Welcome to this move-in ready 4 bedroom, 3 bathroom, updated home tucked away on a quiet cul-de-sac in the sought-after Lake Monticello community. Set on a private, wooded lot with scenic backyard views, a peaceful creek, and raised garden beds, this property offers the perfect blend of comfort, space, and natural surroundings. Step inside to a bright, open main level featuring freshly painted walls and bright hardwood floors throughout. The vaulted ceilings and stone fireplace are warm and inviting, while the kitchen has stainless steel appliances, a new dishwasher, and new backsplash, offering a functional layout that connects seamlessly to the dining area and upper deck. The freshly painted primary suite provides a peaceful retreat, complete with a soaking tub overlooking scenic views, a walk-in closet, and a wall-mounted TV for added comfort. Downstairs, the fully finished walk-out basement has been updated with new LVP flooring and fresh paint throughout, featuring flexible space for a rec room, guest area, home office, or additional living space, along with the fourth bedroom and third full bathroom. Outdoor living truly shines here with a brand-new oversized back deck on both the upper and lower levels, ideal for entertaining, adventurous children, pets, or simply enjoying the natural wooded scenery. Major system updates provide peace of mind, including a new HVAC system (2024) and new hot water heater (2023). Additional highlights include an oversized 2-car garage, ample paved driveway space with extra parking, and a secluded setting while still being located within Lake Monticello offering access to lake amenities, beaches, golf, restaurants, pool, clubhouse and more.
For sale
$399,000
18 Chickasaw Pl, Palmyra, VA 22963
4beds
1,826sqft
Est.:
Single Family Residence
Built in 2003
0.57 Acres Lot
$392,200 Zestimate®
$219/sqft
$120/mo HOA
What's special
- 12 days |
- 1,080 |
- 45 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 24, 2026 at 03:49pm
Listed by:
Ashley Cameron 707-980-4860,
Lake Anna Island Realty, Inc.
Source: Bright MLS,MLS#: VAFN2000642
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Bedroom 1, Laundry, Recreation Room, Bathroom 1, Bathroom 2, Bathroom 3, Attic
Primary bedroom
- Level: Main
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bedroom 4
- Level: Lower
Bathroom 1
- Level: Main
Bathroom 2
- Level: Main
Bathroom 3
- Level: Lower
Other
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Lower
Living room
- Level: Main
Recreation room
- Level: Lower
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Ice Maker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Electric Water Heater
- Laundry: In Basement, Laundry Room
Features
- Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Dry Wall
- Flooring: Hardwood, Luxury Vinyl
- Basement: Full,Garage Access,Exterior Entry,Interior Entry,Walk-Out Access,Windows,Finished,Heated
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 3,030
- Total interior livable area: 1,826 sqft
- Finished area above ground: 1,224
- Finished area below ground: 602
Property
Parking
- Total spaces: 2
- Parking features: Basement, Inside Entrance, Driveway, Paved, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Has spa: Yes
- Spa features: Bath
- Fencing: Back Yard
- Has view: Yes
- View description: Creek/Stream, Trees/Woods
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Lake
- Body of water: Lake Monticello
Lot
- Size: 0.57 Acres
- Features: Cul-De-Sac, Wooded, Rural, Secluded, SideYard(s)
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 18A 10 262
- Zoning: R4
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
Condition
- Very Good
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Lake Monticello
HOA
- Has HOA: Yes
- HOA fee: $1,440 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $219/sqft
- Tax assessed value: $390,300
- Annual tax amount: $2,927
- Date on market: 3/24/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan,VHDA
- Inclusions: Shed, Tvs In Primary Br And Lr
- Exclusions: Stand Up Deep Freezer In Garage
- Ownership: Fee Simple
Estimated market value
$392,200
$373,000 - $412,000
$2,466/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/25/2026 | Listed for sale | $399,000+69.8%$219/sqft |
Source: | ||
| 7/1/2019 | Sold | $235,000$129/sqft |
Source: Public Record Report a problem | ||
| 6/14/2019 | Price change | $235,000-2.1%$129/sqft |
Source: REAL ESTATE III - EAST #589845 Report a problem | ||
| 5/3/2019 | Listed for sale | $240,000+15.9%$131/sqft |
Source: REAL ESTATE III - EAST #589845 Report a problem | ||
| 7/30/2018 | Sold | $207,000-5.9%$113/sqft |
Source: Public Record Report a problem | ||
| 6/8/2018 | Pending sale | $219,900$120/sqft |
Source: Keller Williams Realty #576911 Report a problem | ||
| 5/24/2018 | Listed for sale | $219,900$120/sqft |
Source: KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE #576911 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,174 | $257,600 |
| 2023 | $2,174 | $257,600 +15.6% |
| 2022 | -- | $222,800 |
| 2021 | -- | $222,800 |
| 2020 | -- | $222,800 +12% |
| 2018 | $1,573 | $199,000 |
| 2017 | $1,573 | $199,000 +10.1% |
| 2016 | $1,573 | $180,700 |
| 2015 | $1,573 +10.7% | $180,700 +1.1% |
| 2014 | $1,421 -1.5% | $178,700 |
| 2013 | $1,443 | $178,700 -29.4% |
| 2012 | -- | $253,100 |
| 2011 | $1,367 | $253,100 |
| 2010 | -- | $253,100 |
| 2009 | -- | $253,100 |
| 2008 | -- | $253,100 |
| 2007 | -- | $253,100 +19% |
| 2006 | -- | $212,700 |
| 2005 | -- | $212,700 +40.4% |
| 2004 | -- | $151,500 +982.1% |
| 2003 | -- | $14,000 |
| 2002 | -- | $14,000 +100% |
| 2001 | $50 | $7,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,282/mo
Principal & interest
$1946
Property taxes
$216
HOA Fees
$120
More affordability tools
Climate risks
Neighborhood: 22963
Getting around
5 / 100
Car-DependentNearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 8.6 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 5.1 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 8.6 mi
Schools provided by the listing agent
- District: Fluvanna County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 22963
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 18 Chickasaw Pl







