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  • $3,335,000

    21520 Rio Oro Dr, Cornelius, NC 28031

    4beds
    3,928sqft
    Single Family Residence
    Built in 2025
    0.23 Acres Lot
    $3,376,300 Zestimate®
    $849/sqft
    $6,279 Estimated rent

    Home value

    $3,376,300

    $3.14M - $3.61M

    $6,279/mo

    Zestimate® history
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    $19,592/mo

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    What's special

    Experience lakeside luxury at its finest in this architecturally crafted Custom Home, featuring pristine shoreline and panoramic open-water views. Thoughtfully designed for both comfort and style, this residence offers a seamless blend of modern sophistication and natural beauty. An open floor plan with 10-foot ceilings and engineered white oak floors throughout creates a bright, airy flow, perfectly complemented by oversized windows and stacked sliding doors that blur the line between indoor and outdoor living. The Gourmet Kitchen is a chef’s dream, showcasing Hi-end Monogram appliances, Walk-In Scullery/Pantry w/ additional dishwasher & sink, an oversized island with panel-ready finishes, undermount lighting, and custom cabinetry that continues throughout the home for a cohesive, elegant aesthetic. The Primary suite, located on the main level, impresses with a vaulted ceiling, dual-zone climate control, and open water views. The Primary ensuite bath features separate oversized vanities with quartz countertops and premium fixtures, oversized walk in shower w/ dual shower heads and frameless glass, with a connection straight to the walk in closet and laundry. Waterfront views from the Great Room create a seamless transition to the outdoor living area. The open-concept Great Room is centered around a custom built fireplace w/ designer cast stone surround, Built-in media wall with integrated sound system, and expansive stacked sliding glass doors opening to the covered patio. Each Bedroom is a private retreat, featuring a walk-in closet and ensuite custom bathrooms, and an oversized loft/bonus for ultimate comfort and convenience upstairs. Interior living space offers Custom Lighting, Sonos whole-home audio and Eero Network system for seamless connectivity, oversized stacked sliders and windows framing a stunning water view, and custom Cabinetry and detailed Millwork throughout. Covered outdoor living space includes Isokern ventless fireplace, In-ceiling heaters, Integrated AV system, Outdoor Kitchen featuring Bull appliances and Quartzite countertops Additional home highlights include a whole-home AV package, offering seamless smart home integration and immersive entertainment throughout, High-Efficiency HVAC and Insulation package, Premium window and door systems for energy performance & sound reduction, Designer hardware and finishes throughout every space, and a large dropzone adjacent to the garage entrance. From its thoughtful craftsmanship to its breathtaking views, this home redefines waterfront living — blending timeless design, modern innovation, and effortless luxury in every detail. Lot is impervious exempt and a pool can be put in by buyers (Potential Pool Plan is in mls attachments) and the pool plan is in place with gas and electrical utilities pre-installed in the home already.

    Zillow last checked: 7 hours ago

    Listing updated: January 16, 2026 at 10:36am

    Listing Provided by:

    Christy Walker christy@christywalker.com,

    Keller Williams Lake Norman

    Bought with:

    Alton Garrard

    Better Homes and Gardens Real Estate Paracle

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4318718MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    • Main level bedrooms: 1
    Primary bedroom
    • Level: Main
    Bedroom s
    • Level: Upper
    Bedroom s
    • Level: Upper
    Bedroom s
    • Level: Upper
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Upper
    Bathroom full
    • Level: Upper
    Bathroom full
    • Level: Upper
    Bathroom half
    • Level: Main
    Breakfast
    • Level: Main
    Flex space
    • Level: Upper
    Great room
    • Level: Main
    Kitchen
    • Level: Main
    Laundry
    • Level: Main
    Media room
    • Level: Main
    Office
    • Level: Upper
    Heating
    • Heat Pump
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Water Heater, Microwave, Oven, Tankless Water Heater
    • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink
    Features
    • Drop Zone, Soaking Tub, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
    • Flooring: Tile, Wood
    • Doors: Pocket Doors, Sliding Doors
    • Windows: Insulated Windows
    • Has basement: No
    • Fireplace features: Gas, Gas Log, Great Room
    Interior area
    • Total structure area: 3,928
    • Total interior livable area: 3,928 sqft
    • Finished area above ground: 3,928
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway, Attached Garage, Garage Faces Side, Garage on Main Level
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Covered, Front Porch, Rear Porch
    • Fencing: Back Yard,Fenced
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: Dock, Pier, Waterfront
    • Body of water: Lake Norman
    Lot
    • Size: 0.23 Acres
    Details
    • Parcel number: 00129716
    • Zoning: GR
    • Special conditions: Standard
    • Other equipment: Other - See Remarks

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Modern
    • Property subtype: Single Family Residence
    Materials
    • Stucco
    • Foundation: Crawl Space
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2025
    Details
    • Builder name: Cape Custom Homes LLC

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: City
    • Utilities for property: Electricity Connected, Fiber Optics

    Community & neighborhood

    Security
    • Security features: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
    Community
    • Community features: Lake Access, Picnic Area
    Location
    • Region: Cornelius
    • Subdivision: Bahia Bay

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $75 annually

    Other

    Other facts
    • Listing terms: Cash,Conventional
    • Road surface type: Concrete, Paved

    Price history

    DateEventPrice
    1/15/2026Sold$3,335,000-4.7%$849/sqft
    Source: Canopy MLS as distributed by MLS GRID #4318718 Report a problem
    11/11/2025Listed for sale$3,499,500+382.7%$891/sqft
    Source: Canopy MLS as distributed by MLS GRID #4318718 Report a problem
    9/8/2023Sold$725,000-18.1%$185/sqft
    Source: Canopy MLS as distributed by MLS GRID #4022664 Report a problem
    6/10/2023Pending sale$885,000$225/sqft
    Source: Canopy MLS as distributed by MLS GRID #4022664 Report a problem
    6/3/2023Price change$885,000-4.3%$225/sqft
    Source: Canopy MLS as distributed by MLS GRID #CAR4022664 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,709 +23%$1,157,900 +22.2%
    2024$6,269 $947,800
    2023-- $947,800 +80.1%

    Find assessor info on the county website

    Neighborhood: 28031

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Cornelius
    • Middle: Bailey
    • High: William Amos Hough

    Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $3,376,300
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $3,376,300