Boaters and beach lovers—this is the one you've been waiting for! Located on Destin Harbor, this beautifully updated 3-bedroom, 3.5-bath townhome features a boat slip and lift that can accommodate up to a 30' boat. Enjoy panoramic views of the harbor from your private outdoor decks. This multi-level home includes a garage, updated kitchen and bathrooms and a new A/C in 2024, making it as turnkey as it is charming. It also comes fully furnished and rental ready, perfect for vacation rental income or immediate personal enjoyment. The vacant lot across the street is available for additional parking. There are no HOA fees for the townhouse and low annual $445 fee for Holiday Isle Improvement Association. Set sail from your private slip or enjoy the harbor views with your morning coffee. The first level features a bunk room that sleeps four and includes a bath. The second level offers great views from the living room and kitchen. The third level boasts the harbor-front primary suite and bath, as well as a guest room and bath. This is coastal living at its finest. Schedule your private showing today!
For sale
$1,095,000
187 Durango Rd, Destin, FL 32541
3beds
1,430sqft
Est.:
Townhouse
Built in 1984
871.2 Square Feet Lot
$1,066,700 Zestimate®
$766/sqft
$37/mo HOA
What's special
Fully furnishedGuest room and bathMulti-level homeUpdated kitchen
- 9 days |
- 466 |
- 19 |
Zillow last checked: 8 hours ago
Listing updated: February 14, 2026 at 09:37am
Listed by:
Cindy Cole 850-654-2900,
Cindy Cole Fine Homes LLC
Source: ECAOR,MLS#: 995211
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Third
- Area: 180 Square Feet
- Dimensions: 15 x 12
Bedroom
- Level: First
- Area: 121 Square Feet
- Dimensions: 11 x 11
Bedroom
- Level: Third
- Area: 132 Square Feet
- Dimensions: 12 x 11
Primary bathroom
- Level: Third
- Area: 54 Square Feet
- Dimensions: 9 x 6
Bathroom
- Level: First
- Area: 40 Square Feet
- Dimensions: 8 x 5
Bathroom
- Level: Second
- Area: 18 Square Feet
- Dimensions: 6 x 3
Bathroom
- Level: Third
- Area: 40 Square Feet
- Dimensions: 8 x 5
Dining room
- Description: Dining/Living Combo
- Level: Second
- Area: 360 Square Feet
- Dimensions: 24 x 15
Garage
- Level: First
- Area: 200 Square Feet
- Dimensions: 20 x 10
Kitchen
- Level: Second
- Area: 100 Square Feet
- Dimensions: 10 x 10
Utility room
- Level: Second
- Area: 40 Square Feet
- Dimensions: 8 x 5
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar
- Windows: Window Treatments
- Furnished: Yes
Interior area
- Total structure area: 1,430
- Total interior livable area: 1,430 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Attached garage spaces: 1
Features
- Stories: 3
- Patio & porch: Deck
- Exterior features: Balcony, Boat Slip, Boatlift, Dock
- Has view: Yes
- View description: Canal, Harbor
- Has water view: Yes
- Water view: Canal,Harbor
- Waterfront features: Canal Access, Harbor, Waterfront, Seawall
Lot
- Size: 871.2 Square Feet
- Features: Covenants, Within 1/2 Mile to Water
Details
- Parcel number: 002S24507000000180
- Zoning description: City
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Frame, Vinyl Siding, Trim Vinyl
- Foundation: Slab
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 1984
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Dock, Waterfront
- Subdivision: QUAYS PH 1
HOA
- Has HOA: Yes
- HOA fee: $445 annually
Location
- Region: Destin
Financial & listing details
- Price per square foot: $766/sqft
- Tax assessed value: $642,076
- Annual tax amount: $6,921
- Date on market: 2/13/2026
Estimated market value
$1,066,700
$1.01M - $1.12M
$3,808/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/13/2026 | Listed for sale | $1,095,000+9.5%$766/sqft |
Source: | ||
| 12/1/2022 | Listed for rent | $3,500$2/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 10/19/2021 | Listing removed | -- |
Source: | ||
| 8/3/2021 | Listed for sale | $999,900+94.2%$699/sqft |
Source: | ||
| 9/30/2019 | Sold | $515,000-1.9%$360/sqft |
Source: | ||
| 9/4/2019 | Price change | $524,900-0.9%$367/sqft |
Source: First Gulf Realty LLC #801897 Report a problem | ||
| 8/2/2019 | Price change | $529,900-1.9%$371/sqft |
Source: First Gulf Realty LLC #801897 Report a problem | ||
| 7/2/2019 | Price change | $539,900-1.8%$378/sqft |
Source: First Gulf Realty, LLC #801897 Report a problem | ||
| 6/11/2019 | Price change | $549,900-2.7%$385/sqft |
Source: First Gulf Realty, LLC #801897 Report a problem | ||
| 5/15/2019 | Price change | $564,900-0.9%$395/sqft |
Source: First Gulf Realty, LLC #801897 Report a problem | ||
| 4/8/2019 | Price change | $569,900-1.7%$399/sqft |
Source: First Gulf Realty, LLC #801897 Report a problem | ||
| 3/11/2019 | Price change | $579,900-1.7%$406/sqft |
Source: First Gulf Realty, LLC #801897 Report a problem | ||
| 10/16/2018 | Price change | $589,900-1.7%$413/sqft |
Source: First Gulf Realty Llc #801897 Report a problem | ||
| 8/27/2018 | Listed for sale | $599,900$420/sqft |
Source: First Gulf Realty Llc #801897 Report a problem | ||
| 6/30/2018 | Listing removed | $599,900$420/sqft |
Source: First Gulf Realty Llc #801897 Report a problem | ||
| 6/28/2018 | Price change | $599,900-4%$420/sqft |
Source: First Gulf Realty Llc #801897 Report a problem | ||
| 5/18/2018 | Listed for sale | $625,000+56.6%$437/sqft |
Source: Owner Report a problem | ||
| 10/5/2010 | Listing removed | $399,000$279/sqft |
Source: BEACH PROPERTIES #448213 Report a problem | ||
| 9/17/2010 | Listed for sale | $399,000$279/sqft |
Source: BEACH PROPERTIES #448213 Report a problem | ||
| 7/11/2010 | Listing removed | $399,000$279/sqft |
Source: BEACH PROPERTIES #448213 Report a problem | ||
| 6/5/2010 | Price change | $399,000-9.1%$279/sqft |
Source: BEACH PROPERTIES #448213 Report a problem | ||
| 4/10/2010 | Price change | $439,000-2.2%$307/sqft |
Source: BEACH PROPERTIES #448213 Report a problem | ||
| 3/7/2010 | Listed for sale | $449,000$314/sqft |
Source: BEACH PROPERTIES #448213 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,773 +5.3% | $513,255 -17.7% |
| 2023 | $6,433 +13.1% | $623,337 +18.2% |
| 2022 | $5,688 +16.5% | $527,448 +31.4% |
| 2021 | $4,883 +11.3% | $401,474 +14.5% |
| 2020 | $4,386 +7.4% | $350,559 +8.2% |
| 2019 | $4,084 +9.3% | $323,869 +11.3% |
| 2018 | $3,737 | $291,042 +3.3% |
| 2017 | $3,737 +1.5% | $281,642 +2.2% |
| 2016 | $3,681 +2.9% | $275,483 +3% |
| 2015 | $3,578 -0.6% | $267,502 +9.1% |
| 2014 | $3,598 | $245,126 +8.5% |
| 2013 | -- | $226,022 +0% |
| 2012 | -- | $225,952 -8.2% |
| 2011 | -- | $246,111 -10.1% |
| 2010 | -- | $273,860 -11.3% |
| 2009 | -- | $308,850 -2.9% |
| 2008 | -- | $318,030 -15.7% |
| 2007 | -- | $377,324 -0.2% |
| 2006 | -- | $378,069 +24% |
| 2005 | -- | $304,820 +52.2% |
| 2004 | -- | $200,301 +5.2% |
| 2003 | -- | $190,464 +2.2% |
| 2002 | -- | $186,407 +3.4% |
| 2001 | -- | $180,264 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,510/mo
Principal & interest
$5351
Property taxes
$1122
HOA Fees
$37
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 1 mi
- 8/10Destin Middle SchoolGrades: 5-8Distance: 4.5 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 8.5 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








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