The best of Lake Norman living—without the waterfront price tag! Discover the perfect blend of elegance ,comfort, and Lake Norman lifestyle in this immaculate water view home in Bahia Bay. The expansive gourmet kitchen showcases premium finishes, sleek blk stainless-steel appliances and farmhouse sink. The open floor plan creates a light-filled, spacious home with 10' ceilings on the main & 9' on the upper level along with modern 5 and 6 panel doors & custom window shades throughout. The primary suite is a true retreat, featuring a spa-inspired bath w/oversized shower and luxurious rain shower head. Unique to the property is a private guest quarters —ideal for extended family, visitors, or home office. Soak in tranquil lake views from your upper/lower decks complete with privacy shades. Enjoy the convenience of Bahia Bay day-use boat dock, ramps, and direct lake access just minutes away. This home offers it all in convenience and luxury with the added plus of amazing SUNSET views!
Closed
$925,000
20615 Rio Oro Dr, Cornelius, NC 28031
4beds
3,387sqft
Single Family Residence
Built in 2022
0.23 Acres Lot
$936,700 Zestimate®
$273/sqft
$4,788 Estimated rent
Home value
$936,700
$871,000 - $1.00M
$4,788/mo
Zestimate® history
Loading...
Owner options
List your home for rent
$4,788/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
Learn more$4,788/mo
Rent Zestimate®
Refinance and save
$5,412/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
See today's rates$5,412/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: October 23, 2025 at 02:51pm
Listing Provided by:
Angela Cook angela@vivalakenorman.com,
Southern Homes of the Carolinas, Inc
Bought with:
Catherine Webb
EXP Realty LLC Mooresville
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4291867
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom
- Level: Main
- Area: 207.69 Square Feet
- Dimensions: 13' 11" X 14' 11"
Bedroom s
- Features: Ceiling Fan(s)
- Level: Upper
- Area: 234 Square Feet
- Dimensions: 13' 0" X 18' 0"
Bedroom s
- Features: Ceiling Fan(s)
- Level: Upper
- Area: 188.81 Square Feet
- Dimensions: 14' 3" X 13' 3"
Bedroom s
- Features: Ceiling Fan(s)
- Level: 2nd Living Quarters
- Area: 213.17 Square Feet
- Dimensions: 10' 9" X 19' 10"
Bathroom full
- Features: Walk-In Closet(s)
- Level: Main
- Area: 154.23 Square Feet
- Dimensions: 13' 11" X 11' 1"
Bathroom full
- Level: Upper
- Area: 114.7 Square Feet
- Dimensions: 10' 9" X 10' 8"
Bathroom full
- Level: 2nd Living Quarters
- Area: 161.37 Square Feet
- Dimensions: 11' 0" X 14' 8"
Bathroom half
- Level: Main
- Area: 18.24 Square Feet
- Dimensions: 3' 0" X 6' 1"
Other
- Features: Ceiling Fan(s)
- Level: 2nd Living Quarters
- Area: 535.41 Square Feet
- Dimensions: 27' 0" X 19' 10"
Bonus room
- Features: Attic Stairs Pulldown, Ceiling Fan(s)
- Level: Upper
- Area: 269.45 Square Feet
- Dimensions: 16' 4" X 16' 6"
Dining room
- Level: Main
- Area: 153.44 Square Feet
- Dimensions: 11' 7" X 13' 3"
Flex space
- Features: Ceiling Fan(s)
- Level: Main
- Area: 82.49 Square Feet
- Dimensions: 11' 11" X 6' 11"
Kitchen
- Features: Kitchen Island, Open Floorplan
- Level: Main
- Area: 245.64 Square Feet
- Dimensions: 11' 1" X 22' 2"
Laundry
- Level: Main
- Area: 67.51 Square Feet
- Dimensions: 11' 7" X 5' 10"
Living room
- Level: Main
- Area: 401.18 Square Feet
- Dimensions: 17' 10" X 22' 6"
Other
- Level: Main
- Area: 78.43 Square Feet
- Dimensions: 11' 11" X 6' 7"
Heating
- Heat Pump, Zoned
Cooling
- Ceiling Fan(s), Central Air, Zoned
Appliances
- Included: Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Exhaust Hood, Microwave, Oven, Refrigerator with Ice Maker, Self Cleaning Oven, Wall Oven
- Laundry: Electric Dryer Hookup, Laundry Room
Features
- Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Total Primary Heated Living Area: 2711
- Flooring: Vinyl
- Windows: Insulated Windows
- Has basement: No
- Attic: Pull Down Stairs
- Fireplace features: Living Room
Interior area
- Total structure area: 2,711
- Total interior livable area: 3,387 sqft
- Finished area above ground: 2,711
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Long driveway for additional parking plus the 2 car garage
Accessibility
- Accessibility features: Two or More Access Exits, Mobility Friendly Flooring
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Covered, Deck, Front Porch, Side Porch
- Has view: Yes
- View description: Long Range, Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp – Community, Boat Slip – Community, Dock, Paddlesport Launch Site - Community, Pier - Community
- Body of water: Lake Norman
Lot
- Size: 0.23 Acres
- Features: Level, Views
Details
- Parcel number: 00129103
- Zoning: GR
- Special conditions: Standard
- Other equipment: Network Ready
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Partial, Hardboard Siding, Shingle/Shake
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & neighborhood
Community
- Community features: Lake Access, Picnic Area, Recreation Area
Location
- Region: Cornelius
- Subdivision: Bahia Bay
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $75 annually
- Association name: Bahia Bay HOA
Other
Other facts
- Listing terms: Cash,Conventional
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/23/2025 | Sold | $925,000-2.6%$273/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4291867 Report a problem | ||
| 8/20/2025 | Listed for sale | $950,000+20.3%$280/sqft |
Source: Canopy MLS as distributed by MLS GRID #4291867 Report a problem | ||
| 6/2/2023 | Sold | $790,000-2.3%$233/sqft |
Source: Canopy MLS as distributed by MLS GRID #3937234 Report a problem | ||
| 4/10/2023 | Price change | $809,000-1.9%$239/sqft |
Source: Canopy MLS as distributed by MLS GRID #CAR3937234 Report a problem | ||
| 3/24/2023 | Price change | $825,000-2.9%$244/sqft |
Source: Canopy MLS as distributed by MLS GRID #CAR3937234 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $703,200 |
| 2024 | -- | $703,200 +29.2% |
| 2023 | -- | $544,300 +625.7% |
Find assessor info on the county website
Neighborhood: 28031
Nearby schools
GreatSchools rating
- 5/10Cornelius ElementaryGrades: K-5Distance: 1.8 mi
- 10/10Bailey Middle SchoolGrades: 6-8Distance: 3.6 mi
- 6/10William Amos Hough HighGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Cornelius
- Middle: Bailey
- High: William Amos Hough
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$936,700
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$936,700
- North Carolina
- Mecklenburg County
- Cornelius
- 28031
- 20615 Rio Oro Dr