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  • Price cut: $14K (3/4)
    $445,000

    217 W Frontier St, Payson, AZ 85541

    2beds
    2,060sqft
    : 
    Single Family Residence
    Built in 1957
    6,534 Square Feet Lot
    $433,100 Zestimate®
    $216/sqft
    $-- HOA

    What's special

    Rv parkingCozy wood-burning stoveRecessed dimmable lightingFresh neutral paintTextured ceilingsUpdated doors and hardwareFour gates
    Can you believe that this GREAT place is now ONLY $445k??!! 🏡💼 C1 ZONED - LIVE + WORK IN ONE AMAZING PROPERTY! Located in the heart of the Town of Payson, this beautifully updated property isn't just a home... It's an opportunity. Zoned C1 (Commercial One / Neighborhood Commercial), this property gives you something rare: ✨ You can LIVE here ✨ You can WORK here ✨ You can potentially do BOTH at the same time C1 zoning allows for a variety of neighborhood-oriented commercial and service uses, while also permitting residential living. That means this could be: • A full-time single-family residence • A multi-generational living setup • A live/work business location • A professional office • A boutique or studio • A service-based business • A creative space • A short- or long-term rental opportunity (Buyer to verify permitted uses with the Town of Payson.) This is the perfect setup for entrepreneurs, remote professionals, creatives, investors, or anyone who wants flexibility built into their property. 🏡 The Main Home Extensively upgraded and move-in ready, the main residence features: ✔ Updated kitchen with stainless steel appliance package ✔ Samsung Beverage Door refrigerator ✔ Samsung electric range ✔ Whirlpool built-in microwave ✔ Flotile in-sink dishwasher ✔ Hotpoint washer & dryer Beautiful wood cabinetry, upgraded countertops, tile backsplashes, under-cabinet lighting, pull-out shelving, and a remodeled walk-in pantry complete the space. Fresh neutral paint, recessed dimmable lighting, upgraded fixtures, updated doors and hardware, textured ceilings, and a custom pine + wrought iron stair banister elevate the entire interior. Upstairs? Two spacious primary suites, each with its own private bath. Downstairs? A convenient half bath for guests or clients. Bathrooms feature tiled showers with decorative rock accents, creating a spa-like ambiance. Throughout the property: • 18' tile flooring • Plantation shutters • Central heating & cooling • Durable metal roof • Cozy wood-burning stove 🏡 Detached Guest Cottage (181 sq ft!) Fully remodeled and absolutely charming. Includes: • Kitchenette with sink • Half bath • 18' tile flooring • Designer wallpaper & wainscoting • New vanity & wall heater • Fresh paint Use it as: ✨ Private office ✨ Rental space ✨ Creative studio ✨ Client meeting room ✨ Multi-generational living ✨ She-shed / man cave / hobby space The flexibility is unreal. 🌿 Outdoor Features • Large covered patio with new wood platform step • Fully fenced yard with new wood & pipe fencing • FOUR gates • RV parking • Upgraded storage shed with shelving & concrete floor • Rock pathways, landscaping & designer overhangs And the LOCATION...Great WALKABILITY! Walk to restaurants. Walk to the theater. Walk to the post office. Leave your car at home. This is more than a home -- it's a strategic property. With C1 zoning in the Town of Payson, you're not boxed into one use. You're investing in flexibility, opportunity, and long-term potential. Live in it. Run your business from it. Rent part of it. Create from it. Properties like this don't come along often. 📍 C1 Zoning 🏡 Updated Home + Guest Cottage 🚫 No HOA 💼 Live/Work Ready 🔥 Recently Reduced This one is a must-see!!
    76 days
    |
    1,037
    |
    31
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    Zillow last checked: 7 hours ago

    Listing updated: March 04, 2026 at 07:35am

    Listed by:

    Barb Holtzen,

    West USA Realty

    Source: CAAR,MLS#: 93259MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 4
      • 3/4 bathrooms: 2
      • 1/2 bathrooms: 2
      Rooms
      • Room types: Potential Bedroom, Family Room, In Law Quarters
      Heating
      • Electric, Heat Pump, Propane
      Cooling
      • Central Air, Heat Pump, Ceiling Fan(s)
      Appliances
      • Included: Dryer, Washer
      Features
      • Living-Dining Combo, Kitchen-Dining Combo, Vaulted Ceiling(s), Pantry, Walk In Pantry, In-Law Floorplan, Kitchen Island
      • Flooring: Tile, Concrete
      • Windows: Double Pane Windows
      • Has basement: No
      Interior area
      • Total structure area: 2,060
      • Total interior livable area: 2,060 sqft

      Property

      Parking
      • Parking features: No Garage
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch, Covered
      • Exterior features: Storage, Drip System, Fire Pit
      • Fencing: Wood
      Lot
      • Size: 6,534 Square Feet
      • Features: Landscaped
      Details
      • Additional structures: Workshop, Guest House, Guest Quarters, Storage/Utility Shed
      • Parcel number: 3041623B
      • Zoning: C1/RES

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story,Cottage
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame, Wood Siding
      • Roof: Metal
      Condition
      • Year built: 1957

      Utilities & green energy

      • Water: In Payson City Limits

      Community & HOA

      Community
      • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
      • Subdivision: Payson Heights
      Location
      • Region: Payson

      Financial & listing details

      • Price per square foot: $216/sqft
      • Tax assessed value: $289,378
      • Annual tax amount: $1,553
      • Date on market: 1/3/2026
      • Listing terms: Cash,Conventional,Submit
      • Road surface type: Asphalt
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        Estimated market value

        $433,100

        $411,000 - $455,000

        $2,504/mo

        Price history

        Price history
        DateEventPrice
        3/4/2026Price change$445,000-3.1%$216/sqft
        Source: CAAR #93259 Report a problem
        2/3/2026Price change$459,000-5.4%$223/sqft
        Source: CAAR #93259 Report a problem
        1/3/2026Listed for sale$485,000+61.7%$235/sqft
        Source: CAAR #93259 Report a problem
        6/25/2025Sold$299,999$146/sqft
        Source: ARMLS #6870278 Report a problem
        6/23/2025Pending sale$299,999$146/sqft
        Source: ARMLS #6870278 Report a problem
        6/23/2025Listed for sale$299,999$146/sqft
        Source: ARMLS #6870278 Report a problem
        6/11/2025Pending sale$299,999$146/sqft
        Source: ARMLS #6870278 Report a problem
        6/11/2025Listed for sale$299,999$146/sqft
        Source: ARMLS #6870278 Report a problem
        6/1/2025Pending sale$299,999$146/sqft
        Source: ARMLS #6870278 Report a problem
        5/23/2025Listed for sale$299,999+167.9%$146/sqft
        Source: ARMLS #6870278 Report a problem
        1/24/2014Sold$112,000-6.6%$54/sqft
        Source: WMAOR #120408 Report a problem
        12/7/2013Price change$119,900-7.7%$58/sqft
        Source: ARIZONA RESOURCE REALTY #120408 Report a problem
        11/20/2013Listed for sale$129,900-10.4%$63/sqft
        Source: Arizona Resource Realty #4951813 Report a problem
        10/9/2013Listing removed$144,900$70/sqft
        Source: ARIZONA RESOURCE REALTY #118296 Report a problem
        8/22/2013Price change$144,900-3.3%$70/sqft
        Source: ARIZONA RESOURCE REALTY #118296 Report a problem
        7/21/2013Price change$149,900-9.4%$73/sqft
        Source: ARIZONA RESOURCE REALTY #118296 Report a problem
        6/14/2013Price change$165,500-4.6%$80/sqft
        Source: Homepath Report a problem
        1/30/2013Listed for sale$173,500+0.6%$84/sqft
        Source: Keller Williams Arizona Realty #65843 Report a problem
        1/27/2006Sold$172,500$84/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$1,304 +3.6%$28,937 +3.3%
        2024$1,259 +3.4%$28,020
        2023$1,217 +6.3%--
        2022$1,144 +4.5%--
        2021$1,094 +10.3%--
        2019$992 +7.5%--
        2018$923 +3%--
        2017$896 --
        2016$896 +3.4%--
        2015$866 --
        2014-- --
        2013-- $7,968 -29.2%
        2011-- $11,247 -26.7%
        2010-- $15,339
        2009-- --
        2008$1,098 --
        2007-- --
        2005-- --
        2004-- --
        2003-- --
        2002-- --

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,394/mo
        Principal & interest
        $2194
        Property taxes
        $200
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          Climate risks

          Neighborhood: 85541

          Getting around

          71 / 100
          Very Walkable
          31 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 85541

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