Set quietly within 12 picturesque acres overlooking a peaceful creek, Tower Hill Retreat offers an extraordinary opportunity to experience refined country living in a natural setting. This impressive estate features 5 bedrooms (with potential for a sixth) and 5 full and 2 half bathrooms in a thoughtfully designed and exceptionally versatile floor plan. Rich hardwood and tile flooring extend throughout the main level of the home while dramatic floor-to-ceiling windows invite abundant natural light and frame captivating views of the surrounding woodland landscape. Multiple living areas throughout the original section of the home provide comfortable gathering spaces, while the substantial Ripple Brothers addition creates expansive living areas ideal for entertaining, recreation, or extended family living. For automotive enthusiasts, hobbyists, or those needing exceptional storage, the property offers eight garage bays, including a detached three-car garage with loft space featuring plumbing and electric—presenting an incredible opportunity for a future guest suite, au pair quarters, or private studio. Thoughtfully cared for grounds surround the home; a private nature retreat where peaceful creek views, mature trees, and beautifully maintained yard space provide an unparalleled sense of serenity.
Coming soon 03/20
$1,450,000
20045 Tower Hill Rd, Leonardtown, MD 20650
5beds
7,376sqft
Est.:
Single Family Residence
Built in 1973
12 Acres Lot
$1,012,500 Zestimate®
$197/sqft
$17/mo HOA
What's special
- 2 days |
- 681 |
- 32 |
Zillow last checked: 7 hours ago
Listing updated: March 16, 2026 at 09:15am
Listed by:
Barbara Stellway 240-298-9191,
KW Metro Center (703) 535-3610
Source: Bright MLS,MLS#: MDSM2029738
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 7
- Full bathrooms: 5
- 1/2 bathrooms: 2
- Main level bathrooms: 4
- Main level bedrooms: 1
Heating
- Central, Heat Pump, Zoned, Other, Electric, Geothermal, Oil
Cooling
- Central Air, Geothermal, Heat Pump, Programmable Thermostat, Zoned, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Ice Maker, Double Oven, Oven/Range - Gas, Range Hood, Six Burner Stove, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Electric Water Heater
- Laundry: Dryer In Unit, Washer In Unit, Main Level, Has Laundry
Features
- Additional Stairway, Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-in Features, Ceiling Fan(s), Double/Dual Staircase, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen - Country, Eat-in Kitchen, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), High Ceilings, Dry Wall, Beamed Ceilings
- Flooring: Hardwood, Terrazzo, Tile/Brick, Wood
- Doors: French Doors, Six Panel
- Windows: Double Hung, Skylight(s), Storm Window(s), Wood Frames, Double Pane Windows
- Basement: Connecting Stairway,Combination,Interior Entry,Exterior Entry,Sump Pump,Walk-Out Access,Windows,Workshop,Shelving,Rear Entrance,Partially Finished
- Number of fireplaces: 2
- Fireplace features: Mantel(s), Decorative, Stone, Wood Burning
Interior area
- Total structure area: 7,376
- Total interior livable area: 7,376 sqft
- Finished area above ground: 7,376
Property
Parking
- Total spaces: 14
- Parking features: Storage, Garage Faces Side, Garage Door Opener, Inside Entrance, Oversized, Attached, Detached, Driveway
- Attached garage spaces: 8
- Uncovered spaces: 6
Accessibility
- Accessibility features: Other
Features
- Levels: Three
- Stories: 3
- Exterior features: Boat Storage, Lighting, Flood Lights, Rain Gutters, Storage
- Pool features: None
- Has view: Yes
- View description: Creek/Stream, Scenic Vista
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: None
- Body of water: Poplar Hill Creek
- Frontage length: Water Frontage Ft: 820
Lot
- Size: 12 Acres
- Features: Backs to Trees, Fishing Available, Cul-De-Sac, Hunting Available, Irregular Lot, Landscaped, Level, No Thru Street, Not In Development, Wooded, Private, Rural, Stream/Creek, Tidal Wetland
Details
- Additional structures: Above Grade
- Additional parcels included: Property is tucked away at the beginning of Tower Hill Road. Incredibly private yet close to all amenities,
- Parcel number: 1903040275
- Zoning: RPD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Frame, Brick, Stone
- Foundation: Slab, Block, Wood
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1973
- Major remodel year: 2007
Utilities & green energy
- Sewer: On Site Septic
- Water: Private, Well
Community & HOA
Community
- Subdivision: Tower Hill
HOA
- Has HOA: Yes
- Services included: Road Maintenance
- HOA fee: $200 annually
Location
- Region: Leonardtown
Financial & listing details
- Price per square foot: $197/sqft
- Tax assessed value: $1,015,067
- Annual tax amount: $9,635
- Date on market: 3/20/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan
- Inclusions: Back-up Generator, Geo-thermal-see Inve Form In Docsntory
- Ownership: Fee Simple
- Road surface type: Gravel
Estimated market value
$1,012,500
$891,000 - $1.14M
$4,842/mo
Price history
Price history
Price history is unavailable.
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,729 -14.3% | $1,003,900 +6.8% |
| 2024 | $9,023 +7.3% | $940,100 +7.3% |
| 2023 | $8,411 +7.9% | $876,300 +7.9% |
| 2022 | $7,798 +3.8% | $812,500 +3.8% |
| 2021 | $7,510 +4% | $782,467 +4% |
| 2020 | $7,222 +4.2% | $752,433 +4.2% |
| 2019 | $6,934 +1.2% | $722,400 +1.2% |
| 2018 | $6,850 +0.3% | $713,667 +1.2% |
| 2017 | $6,831 +63.9% | $704,933 +1.3% |
| 2016 | $4,167 | $696,200 +3.4% |
| 2015 | $4,167 | $673,400 +3.5% |
| 2014 | $4,167 | $650,600 +3.6% |
| 2013 | -- | $627,800 |
| 2012 | -- | $627,800 |
| 2011 | -- | $627,800 +26.8% |
| 2010 | -- | $495,020 +10.6% |
| 2009 | -- | $447,510 +11.9% |
| 2008 | -- | $400,000 +13.5% |
| 2007 | -- | $352,490 +7.9% |
| 2006 | -- | $326,722 +8.6% |
| 2005 | -- | $300,956 +9.4% |
| 2004 | -- | $275,190 +3.1% |
| 2003 | -- | $266,950 +3.2% |
| 2002 | -- | $258,710 +3.3% |
| 2001 | -- | $250,470 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$8,253/mo
Principal & interest
$7269
Property taxes
$967
HOA Fees
$17
More affordability tools
Climate risks
Neighborhood: 20650
Nearby schools
GreatSchools rating
- 9/10Piney Point Elementary SchoolGrades: PK-5Distance: 4.2 mi
- 8/10Leonardtown Middle SchoolGrades: 6-8Distance: 4.3 mi
- 5/10Leonardtown High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- Middle: Leonardtown
- High: Leonardtown
- District: St. Marys County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 20650
- Maryland
- Saint Marys County
- Leonardtown
- 20650
- 20045 Tower Hill Rd
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