Exceptional new construction waterfront residence offering approximately 4,507 square feet of elevated living space plus a 550 SF garage, thoughtfully composed across a two-story layout designed for both everyday ease and high-level entertaining.
Upon completion, the home will present with a clean, tailored architectural presence and an unmistakable sense of intention. Inside, 10-foot ceilings and generous proportions are planned to create an airy, refined atmosphere, while the open-concept main level is designed to deliver the flow today’s buyers want with spaces that feel bright, expansive and effortless.
At the center of the home, the chef’s kitchen is envisioned as equal parts statement and workhorse. A substantial 5' x 12' island will anchor the space, paired with a 48" range and 48" refrigerator, custom cabinetry, and a layout built to host. A dedicated scullery and oversized pantry are designed to keep everything streamlined and out of sight when entertaining.
A dramatic 12' bi-fold door is planned to open to a true indoor-outdoor extension of the home: a covered porch and entertaining terrace featuring a built-in bar with beverage fridge and BBQ, with ample hardscape for dining, lounging, and lakefront evenings that go long after sunset.
The main-level primary suite is positioned to function as a private retreat, complete with a spacious dressing room and spa-inspired bath, intentionally separated from the secondary bedrooms. Upstairs, four additional ensuite bedrooms are planned to provide comfort and privacy for family and guests, while the impressive 21' x 24' rec room with cathedral ceiling is designed to offer a dramatic, flexible space for movie nights, game days, or an elevated lounge.
A rare opportunity to secure a design-forward new construction waterfront home where scale, function, and lifestyle come together, crafted to feel timeless, substantial, and truly exceptional upon completion.
Active
$3,849,000
21510 Rio Oro Dr, Cornelius, NC 28031
5beds
4,507sqft
Est.:
Single Family Residence
Built in 2026
0.23 Acres Lot
$3,677,600 Zestimate®
$854/sqft
$6/mo HOA
What's special
Lakefront eveningsDedicated sculleryWaterfront residenceSpa-inspired bathAiry refined atmosphereOpen-concept main levelCustom cabinetry
- 42 days |
- 1,349 |
- 43 |
Zillow last checked:
Listing updated:
Listing Provided by:
Christy Walker christy.walker@premiersir.com,
Premier Sotheby's International Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4347486
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Recreation room
- Level: Upper
Heating
- Forced Air, Heat Pump, Natural Gas
Cooling
- Central Air, Electric, Zoned
Appliances
- Included: Bar Fridge, Microwave, Convection Oven, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Plumbed For Ice Maker, Tankless Water Heater
- Laundry: Electric Dryer Hookup, Main Level
Features
- Drop Zone, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Wet Bar
- Flooring: Tile, Wood
- Doors: Sliding Doors
- Windows: Insulated Windows
- Has basement: No
- Attic: Pull Down Stairs
- Fireplace features: Family Room
Interior area
- Total structure area: 4,507
- Total interior livable area: 4,507 sqft
- Finished area above ground: 4,507
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Garage Faces Front, Keypad Entry, Garage on Main Level
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Patio, Rear Porch
- Exterior features: In-Ground Irrigation, Outdoor Kitchen
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Dock, Pier, Waterfront
- Body of water: Lake Norman
Lot
- Size: 0.23 Acres
Details
- Parcel number: 00129718
- Zoning: GR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,European
- Property subtype: Single Family Residence
Materials
- Stucco, Stone Veneer
- Foundation: Crawl Space
- Roof: Flat
Condition
- New construction: Yes
- Year built: 2026
Details
- Builder name: Cape Custom Homes LLC
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Lake Access, Picnic Area, Street Lights
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Bahia Bay
HOA
- Has HOA: Yes
- HOA fee: $75 annually
- HOA name: Bahia Bay HOA
- HOA phone: 704-299-2222
Location
- Region: Cornelius
Financial & listing details
- Price per square foot: $854/sqft
- Tax assessed value: $1,178,400
- Date on market: 3/2/2026
- Cumulative days on market: 43 days
- Listing terms: Cash
- Road surface type: Concrete, Paved
Estimated market value
$3,677,600
$3.49M - $3.86M
$6,463/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/2/2026 | Listed for sale | $3,849,000+270.1%$854/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4347486 Report a problem | ||
| 1/13/2026 | Sold | $1,040,000+229.1%$231/sqft |
Source: Public Record Report a problem | ||
| 4/25/2016 | Sold | $316,000$70/sqft |
Source: Canopy MLS as distributed by MLS GRID #3147290 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $1,178,400 +0.5% |
| 2024 | -- | $1,172,800 |
| 2023 | -- | $1,172,800 +58.2% |
| 2022 | -- | $741,300 |
| 2021 | -- | $741,300 |
| 2020 | -- | $741,300 |
| 2019 | $6,252 | $741,300 +15.6% |
| 2018 | -- | $641,100 |
| 2017 | $4,497 | $641,100 +52.6% |
| 2016 | $4,497 | $420,000 |
| 2015 | $4,497 +1.4% | $420,000 |
| 2014 | $4,434 | -- |
| 2013 | -- | $420,000 |
| 2012 | -- | $420,000 |
| 2011 | -- | $420,000 +133.3% |
| 2010 | -- | $180,000 |
| 2009 | -- | $180,000 |
| 2008 | -- | $180,000 |
| 2007 | -- | $180,000 |
| 2006 | -- | $180,000 |
| 2005 | -- | $180,000 |
| 2004 | -- | $180,000 |
| 2003 | -- | $180,000 +50% |
| 2002 | -- | $120,000 |
| 2001 | -- | $120,000 |
| 2000 | -- | $120,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$21,178/mo
Principal & interest
$18991
Property taxes
$2181
HOA Fees
$6
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Climate risks
Neighborhood: 28031
Nearby schools
GreatSchools rating
- 5/10Cornelius ElementaryGrades: K-5Distance: 1.6 mi
- 10/10Bailey Middle SchoolGrades: 6-8Distance: 3.4 mi
- 6/10William Amos Hough HighGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Cornelius
- Middle: Bailey
- High: William Amos Hough
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Mecklenburg County
- Cornelius
- 28031
- 21510 Rio Oro Dr
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