An Exception Waterfront Retreat in the Much Sought after Montego Bay Community * This Coastal Gem Offers 3 Bedrooms 2 Full Baths (Primary bath with shower) * This home is Perfectly Positioned on one of the Widest Canals within the Community Featuring your own Private Boat Dock and Lift (2018), making it Effortless to Enjoy the Days on the Water * Take in the Breathtaking Sunset Skies ad Tranquil Natural Views from your Covered Concrete Porch * Two Sets of Sliding Glass Glass Doors Invite in the Soft Coastal Breezes and Abundant Natural Light * Inside, the Open Floor Plan Creates an Airy, Easy Flow Ideal for Relaxed Seaside Living * This home features Central Heat/AC, Floored Attic, Laminate Flooring Thru-Out, Beautifully Updated Kitchen with Stainless Steel Appliances , Roof replaced in November of 2025, * Sold Furnished for Immediate Enjoyment * A True Waterfront Escape where EVERYDAY Feels Like a Vacation * Please Contact me Today to Schedule a Showing *
For sale
$775,000
195 Pine Tree Rd, Ocean City, MD 21842
3beds
1,344sqft
Est.:
Single Family Residence
Built in 2001
3,566 Square Feet Lot
$722,400 Zestimate®
$577/sqft
$33/mo HOA
What's special
Tranquil natural viewsPrimary bath with showerAbundant natural lightFloored atticBreathtaking sunset skiesOpen floor plan
- 20 hours |
- 623 |
- 10 |
Zillow last checked: 8 hours ago
Listing updated: 17 hours ago
Listed by:
Grace Masten 410-250-4433,
Sea Grace @ North Beach Realtors 443-614-3901,
Co-Listing Agent: Erik Dowell 410-250-4433,
Sea Grace @ North Beach Realtors
Source: Bright MLS,MLS#: MDWO2036332
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Central, Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Electric, Cooktop, Washer, Water Heater, Refrigerator, Electric Water Heater
- Laundry: Main Level, Washer In Unit, Dryer In Unit
Features
- Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Open Floorplan, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Walk-In Closet(s)
- Windows: Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
- Finished area above ground: 1,344
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Uncovered spaces: 2
Accessibility
- Accessibility features: Other
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Private Dock Site, Canal, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
- Frontage length: Water Frontage Ft: 50
Lot
- Size: 3,566 Square Feet
- Features: Bulkheaded, Fishing Available, Cul-De-Sac, Landscaped
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2410196973
- Zoning: TR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Community & HOA
Community
- Subdivision: Montego Bay
HOA
- Has HOA: Yes
- HOA fee: $395 annually
Location
- Region: Ocean City
- Municipality: Ocean City
Financial & listing details
- Price per square foot: $577/sqft
- Tax assessed value: $579,700
- Annual tax amount: $7,940
- Date on market: 3/1/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Furnished
- Exclusions: Recliner Chair In Living Room, Artwork And Personal Items In Closets, Porch Table And Chairs
- Ownership: Fee Simple
Estimated market value
$722,400
$672,000 - $773,000
$2,545/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/1/2026 | Listed for sale | $775,000+72.2%$577/sqft |
Source:  Bright MLS #MDWO2036332 Report a problem | ||
| 10/25/2017 | Sold | $450,000-8%$335/sqft |
Source: Public Record Report a problem | ||
| 9/1/2017 | Pending sale | $489,000$364/sqft |
Source: Long and Foster - 11701 OC #511868 Report a problem | ||
| 8/10/2017 | Listed for sale | $489,000+300.8%$364/sqft |
Source: Long and Foster - 11701 OC #511868 Report a problem | ||
| 5/16/2000 | Sold | $122,000+48.8%$91/sqft |
Source: Public Record Report a problem | ||
| 4/26/1995 | Sold | $82,000$61/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,940 +11.9% | $579,700 +14.3% |
| 2024 | $7,096 +15.9% | $507,000 +16.7% |
| 2023 | $6,122 +6.7% | $434,300 |
| 2022 | $5,735 +7% | $434,300 +14.5% |
| 2021 | $5,361 +7.8% | $379,433 +7.8% |
| 2020 | $4,973 -0.7% | $352,000 |
| 2019 | $5,008 +0.7% | $352,000 |
| 2018 | $4,972 -10.6% | $352,000 -10.6% |
| 2017 | $5,559 +6.2% | $393,700 +2.4% |
| 2016 | $5,235 | $384,367 +2.5% |
| 2015 | $5,235 | $375,033 +2.6% |
| 2014 | $5,235 | $365,700 |
| 2013 | -- | $365,700 |
| 2012 | -- | $365,700 -16.2% |
| 2011 | -- | $436,250 |
| 2010 | -- | $436,250 |
| 2009 | -- | $436,250 -0.2% |
| 2008 | -- | $437,300 +20.2% |
| 2007 | -- | $363,792 +25.3% |
| 2006 | -- | $290,286 +33.9% |
| 2005 | -- | $216,780 +6% |
| 2004 | -- | $204,426 +6.4% |
| 2003 | -- | $192,073 +6.9% |
| 2002 | -- | $179,720 +2.4% |
| 2001 | -- | $175,426 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,173/mo
Principal & interest
$3649
Property taxes
$491
HOA Fees
$33
Climate risks
Neighborhood: North Ocean City
Nearby schools
GreatSchools rating
- 10/10Ocean City Elementary SchoolGrades: PK-4Distance: 6.9 mi
- 10/10Stephen Decatur Middle SchoolGrades: 7-8Distance: 9.9 mi
- 7/10Stephen Decatur High SchoolGrades: 9-12Distance: 9.7 mi
Schools provided by the listing agent
- Elementary: Ocean City
- Middle: Stephen Decatur
- High: Stephen Decatur
- District: Worcester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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