Welcome to refined, low-maintenance living in one of Matthews’ most convenient and desirable locations. This beautifully maintained 2-story townhome blends smart design, exceptional storage, and everyday comfort — all with a financial advantage that truly sets it apart. Offering 3 spacious bedrooms, 2.5 baths, and a 2-car garage, this home delivers functionality and flow for modern living. The main level is designed for effortless entertaining and comfortable daily life, while upstairs offers a private retreat for rest and relaxation. The primary suite is a rare find — featuring two oversized walk-in closets and a private bath, creating a true owner’s sanctuary. Each additional bedroom also includes its own walk-in closet, giving you a total of four walk-in closets throughout the home — an exceptional storage feature rarely found in townhomes. here’s the game changer: This property features an assumable loan — offering qualified buyers a potential opportunity to secure favorable financing terms in today’s market. Opportunities like this are rare and could mean significant long-term savings.
Located just minutes from major retailers, dining, and daily essentials, convenience is unmatched. Both Atrium Health and Novant Health hospitals are approximately 5–10 minutes away, making this location ideal for commuters and healthcare professionals alike. Move-in ready. Exceptionally maintained. Financially strategic.
This is more than a townhome — it’s a smart move.
Active
$389,900
2131 Stevens Mill Rd, Matthews, NC 28104
3beds
1,781sqft
Est.:
Townhouse
Built in 2021
0.05 Acres Lot
$387,600 Zestimate®
$219/sqft
$220/mo HOA
What's special
- 6 days |
- 438 |
- 11 |
Zillow last checked: 8 hours ago
Listing updated: February 28, 2026 at 12:06pm
Listing Provided by:
Dan Jones dan@myhomecarolinas.com,
Carolina Real Estate Experts The Dan Jones Group,
David Etz,
Carolina Real Estate Experts The Dan Jones Group
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4347036
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bathroom half
- Level: Main
Dining area
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Upper
Living room
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Exhaust Fan, Microwave, Oven, Plumbed For Ice Maker
- Laundry: Electric Dryer Hookup, In Hall, Upper Level, Washer Hookup
Features
- Open Floorplan, Walk-In Closet(s)
- Flooring: Carpet, Vinyl
- Has basement: No
Interior area
- Total structure area: 1,781
- Total interior livable area: 1,781 sqft
- Finished area above ground: 1,781
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Faces Rear, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Exterior features: Lawn Maintenance
Lot
- Size: 0.05 Acres
- Features: Cleared, End Unit, Green Area, Level
Details
- Parcel number: 21509646
- Zoning: R-VS
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Fiber Cement, Vinyl
- Foundation: Slab
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Available, Electricity Connected, Wired Internet Available
Community & HOA
Community
- Subdivision: Harmony
HOA
- Has HOA: Yes
- HOA fee: $220 monthly
- HOA name: Cusick
Location
- Region: Matthews
Financial & listing details
- Price per square foot: $219/sqft
- Tax assessed value: $382,500
- Date on market: 2/24/2026
- Cumulative days on market: 187 days
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Exclusions: Washer and dryer do not convey
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$387,600
$368,000 - $407,000
$2,173/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/24/2026 | Listed for sale | $389,900-3.7%$219/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4347036 Report a problem | ||
| 2/10/2026 | Listing removed | $405,000$227/sqft |
Source: Canopy MLS as distributed by MLS GRID #4291967 Report a problem | ||
| 8/14/2025 | Listed for sale | $405,000$227/sqft |
Source: Canopy MLS as distributed by MLS GRID #4291967 Report a problem | ||
| 10/6/2022 | Listing removed | -- |
Source: Canopy MLS as distributed by MLS GRID #3893544 Report a problem | ||
| 9/26/2022 | Price change | $405,000-1.2%$227/sqft |
Source: Canopy MLS as distributed by MLS GRID #3893544 Report a problem | ||
| 8/29/2022 | Price change | $410,000-1.2%$230/sqft |
Source: Canopy MLS as distributed by MLS GRID #3893544 Report a problem | ||
| 8/13/2022 | Listed for sale | $415,000+18.7%$233/sqft |
Source: Canopy MLS as distributed by MLS GRID #3893544 Report a problem | ||
| 7/1/2021 | Sold | $349,500$196/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $382,500 |
| 2024 | $2,917 +1.5% | $382,500 |
| 2023 | $2,873 +18% | $382,500 +45.5% |
| 2022 | $2,436 | $262,800 +338% |
| 2021 | -- | $60,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,267/mo
Principal & interest
$1826
Property taxes
$221
HOA Fees
$220
Climate risks
Neighborhood: 28104
Nearby schools
GreatSchools rating
- 8/10Matthews ElementaryGrades: K-5Distance: 2.3 mi
- 4/10Mint Hill Middle SchoolGrades: 6-8Distance: 3.1 mi
- 6/10David W Butler HighGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: Bain
- Middle: Mint Hill
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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