 days
- Road surface type: Asphalt
Estimated market value
$574,300
$546,000 - $603,000
$2,295/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/11/2026 | Contingent | $599,000 |
Source: HCMLS #1001518 Report a problem | ||
| 3/11/2026 | Listed for sale | $599,000 |
Source: HCMLS #1001518 Report a problem | ||
| 3/7/2026 | Contingent | $599,000 |
Source: HCMLS #1001518 Report a problem | ||
| 3/5/2026 | Price change | $599,000-7.7% |
Source: HCMLS #1001518 Report a problem | ||
| 11/25/2025 | Price change | $649,000-7.2% |
Source: HCMLS #1001518 Report a problem | ||
| 10/31/2025 | Listed for sale | $699,000 |
Source: HCMLS #1001518 Report a problem | ||
| 10/13/2025 | Contingent | $699,000 |
Source: HCMLS #1001518 Report a problem | ||
| 9/19/2025 | Price change | $699,000-12.5% |
Source: HCMLS #1001518 Report a problem | ||
| 7/30/2025 | Listed for sale | $799,000+46.6% |
Source: HCMLS #1001518 Report a problem | ||
| 9/22/2022 | Sold | $545,000-7.5% |
Source: HCMLS #100662 Report a problem | ||
| 8/30/2022 | Pending sale | $589,000 |
Source: HCMLS #100662 Report a problem | ||
| 8/25/2022 | Listed for sale | $589,000+1078% |
Source: HCMLS #100662 Report a problem | ||
| 11/10/2021 | Sold | $50,000-82.7% |
Source: Public Record Report a problem | ||
| 6/26/2019 | Sold | $289,000-3.3% |
Source: HCMLS #90969 Report a problem | ||
| 5/28/2019 | Pending sale | $299,000 |
Source: SILVER CREEK REAL ESTATE GROUP, INC. #90969 Report a problem | ||
| 5/21/2019 | Price change | $299,000-9.1% |
Source: SILVER CREEK REAL ESTATE GROUP, INC. #90969 Report a problem | ||
| 5/14/2018 | Listed for sale | $329,000 |
Source: SILVER CREEK REAL ESTATE GROUP, INC. #88348 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,993 +42.9% | $558,997 +80.2% |
| 2024 | $1,395 | $310,150 |
| 2023 | $1,395 | $310,150 |
| 2022 | $1,395 +6.9% | $310,150 |
| 2021 | $1,305 -0.8% | $310,150 +1.6% |
| 2020 | $1,315 | $305,280 |
| 2019 | $1,315 | $305,280 |
| 2018 | $1,315 | $305,280 |
| 2017 | $1,315 +2.4% | $305,280 |
| 2015 | $1,285 -4.2% | $305,280 -27.6% |
| 2011 | $1,341 | $421,710 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28774
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10Blue Ridge SchoolGrades: PK-6Distance: 6.9 mi
- 4/10Blue Ridge Virtual Early CollegeGrades: 7-12Distance: 6.9 mi
- 7/10Jackson County Early CollegeGrades: 9-12Distance: 19.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Jackson County
- Sapphire
- 28774
- 2178 Black Oak Drive
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