Tucked among the trees on a beautifully private lot, this updated ranch home with a newly finished walkout lower level offers both comfort and convenience. Located near east side Traverse City Schools, the setting is ideal while still providing a peaceful, secluded feel. The main floor features a spacious primary suite, two additional bedrooms, and convenient main-floor laundry. Numerous updates have been completed within the past few years including a new roof in 2021, as well as a remodeled basement including a 65” LG OLED TV with a Bose home theater entertainment system, new gas fireplace, new bathroom with soaker tub, and a non-conforming bedroom (guest room, office, craft room) making this home truly move-in ready. A kayak/boat rack will also remain with the property, adding to the home’s outdoor appeal.
Accepting backups
$489,000
197 Black Ridge Ct, Traverse City, MI 49696
3beds
2,500sqft
Est.:
Single Family Residence
Built in 1999
0.92 Acres Lot
$476,700 Zestimate®
$196/sqft
$30/mo HOA
What's special
New gas fireplaceRemodeled basementUpdated ranch homeBeautifully private lotSpacious primary suiteConvenient main-floor laundry
- 33 days |
- 900 |
- 26 |
Zillow last checked: 7 hours ago
Listing updated: February 27, 2026 at 12:06pm
Listed by:
Kirstie Swanson Home:231-632-5581,
Century 21 Northland 231-929-7900
Source: NGLRMLS,MLS#: 1942412
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
- Area: 160
- Dimensions: 16 x 10
Bedroom 2
- Area: 144
- Dimensions: 12 x 12
Bedroom 3
- Area: 100
- Dimensions: 10 x 10
Primary bathroom
- Features: Private
Dining room
- Area: 91
- Dimensions: 13 x 7
Kitchen
- Area: 156
- Dimensions: 13 x 12
Living room
- Area: 208
- Dimensions: 16 x 13
Heating
- Forced Air, Natural Gas, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Refrigerator, Oven/Range, Disposal, Dishwasher, Microwave, Water Softener Owned, Washer, Dryer, Water Filtration System, Exhaust Fan, Water Purifier, Gas Water Heater
- Laundry: Main Level
Features
- Entrance Foyer, Pantry, Solid Surface Counters, Kitchen Island, Mud Room, Den/Study, Vaulted Ceiling(s), Drywall, Ceiling Fan(s), High Speed Internet
- Windows: Blinds, Drapes, Curtain Rods
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 2,500
- Total interior livable area: 2,500 sqft
- Finished area above ground: 1,392
- Finished area below ground: 1,108
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener, Paved, Asphalt, Private
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Main Floor Access, Covered Entrance, Grip-Accessible Features
Features
- Patio & porch: Deck, Porch
- Exterior features: Garden, Rain Gutters
- Waterfront features: None
Lot
- Size: 0.92 Acres
- Dimensions: 132 x 305
- Features: Level, Sloped, Landscaped
Details
- Additional structures: Shed(s)
- Parcel number: 0332801300
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Foundation: Poured Concrete
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
Green energy
- Energy efficient items: Appliances, Windows, Thermostat
- Water conservation: Low Flow Toilets
Community & HOA
Community
- Features: Pets Allowed
- Subdivision: Black Forest Estates
HOA
- Services included: Snow Removal, Liability Insurance
- HOA fee: $360 annually
Location
- Region: Traverse City
Financial & listing details
- Price per square foot: $196/sqft
- Tax assessed value: $130,919
- Annual tax amount: $3,421
- Price range: $489K - $489K
- Date on market: 2/20/2026
- Cumulative days on market: 33 days
- Listing agreement: Exclusive Right Sell
- Listing terms: Conventional,Cash
- Ownership type: Private Owner
- Road surface type: Asphalt
Estimated market value
$476,700
$453,000 - $501,000
$3,491/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/20/2026 | Listed for sale | $489,000+60.3%$196/sqft |
Source:  NGLRMLS #1942412 Report a problem | ||
| 7/23/2020 | Sold | $305,000-6.1%$122/sqft |
Source: NGLRMLS #1875549 Report a problem | ||
| 7/21/2020 | Pending sale | $324,900$130/sqft |
Source: Real Estate One #1875549 Report a problem | ||
| 6/8/2020 | Listed for sale | $324,900+117.8%$130/sqft |
Source: REO-TC/Randolph #1875549 Report a problem | ||
| 6/15/2000 | Sold | $149,200$60/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,421 +6.2% | $216,300 +4.5% |
| 2024 | $3,222 +5% | $207,000 +22.1% |
| 2023 | $3,068 +3.6% | $169,600 +8.9% |
| 2022 | $2,962 +25.9% | $155,700 +39.6% |
| 2021 | $2,353 -0.5% | $111,500 -3.7% |
| 2020 | $2,364 | $115,800 +4.3% |
| 2019 | $2,364 +2.5% | $111,000 +8.5% |
| 2018 | $2,307 | $102,300 +8.3% |
| 2017 | -- | $94,500 +2.5% |
| 2016 | -- | $92,200 +12.9% |
| 2014 | -- | $81,700 +4.7% |
| 2012 | -- | $78,040 -4.1% |
| 2011 | -- | $81,370 -2.3% |
| 2010 | -- | $83,280 -14.1% |
| 2009 | -- | $96,920 -2.1% |
| 2008 | -- | $99,000 |
| 2007 | -- | $99,000 +3.3% |
| 2005 | -- | $95,800 +4.5% |
| 2004 | -- | $91,700 +16.5% |
| 2003 | -- | $78,700 +12.6% |
| 2002 | -- | $69,900 +3.7% |
| 2001 | -- | $67,400 +430.7% |
| 2000 | -- | $12,700 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,785/mo
Principal & interest
$2449
Property taxes
$306
HOA Fees
$30
More affordability tools
Climate risks
Neighborhood: 49696
Nearby schools
GreatSchools rating
- 7/10Cherry Knoll Elementary SchoolGrades: PK-5Distance: 2.4 mi
- 8/10East Middle SchoolGrades: 6-8Distance: 2.2 mi
- 9/10Central High SchoolGrades: 8-12Distance: 6.5 mi
Schools provided by the listing agent
- District: Traverse City Area Public Schools
Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 49696
- Michigan
- Grand Traverse County
- Traverse City
- 49696
- 197 Black Ridge Ct
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