Introducing 212 Terrace Street in the heart of Hancock, an as-is investment opportunity brimming with potential and possibilities. This multi-unit property is being offered in its current condition, making it an ideal canvas for investors or buyers eager to renovate, customize, and add value. The first unit at 210 Terrace features three bedrooms and one full bath, while the second unit at 212 Terrace offers two bedrooms and two full baths. Each residence includes comfortable living and dining areas along with full kitchens, creating functional layouts suited for tenants or multi-generational living. Set within a charming small-town setting, the home enjoys close proximity to local parks, the scenic C&O Canal and Western Maryland Rail Trail, Potomac River access, and nearby shops and dining. Outdoor enthusiasts will appreciate the abundance of recreational options, while commuters benefit from easy access to I-70 and I-68, providing convenient routes to Hagerstown, Cumberland, and beyond. Whether you’re looking to expand your portfolio or reimagine a property with character, this Hancock gem offers endless opportunity in a peaceful, well-connected community.
Pending
$185,000
212 Terrace St, Hancock, MD 21750
5beds
--baths
2,016sqft
Est.:
Duplex
Built in 1891
-- sqft lot
$-- Zestimate®
$92/sqft
$-- HOA
What's special
Full kitchensTwo bedroomsThree bedrooms
- 23 days |
- 816 |
- 36 |
Zillow last checked: 7 hours ago
Listing updated: March 18, 2026 at 05:05am
Listed by:
Jackie Daley 443-622-3022,
Northrop Realty 4104651770
Source: Bright MLS,MLS#: MDWA2033918
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
Basement
- Area: 576
Heating
- Other, Space Heater
Cooling
- Window Unit(s), Electric
Appliances
- Included: Electric Water Heater
Features
- Dining Area, Exposed Beams, Floor Plan - Traditional, Dry Wall
- Flooring: Hardwood, Vinyl, Other
- Doors: Atrium
- Windows: Casement, Wood Frames
- Has basement: No
- Number of fireplaces: 1
Interior area
- Total structure area: 2,592
- Total interior livable area: 2,016 sqft
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Garage Faces Front, Detached, Driveway
- Garage spaces: 2
- Uncovered spaces: 4
Accessibility
- Accessibility features: Other
Features
- Patio & porch: Patio, Porch
- Exterior features: Lighting
- Pool features: None
- Has view: Yes
- View description: River, Mountain(s)
- Has water view: Yes
- Water view: River
Lot
- Size: 1.06 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2205014514
- Zoning: U
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subtype: Duplex
Materials
- Combination
- Foundation: Other
- Roof: Other
Condition
- New construction: No
- Year built: 1891
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s), Main Entrance Lock
Location
- Region: Hancock
- Municipality: Hancock
Financial & listing details
- Price per square foot: $92/sqft
- Tax assessed value: $234,700
- Annual tax amount: $3,368
- Date on market: 3/14/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
$1,394/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/18/2026 | Pending sale | $185,000$92/sqft |
Source:  Bright MLS #MDWA2033918 Report a problem | ||
| 3/14/2026 | Listed for sale | $185,000$92/sqft |
Source: Bright MLS #MDWA2033908 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,148 -27.2% | $234,700 +14.1% |
| 2024 | $2,952 +16.4% | $205,700 +16.4% |
| 2023 | $2,536 | $176,700 |
| 2022 | $2,536 -1.4% | $176,700 |
| 2021 | $2,571 -4.5% | $176,700 -4.5% |
| 2020 | $2,692 | $185,000 |
| 2019 | $2,692 | $185,000 |
| 2018 | $2,692 +18.6% | $185,000 -1.2% |
| 2017 | $2,270 +25.7% | $187,300 +0.4% |
| 2016 | $1,806 | $186,600 +0.4% |
| 2015 | $1,806 | $185,900 +0.4% |
| 2014 | $1,806 | $185,200 |
| 2013 | -- | $185,200 |
| 2012 | -- | $185,200 -16% |
| 2011 | -- | $220,400 +1.3% |
| 2010 | -- | $217,612 +1.3% |
| 2009 | -- | $214,746 +1.4% |
| 2008 | -- | $211,880 +14.9% |
| 2007 | -- | $184,420 +17.5% |
| 2006 | -- | $156,960 +21.2% |
| 2005 | -- | $129,500 +2.5% |
| 2004 | -- | $126,402 +2.5% |
| 2003 | -- | $123,306 +2.6% |
| 2002 | -- | $120,210 |
| 2001 | -- | $120,210 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,077/mo
Principal & interest
$954
Property taxes
$123
More affordability tools
Climate risks
Neighborhood: 21750
Nearby schools
GreatSchools rating
- 4/10Hancock Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 3/10Hancock Middle Senior High SchoolGrades: 6-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Hancock
- Middle: Hancock Middle Senior High School
- High: Hancock Middle Senior
- District: Washington County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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