Experience exceptional waterfront living on the shores of Lake Wylie in this stunning 2016 Arts & Crafts-style home. Offering over 5,000 square feet of thoughtfully designed living space, this 4-bedroom, 4 full and 2 half bath residence blends timeless craftsmanship with modern luxury.
The main level features an open-concept layout anchored by a dramatic two-story living room with a soaring fireplace, creating a striking focal point filled with natural light. The chef’s kitchen is equipped with a gas cooktop, double ovens, and premium appliances, while the elegant dining area is perfect for entertaining. The primary suite on the main floor provides a private retreat with a spa-inspired bath, and a utility room plus additional half bath add everyday convenience.
Upstairs, you’ll find two generously sized bedrooms, each with access to full baths, along with a stunning loft-style office featuring beautiful wood ceilings, creating a warm and inspiring space perfect for working from home or relaxing with a view.
The fully finished walk-out basement is designed as a secondary living quarters, complete with a bedroom, full and half baths, full kitchen, living room, media room, and flexible space. With its private entrance, this level is ideal for guests, multi-generational living, or extended stays.
Outdoor living is equally impressive, featuring a resort-style in-ground pool with spa, hot tub, fire pit, and multiple covered and open-air spaces including a rear porch, deck, and patio—all overlooking serene water views. Enjoy direct lake access with a double-deck dock featuring a covered boat lift and two jet ski lifts on the lower level, plus a spacious upper-level entertaining area with breathtaking water views—perfect for relaxing or hosting on the lake.
Additional highlights include a 4-car garage (main level and basement), hardwood and tile flooring, insulated windows, security system, in-ground irrigation, fenced backyard, and beautifully wooded, hilly lot offering privacy and scenic surroundings.
Active
$2,575,000
18321 Rosapenny Rd, Charlotte, NC 28278
4beds
5,023sqft
Est.:
Single Family Residence
Built in 2016
1.34 Acres Lot
$2,487,900 Zestimate®
$513/sqft
$158/mo HOA
What's special
Natural lightFenced backyardInsulated windowsHardwood and tile flooringOpen-concept layoutFire pitIn-ground irrigation
- 4 days |
- 664 |
- 31 |
Zillow last checked: 7 hours ago
Listing updated: April 03, 2026 at 07:32am
Listing Provided by:
Amy Petrenko VicAndAmyPetrenko@PremierSIR.com,
Premier Sotheby's International Realty,
Vic Petrenko,
Premier Sotheby's International Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4364652
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Features: Built-in Features, Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: Main
Bedroom s
- Features: En Suite Bathroom, Walk-In Closet(s)
- Level: Upper
Bedroom s
- Features: Walk-In Closet(s)
- Level: Upper
Bedroom s
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: 2nd Living Quarters
Bathroom full
- Features: Built-in Features, Garden Tub, Walk-In Closet(s)
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Features: Built-in Features
- Level: Upper
Bathroom full
- Features: Built-in Features
- Level: Upper
Bathroom full
- Features: Built-in Features
- Level: 2nd Living Quarters
Bathroom half
- Level: 2nd Living Quarters
Other
- Features: Built-in Features, Kitchen Island, Open Floorplan
- Level: 2nd Living Quarters
Dining room
- Features: Built-in Features, Open Floorplan, Vaulted Ceiling(s)
- Level: Main
Flex space
- Level: 2nd Living Quarters
Kitchen
- Features: Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan
- Level: Main
Living room
- Features: Built-in Features, Open Floorplan, Vaulted Ceiling(s)
- Level: Main
Living room
- Features: Built-in Features, Open Floorplan
- Level: 2nd Living Quarters
Media room
- Level: 2nd Living Quarters
Office
- Features: Built-in Features, Open Floorplan, Vaulted Ceiling(s)
- Level: Upper
Utility room
- Features: Built-in Features, Drop Zone
- Level: Main
Heating
- Electric, Forced Air, Heat Pump, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Double Oven, Electric Oven, Exhaust Hood, Gas Cooktop, Indoor Grill, Ice Maker, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven
- Laundry: Utility Room, Inside, Main Level
Features
- Flooring: Tile, Wood
- Windows: Insulated Windows
- Basement: Basement Garage Door,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
- Fireplace features: Fire Pit, Gas, Gas Log, Great Room, Living Room
Interior area
- Total structure area: 3,278
- Total interior livable area: 5,023 sqft
- Finished area above ground: 3,278
- Finished area below ground: 1,745
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Basement, Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage Faces Rear, Garage Shop, Golf Cart Garage, Keypad Entry, Garage on Main Level
- Attached garage spaces: 4
- Has uncovered spaces: Yes
- Details: 2 garages- 1 on main level with 3 spaces and one in basement
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Patio, Rear Porch
- Exterior features: Fire Pit, In-Ground Irrigation, Storage
- Has private pool: Yes
- Pool features: In Ground, Outdoor Pool, Pool/Spa Combo
- Has spa: Yes
- Spa features: Heated
- Fencing: Back Yard,Fenced,Partial
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Paddlesport Launch Site, Personal Watercraft Lift, Dock
- Body of water: Lake Wylie
Lot
- Size: 1.34 Acres
- Dimensions: 120' x 292' x 210' x 29' x 115' x 213' x 202'
- Features: Hilly, Wooded
Living quarters
- Secondary features: Interior Connected,Room w/ Private Bath,Separate Entrance,Separate Kitchen Facilities,Separate Living Quarters
Details
- Parcel number: 21731131
- Zoning: R122
- Special conditions: Standard
- Other equipment: Other - See Remarks
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Arts and Crafts
- Property subtype: Single Family Residence
Materials
- Brick Partial, Fiber Cement
- Foundation: Slab
Condition
- New construction: No
- Year built: 2016
Details
- Builder name: Saussy Burbank
Utilities & green energy
- Sewer: Septic Installed
- Water: City, Shared Well, Well
- Utilities for property: Electricity Connected, Underground Power Lines, Underground Utilities, Wired Internet Available
Community & HOA
Community
- Features: Sidewalks, Street Lights
- Security: Security System
- Subdivision: Rosapenny Peninsula
HOA
- Has HOA: Yes
- HOA fee: $1,900 annually
- HOA name: Rosapenny Peninsula Homeowners Association
- HOA phone: 609-815-4612
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $513/sqft
- Tax assessed value: $1,673,600
- Annual tax amount: $11,725
- Date on market: 4/2/2026
- Cumulative days on market: 17 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$2,487,900
$2.36M - $2.61M
$4,844/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/2/2026 | Listed for sale | $2,575,000$513/sqft |
Source: | ||
| 3/26/2026 | Listing removed | $2,575,000$513/sqft |
Source: | ||
| 3/13/2026 | Listed for sale | $2,575,000+3.2%$513/sqft |
Source: | ||
| 12/4/2025 | Listing removed | $2,495,000$497/sqft |
Source: | ||
| 8/11/2025 | Listed for sale | $2,495,000+102.8%$497/sqft |
Source: | ||
| 5/22/2017 | Sold | $1,230,000-5%$245/sqft |
Source: Public Record Report a problem | ||
| 12/30/2016 | Listing removed | $1,295,000$258/sqft |
Source: CottinghamChalkHayes, REALTORS #3146079 Report a problem | ||
| 2/8/2016 | Listed for sale | $1,295,000+354.4%$258/sqft |
Source: CottinghamChalkHayes, REALTORS #3146079 Report a problem | ||
| 10/18/2013 | Listing removed | $285,000$57/sqft |
Source: CottinghamChalkHayes, Realtors #2101109 Report a problem | ||
| 10/5/2013 | Price change | $285,000+3.6%$57/sqft |
Source: CottinghamChalkHayes, Realtors #2101109 Report a problem | ||
| 8/8/2012 | Listed for sale | $275,000$55/sqft |
Source: CottinghamChalkHayes, Realtors #2101109 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $11,725 | $1,673,600 |
| 2024 | -- | $1,673,600 |
| 2023 | $11,386 +2.8% | $1,673,600 +35.9% |
| 2022 | $11,078 +2.4% | $1,231,300 |
| 2021 | $10,813 +0.6% | $1,231,300 |
| 2020 | $10,752 +1% | $1,231,300 |
| 2019 | $10,644 +16.2% | $1,231,300 +65.4% |
| 2018 | $9,159 +309.2% | $744,600 +104.4% |
| 2017 | $2,238 | $364,300 +78.6% |
| 2016 | $2,238 | $204,000 |
| 2015 | $2,238 +2.6% | $204,000 |
| 2014 | $2,182 | -- |
| 2013 | -- | $204,000 -15% |
| 2012 | -- | $240,000 -20% |
| 2011 | -- | $300,000 +66.7% |
| 2010 | -- | $180,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$14,326/mo
Principal & interest
$12709
Property taxes
$1459
HOA Fees
$158
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Climate risks
Neighborhood: Lower Palisades
Nearby schools
GreatSchools rating
- 8/10Palisades Park ElementaryGrades: K-5Distance: 3 mi
- 1/10Southwest Middle SchoolGrades: 6-8Distance: 4.8 mi
- 8/10Palisades High SchoolGrades: 9-11Distance: 3.1 mi
Local experts in 28278
- North Carolina
- Mecklenburg County
- Charlotte
- 28278
- Lower Palisades
- 18321 Rosapenny Rd





