Can you believe that this GREAT place is now ONLY $445k??!!
🏡💼 C1 ZONED - LIVE + WORK IN ONE AMAZING PROPERTY!
Located in the heart of the Town of Payson, this beautifully updated property isn't just a home... It's an opportunity.
Zoned C1 (Commercial One / Neighborhood Commercial), this property gives you something rare:
✨ You can LIVE here
✨ You can WORK here
✨ You can potentially do BOTH at the same time
C1 zoning allows for a variety of neighborhood-oriented commercial and service uses, while also permitting residential living. That means this could be:
• A full-time single-family residence
• A multi-generational living setup
• A live/work business location
• A professional office
• A boutique or studio
• A service-based business
• A creative space
• A short- or long-term rental opportunity
(Buyer to verify permitted uses with the Town of Payson.)
This is the perfect setup for entrepreneurs, remote professionals, creatives, investors, or anyone who wants flexibility built into their property.
🏡 The Main Home
Extensively upgraded and move-in ready, the main residence features:
✔ Updated kitchen with stainless steel appliance package
✔ Samsung Beverage Door refrigerator
✔ Samsung electric range
✔ Whirlpool built-in microwave
✔ Flotile in-sink dishwasher
✔ Hotpoint washer & dryer
Beautiful wood cabinetry, upgraded countertops, tile backsplashes, under-cabinet lighting, pull-out shelving, and a remodeled walk-in pantry complete the space.
Fresh neutral paint, recessed dimmable lighting, upgraded fixtures, updated doors and hardware, textured ceilings, and a custom pine + wrought iron stair banister elevate the entire interior.
Upstairs? Two spacious primary suites, each with its own private bath.
Downstairs? A convenient half bath for guests or clients.
Bathrooms feature tiled showers with decorative rock accents, creating a spa-like ambiance.
Throughout the property:
• 18' tile flooring
• Plantation shutters
• Central heating & cooling
• Durable metal roof
• Cozy wood-burning stove
🏡 Detached Guest Cottage (181 sq ft!)
Fully remodeled and absolutely charming.
Includes:
• Kitchenette with sink
• Half bath
• 18' tile flooring
• Designer wallpaper & wainscoting
• New vanity & wall heater
• Fresh paint
Use it as:
✨ Private office
✨ Rental space
✨ Creative studio
✨ Client meeting room
✨ Multi-generational living
✨ She-shed / man cave / hobby space
The flexibility is unreal.
🌿 Outdoor Features
• Large covered patio with new wood platform step
• Fully fenced yard with new wood & pipe fencing
• FOUR gates
• RV parking
• Upgraded storage shed with shelving & concrete floor
• Rock pathways, landscaping & designer overhangs
And the LOCATION...Great WALKABILITY!
Walk to restaurants.
Walk to the theater.
Walk to the post office.
Leave your car at home.
This is more than a home -- it's a strategic property.
With C1 zoning in the Town of Payson, you're not boxed into one use. You're investing in flexibility, opportunity, and long-term potential.
Live in it.
Run your business from it.
Rent part of it.
Create from it.
Properties like this don't come along often.
📍 C1 Zoning
🏡 Updated Home + Guest Cottage
🚫 No HOA
💼 Live/Work Ready
🔥 Recently Reduced
This one is a must-see!!
Active
Price cut: $14K (3/4)
$445,000
217 W Frontier St, Payson, AZ 85541
2beds
2,060sqft
Est.:
Single Family Residence
Built in 1957
6,534 Square Feet Lot
$433,100 Zestimate®
$216/sqft
$-- HOA
What's special
Rv parkingCozy wood-burning stoveRecessed dimmable lightingFresh neutral paintTextured ceilingsUpdated doors and hardwareFour gates
- 76 days |
- 1,037 |
- 31 |
Zillow last checked: 7 hours ago
Listing updated: March 04, 2026 at 07:35am
Listed by:
Barb Holtzen,
West USA Realty
Source: CAAR,MLS#: 93259
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 4
- 3/4 bathrooms: 2
- 1/2 bathrooms: 2
Rooms
- Room types: Potential Bedroom, Family Room, In Law Quarters
Heating
- Electric, Heat Pump, Propane
Cooling
- Central Air, Heat Pump, Ceiling Fan(s)
Appliances
- Included: Dryer, Washer
Features
- Living-Dining Combo, Kitchen-Dining Combo, Vaulted Ceiling(s), Pantry, Walk In Pantry, In-Law Floorplan, Kitchen Island
- Flooring: Tile, Concrete
- Windows: Double Pane Windows
- Has basement: No
Interior area
- Total structure area: 2,060
- Total interior livable area: 2,060 sqft
Property
Parking
- Parking features: No Garage
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch, Covered
- Exterior features: Storage, Drip System, Fire Pit
- Fencing: Wood
Lot
- Size: 6,534 Square Feet
- Features: Landscaped
Details
- Additional structures: Workshop, Guest House, Guest Quarters, Storage/Utility Shed
- Parcel number: 3041623B
- Zoning: C1/RES
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story,Cottage
- Property subtype: Single Family Residence
Materials
- Wood Frame, Wood Siding
- Roof: Metal
Condition
- Year built: 1957
Utilities & green energy
- Water: In Payson City Limits
Community & HOA
Community
- Security: Smoke Detector(s), Carbon Monoxide Detector(s)
- Subdivision: Payson Heights
Location
- Region: Payson
Financial & listing details
- Price per square foot: $216/sqft
- Tax assessed value: $289,378
- Annual tax amount: $1,553
- Date on market: 1/3/2026
- Listing terms: Cash,Conventional,Submit
- Road surface type: Asphalt
Estimated market value
$433,100
$411,000 - $455,000
$2,504/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/4/2026 | Price change | $445,000-3.1%$216/sqft |
Source: | ||
| 2/3/2026 | Price change | $459,000-5.4%$223/sqft |
Source: | ||
| 1/3/2026 | Listed for sale | $485,000+61.7%$235/sqft |
Source: | ||
| 6/25/2025 | Sold | $299,999$146/sqft |
Source: | ||
| 6/23/2025 | Pending sale | $299,999$146/sqft |
Source: | ||
| 6/23/2025 | Listed for sale | $299,999$146/sqft |
Source: | ||
| 6/11/2025 | Pending sale | $299,999$146/sqft |
Source: | ||
| 6/11/2025 | Listed for sale | $299,999$146/sqft |
Source: | ||
| 6/1/2025 | Pending sale | $299,999$146/sqft |
Source: | ||
| 5/23/2025 | Listed for sale | $299,999+167.9%$146/sqft |
Source: | ||
| 1/24/2014 | Sold | $112,000-6.6%$54/sqft |
Source: | ||
| 12/7/2013 | Price change | $119,900-7.7%$58/sqft |
Source: ARIZONA RESOURCE REALTY #120408 Report a problem | ||
| 11/20/2013 | Listed for sale | $129,900-10.4%$63/sqft |
Source: Arizona Resource Realty #4951813 Report a problem | ||
| 10/9/2013 | Listing removed | $144,900$70/sqft |
Source: ARIZONA RESOURCE REALTY #118296 Report a problem | ||
| 8/22/2013 | Price change | $144,900-3.3%$70/sqft |
Source: ARIZONA RESOURCE REALTY #118296 Report a problem | ||
| 7/21/2013 | Price change | $149,900-9.4%$73/sqft |
Source: ARIZONA RESOURCE REALTY #118296 Report a problem | ||
| 6/14/2013 | Price change | $165,500-4.6%$80/sqft |
Source: Homepath Report a problem | ||
| 1/30/2013 | Listed for sale | $173,500+0.6%$84/sqft |
Source: Keller Williams Arizona Realty #65843 Report a problem | ||
| 1/27/2006 | Sold | $172,500$84/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,304 +3.6% | $28,937 +3.3% |
| 2024 | $1,259 +3.4% | $28,020 |
| 2023 | $1,217 +6.3% | -- |
| 2022 | $1,144 +4.5% | -- |
| 2021 | $1,094 +10.3% | -- |
| 2019 | $992 +7.5% | -- |
| 2018 | $923 +3% | -- |
| 2017 | $896 | -- |
| 2016 | $896 +3.4% | -- |
| 2015 | $866 | -- |
| 2014 | -- | -- |
| 2013 | -- | $7,968 -29.2% |
| 2011 | -- | $11,247 -26.7% |
| 2010 | -- | $15,339 |
| 2009 | -- | -- |
| 2008 | $1,098 | -- |
| 2007 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
| 2003 | -- | -- |
| 2002 | -- | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,394/mo
Principal & interest
$2194
Property taxes
$200
More affordability tools
Climate risks
Neighborhood: 85541
Nearby schools
GreatSchools rating
- 5/10Julia Randall Elementary SchoolGrades: PK,2-5Distance: 0.9 mi
- 5/10Rim Country Middle SchoolGrades: 6-8Distance: 0.3 mi
- 4/10Payson High SchoolGrades: 9-12Distance: 0.4 mi
Local experts in 85541
- Arizona
- Gila County
- Payson
- 85541
- 217 W Frontier St








