A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams. A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of this space. As you approach the second floor, you will notice the incredible custom washed pecky cypress wood wall, and the beautiful red stained glass windows that were rescued from an old home in Louisiana. This floor hosts the master bedroom with private en-suite bath, along with the two additional guest bedrooms. The peaceful and private courtyard encompasses a lounge area, summer kitchen, wood burning fireplace and water fountain features. This is one of the most charming courtyards in Rosemary. The outdoor space includes access to the carriage house located above the garage. The carriage house offers an open living, dining and kitchen space with 2nd story private bedroom and bath. This delightful space also has 2 small built-in beds in the living area that can be closed off for privacy. This immaculate residence has been lovingly and meticulously cared for with notable attention to detail. Rosemary Beach embraces the principles of traditional town planning with a pedestrian friendly design. Allow us to say welcome home... you'll be happy to be here!
For sale
$3,595,000
190 E Water St, Inlet Beach, FL 32461
4beds
2,344sqft
Est.:
Single Family Residence
Built in 2000
2,613.6 Square Feet Lot
$-- Zestimate®
$1,534/sqft
$-- HOA
What's special
Abundance of lightSummer kitchenFront porchWater fountain featuresGarage and carriage houseExposed beamsDesigner lighting
- 27 days |
- 1,761 |
- 69 |
Zillow last checked: 7 hours ago
Listing updated: 15 hours ago
Listed by:
Clark & Mitchell Group 850-428-7635,
Rosemary Beach Realty LLC
Source: ECAOR,MLS#: 995450
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Primary bedroom
- Level: Second
- Area: 213.56 Square Feet
- Dimensions: 16.75 x 12.75
Bedroom
- Level: Second
- Area: 115 Square Feet
- Dimensions: 11.5 x 10
Bedroom
- Level: Second
- Area: 115 Square Feet
- Dimensions: 11.5 x 10
Bedroom
- Description: in the Carriage House
- Level: Second
- Area: 137.5 Square Feet
- Dimensions: 13.75 x 10
Primary bathroom
- Level: Second
- Area: 54 Square Feet
- Dimensions: 6.75 x 8
Bathroom
- Level: First
- Area: 23.56 Square Feet
- Dimensions: 7.25 x 3.25
Bathroom
- Level: Second
- Area: 55.03 Square Feet
- Dimensions: 8.25 x 6.67
Bathroom
- Description: in the Carriage House
- Level: First
- Area: 48.75 Square Feet
- Dimensions: 7.5 x 6.5
Bathroom
- Description: in the Carriage House
- Level: Second
- Area: 41.25 Square Feet
- Dimensions: 5.5 x 7.5
Dining area
- Level: First
- Area: 152 Square Feet
- Dimensions: 16 x 9.5
Dining area
- Description: in the Carriage House
- Level: First
- Area: 91 Square Feet
- Dimensions: 13 x 7
Garage
- Level: First
- Area: 180 Square Feet
- Dimensions: 18 x 10
Kitchen
- Level: First
- Area: 168 Square Feet
- Dimensions: 16 x 10.5
Kitchen
- Description: in the Carriage House
- Level: First
- Area: 63 Square Feet
- Dimensions: 9 x 7
Living room
- Level: First
- Area: 324 Square Feet
- Dimensions: 18 x 18
Living room
- Description: in the Carriage House
- Level: First
- Area: 146.25 Square Feet
- Dimensions: 13 x 11.25
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Bookcases, Beamed Ceilings, Crown Molding, Vaulted Ceiling(s), In-Law Floorplan, Kitchen Island, Recessed Lighting, Shelving
- Flooring: Hardwood, Laminate, Tile
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: EPA Qualified Fireplace, Gas
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,344
- Total interior livable area: 2,344 sqft
Property
Parking
- Total spaces: 2
- Parking features: Guest, Carport, Garage
- Garage spaces: 1
- Has carport: Yes
- Covered spaces: 2
Features
- Stories: 2
- Patio & porch: Covered, Patio, Porch
- Exterior features: Balcony, Columns, Outdoor Shower, Outdoor Kitchen
- Fencing: Partial
- On waterfront: Yes
Lot
- Size: 2,613.6 Square Feet
- Dimensions: 32 x 78
- Features: Restrictions, Within 1/2 Mile to Water
Details
- Additional structures: Guest House
- Parcel number: 353S18160640320020
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco, Trim Wood
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 2000
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Beach, Community Room, Deed Access, Fitness Center, Fishing, Pavillion/Gazebo, Picnic Area, Playground, Pool, TV Cable, Tennis Court(s), Waterfront
- Subdivision: ROSEMARY BEACH
HOA
- Services included: Maintenance Grounds, Land Recreation, Management, Security, Cable TV, Internet
Location
- Region: Inlet Beach
Financial & listing details
- Price per square foot: $1,534/sqft
- Tax assessed value: $2,384,690
- Annual tax amount: $18,999
- Date on market: 3/4/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/4/2026 | Listed for sale | $3,595,000$1,534/sqft |
Source: | ||
| 2/22/2026 | Pending sale | $3,595,000$1,534/sqft |
Source: | ||
| 2/16/2026 | Listed for sale | $3,595,000+86.3%$1,534/sqft |
Source: | ||
| 7/30/2020 | Sold | $1,930,000-3.3%$823/sqft |
Source: | ||
| 6/7/2020 | Listed for sale | $1,995,000+615.1%$851/sqft |
Source: Coastal Luxury #847838 Report a problem | ||
| 3/3/2004 | Sold | $279,000$119/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $18,881 +6% | $1,786,011 +10% |
| 2023 | $17,806 +12.7% | $1,623,646 +10% |
| 2022 | $15,795 +21.6% | $1,476,042 +10% |
| 2021 | $12,989 +84.8% | $1,341,856 +81% |
| 2020 | $7,030 +3% | $741,501 +2.3% |
| 2019 | $6,827 | $724,830 +1.9% |
| 2018 | $6,827 +1.6% | $711,315 -4% |
| 2017 | $6,721 -3.7% | $741,026 +2.1% |
| 2016 | $6,976 +1.2% | $725,785 +0.7% |
| 2015 | $6,892 -0.9% | $720,740 +0.8% |
| 2014 | $6,952 | $715,020 +1.5% |
| 2013 | -- | $704,453 |
| 2012 | -- | $704,453 +1.4% |
| 2011 | -- | $694,926 -1.1% |
| 2010 | -- | $702,352 -20.3% |
| 2009 | -- | $880,873 +0.1% |
| 2008 | -- | $879,993 +3% |
| 2007 | -- | $854,362 +5.6% |
| 2005 | -- | $809,247 +96.1% |
| 2004 | -- | $412,734 +6% |
| 2003 | -- | $389,296 +18.1% |
| 2002 | -- | $329,620 +1.9% |
| 2001 | -- | $323,548 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$20,808/mo
Principal & interest
$18022
Property taxes
$2786
More affordability tools
Climate risks
Neighborhood: Rosemary Beach
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 5.8 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 8 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 12.2 mi
Schools provided by the listing agent
- Elementary: Dune Lakes
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







